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628 S Lincoln St, Hinsdale, IL, 60521

5beds
6baths
5,021sqft
$2,799,000
$557price/sqft
$19,802/moest. monthly cost
$792,080/yrincome needed

About This Home

A home that feels both timeless and effortlessly current. Set on one of Hinsdale's most desirable streets in the coveted Oak Elementary neighborhood, this beautifully updated stone and stucco residence pairs distinctive European-inspired architecture with fresh, sophisticated interiors and an exceptional walk-to-town lifestyle. Immediately recognizable by its signature copper turret, graceful stone facade, and professionally landscaped grounds, the home offers over 5,000 square feet of thoughtfully designed living space across four finished levels. Inside, rich hardwood flooring, elegant millwork, soaring ceilings with arched doorways, and abundant natural light create a welcoming atmosphere that is equally suited for everyday living and entertaining. The heart of the home is the beautifully renovated chef's kitchen, featuring custom cabinetry, expansive quartzite countertops, premium appliances, oversized center island, and generous breakfast area that flows seamlessly into the spacious family room with custom built-ins and a wood-burning fireplace. Formal living and dining rooms provide elegant entertaining spaces, while an attached heated garage and first-floor laundry enhance everyday convenience. The second floor is anchored by a stunning primary suite with vaulted ceilings, skylights, spa-inspired bath, oversized walk-in shower, freestanding soaking tub, dual vanities, and an exceptional custom walk-in closet. Three additional bedrooms-including one ensuite and two connected by a Jack-and-Jill bath-offer generous proportions and beautifully updated finishes. The finished third level serves as a private retreat with a fifth bedroom, full bath, and flexible loft space ideal for guests, a home office, media room, or teen suite. Designed for both relaxation and entertaining, the lower level showcases exposed timber beams, cedar plank ceilings, a dramatic stone fireplace, expansive recreation room, dedicated fitness room, full bath, abundant storage, and versatile flex space. Outside, the professionally landscaped backyard is a private oasis featuring an expansive brick paver patio, mature landscaping, irrigation system, automatic driveway gate, and whole-house generator. Just blocks from downtown Hinsdale, the Metra, award-winning Oak Elementary, Hinsdale Middle School, Hinsdale Central High School, parks, restaurants, and shopping, this is a home that offers exceptional architecture, thoughtful updates, and one of Hinsdale's most sought-after lifestyles.

Getting Around

75
WalkingVery Walkable
32
TransitSome Transit
47
BikeSomewhat Bikeable

Schools

9/10
Oak Elementary SchoolGrades PK-50.7 mi
7/10
Hinsdale Middle SchoolGrades 6-80.4 mi
9/10

Construction

Condition

  • Year built: 1999

Materials

  • Foundation: Concrete Perimeter
  • Roof: Asphalt
  • Construction materials: Stucco,Stone

Type & Style

  • Home type: SingleFamily
  • Architectural style: Traditional
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Double Oven,Range,Microwave,Dishwasher,High End Refrigerator,Freezer,Washer,Dryer,Disposal,Wine Refrigerator,Cooktop,Range Hood,Humidifier
  • Laundry features: Main Level,Gas Dryer Hookup,Sink

Basement

  • Has basement: Yes
  • Basement: Finished,Full

Bedroom2

  • Features: Flooring (Hardwood)
  • Level: Second
  • Area: 143
  • Dimensions: 13X11

Bedroom3

  • Features: Flooring (Hardwood)
  • Level: Second
  • Area: 154
  • Dimensions: 14X11

Bedroom4

  • Features: Flooring (Hardwood)
  • Level: Second
  • Area: 143
  • Dimensions: 13X11

Bedroom5

  • Features: Flooring (Hardwood)
  • Level: Third
  • Area: 441
  • Dimensions: 21X21

Bedrooms & Bathrooms

  • Bedrooms: 5
  • Bathrooms: 6
  • Full bathrooms: 5
  • 1/2 bathrooms: 1

Breakfast Room

  • Features: Flooring (Hardwood)
  • Level: Main
  • Area: 110
  • Dimensions: 10X11

Dining Room

  • Features: Flooring (Hardwood)
  • Level: Main
  • Area: 154
  • Dimensions: 14X11

Exercise Room

  • Features: Flooring (Luxury Vinyl)
  • Level: Basement
  • Area: 143
  • Dimensions: 13X11

