




9440 Saddle Mountain, Bozeman, MT, 59715
About This Home
Set above the Gallatin Valley in the coveted Middle Cottonwood corridor, Bozeman Creekside Hideaway encompasses 63± deeded acres of privacy, natural beauty, and remarkable proximity to Bozeman. Just 10± minutes from Riverside Country Club, approximately 15± minutes to Bozeman Yellowstone International Airport, and within 20–25 minutes of downtown, the property strikes a rare balance, offering a peaceful, creekside retreat without sacrificing convenience. It’s a setting that feels worlds away, yet keeps you closely connected to the region’s renowned dining, shopping, and vibrant community. The landscape is the defining feature. Anchored by roughly 1,000± feet of Middle Cottonwood Creek, this stretch of live water enhances both the aesthetic and recreational appeal of the ranch. With a Forest Service boundary, the property naturally extends into a larger, protected landscape, creating a true sanctuary for wildlife and an exceptional base for year-round recreation. The nearby Middle Cottonwood Trailhead provides quick access into the Bridger Range, opening the door to miles of hiking, exploration, and backcountry adventure. Thoughtful improvements are already in place, including a newly constructed ~3,300± square foot house/barn that blends comfort with functionality. With no covenants and favorable Middle Cottonwood zoning, ownership remains flexible. Additionally, three development rights offer meaningful long-term potential, allowing a future owner to shape the property to suit evolving needs or vision. Bozeman Creekside Hideaway ultimately offers a rare opportunity to own a private, creek side holding that combines seclusion, access, and enduring value in one of Bozeman’s most sought-after settings. Whether you’re seeking a legacy holding, a private family compound, or a thoughtfully positioned investment, this is a property that delivers on every level.
Getting Around
Schools
Construction
Condition
- Year built: 2024
Type & Style
- Home type: SingleFamily
- Architectural style: Custom
- Property subType: Single Family Residence
Interior
Appliances
- Appliances included: Built-In Oven,Cooktop,Dryer,Dishwasher,Microwave,Range,Refrigerator,Washer
Bedroom
- Level: Main
Bedroom
- Level: Upper
Bedrooms & Bathrooms
- Bedrooms: 2
- Bathrooms: 2
- 3/4 bathrooms: 2
Family Room
- Level: Main
Features
- Vaulted Ceiling(s)
- Finished area above ground: 3,378
Garage
- Level: Main
Heating & Cooling
- Heating features: Forced Air,Radiant Floor
- Cooling features: Ceiling Fan(s)
Interior Area
- Total structure area: 3,378
- Total interior livable area: 3,378 sqft
Kitchen
- Level: Upper
Living Room
- Level: Upper
Loft
- Level: Upper
Other
- Level: Main
Other
- Level: Upper
Property
Details
- Parcel number: RFH9830
- Zoning description: Call Listing Agent for Details
- Special condition: None
Features
- Levels: Two
- Stories: 2
- Patio & porch: Balcony
- Spa features: Association
- Has view: Yes
- View description: Mountain(s),Valley,Trees/Woods
- On waterfront: Yes
- Waterfront features: Creek,Pond,River Front
Lot
- Lot size: 63.36 Acres
Parking
- Total spaces: 3
- Parking features: Attached,Garage
- Has garage: Yes
- Attached garage spaces: 3
- Covered spaces: 3
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Winter Weather
- Avalanche
- Cold Wave
- Hail
- Landslide
- Lightning
- Wildfire
- Earthquake
- Inland Flooding
- Strong Wind
How This Home’s Risks Compare
FEMA Declared Disasters in Gallatin County and Montana
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $25,257 | $303,084 |
| Home Insurance | $1,220 | $14,640 |
| Property Taxes | $2,289 | $27,468 |
| Electricity | $231 | $2,783 |
| Total | $28,997 | $347,964 |
Income You'd Need if You Spent...
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
Price History
| Date | Event | Price |
|---|---|---|
| 2026-06-08 | Listed for sale | $4,995,000 |
| 2026-01-01 | Listing removed | $6,777,000 |
| 2025-10-07 | Listed for sale | $6,777,000 |
