




3001 Bell Rd, Philpot, KY, 42366
About This Home
Welcome to your own private retreat! Nestled on 13.066 partially wooded acres, this beautiful Benny Clark-built home (2017) offers the perfect blend of quality craftsmanship, comfort, and peaceful country living. Featuring 2,532 square feet, this well-designed home includes 3 bedrooms, 2 full baths, and 1 half bath with an open, inviting layout. The spacious kitchen is appointed with custom cabinetry, granite countertops, and abundant workspace, making it ideal for both everyday living and entertaining. The primary suite is a true retreat with a luxurious tiled walk-in shower and a large walk-in closet. Step outside and enjoy the inground saltwater pool, installed in 2023, perfect for relaxing and entertaining while overlooking the serene surroundings. Need space for hobbies, equipment, or a business? The brand-new 40' x 60' pole barn is an incredible addition, featuring 16-foot walls, a concrete floor, 24' x 40' concrete apron, two 14' x 14' overhead doors, and a 10' x 12' side overhead door, offering endless possibilities. If you've been searching for privacy, acreage, modern amenities, and an exceptional outbuilding, this one checks all the boxes. 13.066 acres • 3 Bedrooms • 2.5 Baths • 2,532 Sq. Ft. • Saltwater Pool • New 40' x 60' Pole Barn • Built in 2017
Getting Around
Schools
Construction
Condition
- Year built: 2017
Materials
- Foundation: Slab
- Roof: Dimensional
- Construction materials: Brick
Type & Style
- Home type: SingleFamily
- Property subType: Single Family Residence,Residential
Interior
Appliances
- Appliances included: Cooktop,Dishwasher,Microwave,Refrigerator,Oven,Tankless Water Heater
- Laundry features: W/D Hookup
Basement
- Basement: None
Bedrooms & Bathrooms
- Bedrooms: 3
- Bathrooms: 3
- Full bathrooms: 2
- 1/2 bathrooms: 1
Features
- Ceiling Fan(s),Granite,Master Downstairs,Walk-In Closet(s),Walk-in Shower
- Window features: Window Treatments
- Flooring: Carpet,Tile
- Fireplace features: Gas Log
- Fireplace: Yes
- Attic: Partially Floored,Pull Down Stairs
- Finished area below ground: 0
- Finished area above ground: 2,532
Heating & Cooling
- Heating features: Heat Pump,Propane
- Cooling features: Heat Pump
Interior Area
- Total structure area: 2,532
- Total interior livable area: 2,532 sqft
Kitchen
- Features: Eat-in Kitchen
Master Bedroom
- Level: First
Property
Features
- Levels: One and One Half
- Stories: 1
- Private pool: Yes
- Pool features: In Ground
- Patio & porch: Patio,Rear Porch,Front Porch
- Exterior features: Scenic
- Residential vegetation: Partially Wooded
Lot
- Lot size: 13.07 Acres
- Features: Secluded,Landscaped,Wooded
- Lot size dimensions: 13.066 acres
Parking
- Total spaces: 5
- Parking features: Attached,Detached
- Has garage: Yes
- Attached garage spaces: 5
- Covered spaces: 5
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Ice Storm
- Strong Wind
- Tornado
- Winter Weather
- Cold Wave
- Drought
- Earthquake
- Hail
- Heat Wave
- Inland Flooding
How This Home’s Risks Compare
FEMA Declared Disasters Across Kentucky Counties
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $4,246 | $50,952 |
| Home Insurance * | $426 | $5,112 |
| Property Taxes | $566 | $6,792 |
| Electricity | $199 | $2,399 |
| Total | $5,437 | $65,244 |
Income You'd Need if You Spent...
Kentucky FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
Price History
| Date | Event | Price |
|---|---|---|
| 2026-08-12 | Price change | $824,900 |
| 2026-07-31 | Listed for sale | $839,900 |
| 2025-11-17 | Listing removed | -- |
| 2025-10-12 | Pending sale | $699,000 |
| 2025-10-07 | Listed for sale | $699,000 |