Family Room

  • Features: Flooring (Hardwood)
  • Level: Main
  • Area: 323
  • Dimensions: 19X17

Features

  • Vaulted Ceiling(s),Built-in Features,Walk-In Closet(s)
  • Window features: Screens,Skylight(s)
  • Flooring: Hardwood
  • Number of fireplaces: 2
  • Fireplace features: Wood Burning,Attached Fireplace Doors/Screen,Gas Log,Gas Starter,Family Room,Basement
  • Fireplace: Yes

Foyer

  • Features: Flooring (Hardwood)
  • Level: Main
  • Area: 165
  • Dimensions: 11X15

Heating & Cooling

  • Heating features: Natural Gas,Forced Air,Sep Heating Systems - 2+,Zoned,Radiant Floor
  • Cooling features: Central Air,Zoned

Interior Area

  • Total structure area: 5,021
  • Total interior livable area: 5,021 sqft

Kitchen

  • Features: Kitchen (Island,Breakfast Room),Flooring (Hardwood)
  • Level: Main
  • Area: 288
  • Dimensions: 18X16

Laundry

  • Features: Flooring (Ceramic Tile)
  • Level: Main
  • Area: 60
  • Dimensions: 10X6

Living Room

  • Features: Flooring (Hardwood)
  • Level: Main
  • Area: 247
  • Dimensions: 19X13

Master Bedroom

  • Features: Flooring (Hardwood),Bathroom (Full)
  • Level: Second
  • Area: 238
  • Dimensions: 17X14

Other

  • Level: Basement
  • Area: 130
  • Dimensions: 10X13

Recreation Room

  • Features: Flooring (Carpet)
  • Level: Basement
  • Area: 418
  • Dimensions: 22X19

Property

Accessibility

  • Accessibility features: No Disability Access

Details

  • Parcel number: 0912302020
  • Special condition: None
  • Other equipment: Central Vacuum,Sump Pump,Sprinkler-Lawn,Backup Sump Pump;,Radon Mitigation System,Generator

Features

  • Stories: 3
  • Patio & porch: Patio
  • Fencing: Fenced

Lot

  • Lot size: 8,319 sqft
  • Features: Landscaped
  • Lot size dimensions: 50 X 166

Parking

  • Total spaces: 2
  • Parking features: Asphalt,Off Alley,Garage Door Opener,Heated Garage,Garage,Yes,Garage Owned,Attached
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveRelatively High
  • Inland Flooding
    Inland FloodingRelatively High
  • Tornado
    TornadoRelatively High
  • Strong Wind
    Strong WindModerate

How This Home’s Risks Compare

Cold Wave
Inland Flooding
Tornado
Strong Wind

FEMA Declared Disasters Across Illinois Counties

Flood

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $14,153$169,836
Home Insurance *$855$10,260
Property Taxes $4,408$52,896
Electricity $386$4,634
Total$19,802$237,624
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$678,925/yr
40% on housing$594,060/yr
45% on housing$528,053/yr

Illinois FAIR Plan Programs

Illinois FAIR Plan Association

Covered
WildfireWildfire
Add-on available
HailHail
WindWind
Visit Website →
Current Policies
Residential: 1,961Commercial: 62
Total Premiums$4.35M
Total Exposure$370.02M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 11.8%
11.8%
0%30.0%
Electricity Growth Rate10-year average: 5.5%
5.5%
0%15.0%
Property Taxes Growth Rate2-year average: -0.8%
-0.8%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$557This listing

vs Other Active Listings

Avg $/sqft

ZIP 60521$415
DuPage County$270

vs Homes Sold Last Month

Median $/sqft

ZIP 60521$395
DuPage County$260

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2020-01-15Sold$1,220,000
2019-10-28Pending sale$1,299,000
2019-10-15Price change$1,299,000
2019-10-01Price change$1,374,000
2019-08-31Price change$1,399,000
2019-06-19Price change$1,449,000
2019-04-09Price change$1,499,000
2019-02-04Listed for sale$1,599,000
2018-12-18Listing removed$1,599,000
2018-11-05Listed for sale$1,599,000
1996-09-12Sold$785,000
1995-10-13Sold$240,000

For Sale by Agent

AgentLauren Walz
BrokerageColdwell Banker Realty

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