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211-213 N Ball St, Owosso, MI, 48867

4beds
4baths
4,356sqft
$175,000
$40price/sqft
$1,660/moest. monthly cost
$66,400/yrincome needed

About This Home

LAND CONTRACT CONSIDERED WITH 20% DOWN! Investment Property! 4 units WITH (2) two-bedroom apartments, and (2) commercial units. Gross rents $2,375 per month. Rents could be higher. Central air only for main level #211. Tenants are month to month. Both properties are rental certified by the city to July 2028. Two parcels included in sale.

Getting Around

88
WalkingVery Walkable
0
TransitVery Limited Transit
52
BikeBikeable

Schools

6/10
Central SchoolGrades K-50.4 mi
4/10
Owosso Middle SchoolGrades 6-81.2 mi
6/10
Owosso High SchoolGrades 9-121.2 mi

Construction

Condition

  • Year built: 1900

Materials

  • Foundation: Basement
  • Construction materials: Brick

Type & Style

  • Home type: MultiFamily
  • Property subType: Multi Family

Interior

Basement

  • Has basement: Yes
  • Basement: Block

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 4
  • Full bathrooms: 2
  • 1/2 bathrooms: 2

Heating & Cooling

  • Heating features: Forced Air
  • Cooling features: Central Air

Interior Area

  • Total structure area: 4,356
  • Total interior livable area: 4,356 sqft

Property

Details

  • Parcel number: 05047001400700&00400
  • Zoning description: Commercial
  • Special condition: Private

Features

  • Levels: Two
  • Stories: 2
  • Frontage length: 44

Lot

  • Lot size: 3,484 sqft
  • Lot size dimensions: 44 x 93

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Strong Wind
    Strong WindRelatively High
  • Tornado
    TornadoRelatively High
  • Cold Wave
    Cold WaveModerate
  • Ice Storm
    Ice StormModerate

How This Home’s Risks Compare

Strong Wind
Tornado
Cold Wave
Ice Storm

FEMA Declared Disasters in Shiawassee County and Michigan

Severe Ice Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $884$10,608
Home Insurance *$138$1,656
Property Taxes $163$1,956
Electricity $475$5,701
Total$1,660$19,920
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$56,914/yr
40% on housing$49,800/yr
45% on housing$44,266/yr

Michigan FAIR Plan Programs

Michigan Basic Property Insurance Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 15,981Commercial: 293
Total Premiums$13.85M
Total Exposure$2.60B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 9.9%
9.9%
0%30.0%
Electricity Growth Rate10-year average: 3.9%
3.9%
0%15.0%
Property Taxes Growth Rate2-year average: -1.4%
-1.4%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$40This listing

vs Other Active Listings

Avg $/sqft

ZIP 48867$111
Shiawassee County$116

vs Homes Sold Last Month

Median $/sqft

ZIP 48867$120
Shiawassee County$128

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-03-05Listed for sale$175,000
2026-02-21Pending sale$175,000
2026-01-17Price change$175,000
2025-11-18Price change$179,900
2025-11-05Price change$189,900
2025-10-07Listed for sale$199,000

For Sale by Agent

AgentMorgan Beilfuss
BrokerageThe Home Office Realty LLC

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