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637 Mason Rd, Ashby, MA, 01431

4beds
3baths
2,770sqft
$949,900
$343price/sqft
$6,475/moest. monthly cost
$259,000/yrincome needed

About This Home

Built in 2022, you will find an extraordinary Modern Farmhouse in the beautiful town of Ashby that stands out among the rest. The 1st floor primary suite features a walking in closet, a soaking tub with jets, marble tile, double vanity with quartz counter-tops, and ample room to rest and relax. The open concept living room, dining room, and kitchen features cathedral ceilings, Hickory Hardwood floors, and plenty of natural light. The kitchen is made for entertaining and offers a large kitchen island with seating, 36 “induction cooktop, Custom Cabinets, a farmers sink, and top brand appliances. 1st floor office with a barn door and 3 Additional rooms on the second floor with a spacious bathroom with a double vanity. Upgraded oversized black windows, Farmers porch with composite decking, Accent Batten Siding, 1st floor laundry, oversized 3 car garage, irrigation, propane fireplace, electric blinds, and a beautiful composite deck for entertaining and grilling. This is a Must See

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
15
BikeSomewhat Bikeable

Schools

6/10
Ashby Elementary SchoolGrades K-41.6 mi
5/10

Construction

Condition

  • Year built: 2022

Materials

  • Foundation: Concrete Perimeter
  • Roof: Shingle
  • Construction materials: Frame

Type & Style

  • Home type: SingleFamily
  • Architectural style: Cape,Farmhouse
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Electric Water Heater,Water Heater,Range,Dishwasher,Microwave,Water Treatment,ENERGY STAR Qualified Refrigerator
  • Laundry features: Bathroom - Half,Flooring - Hardwood,Stone/Granite/Solid Countertops,Upgraded Countertops,Main Level,First Floor,Washer Hookup

Basement

  • Has basement: Yes
  • Basement: Full

Bathroom1

  • Features: Bathroom - Full, Bathroom - Double Vanity/Sink, Bathroom - With Shower Stall, Ceiling Fan(s), Closet, Flooring - Stone/Ceramic Tile, Countertops - Stone/Granite/Solid, Countertops - Upgraded, Jacuzzi / Whirlpool Soaking Tub, Cabinets - Upgraded, Double Vanity, Recessed Lighting, Remodeled, Soaking Tub
  • Level: Main,First
  • Area: 222.6

Bathroom2

  • Features: Bathroom - Half, Flooring - Hardwood, Flooring - Stone/Ceramic Tile
  • Level: First
  • Area: 34.216

Bathroom3

  • Features: Bathroom - Full, Bathroom - With Tub & Shower, Flooring - Stone/Ceramic Tile, Double Vanity, Recessed Lighting
  • Level: Second
  • Area: 191.31

Bedroom2

  • Features: Closet, Flooring - Wall to Wall Carpet
  • Level: Second
  • Area: 281.93

Bedroom3

  • Features: Closet, Flooring - Wall to Wall Carpet
  • Level: Second
  • Area: 156.799999999

Bedroom4

  • Features: Closet, Flooring - Wall to Wall Carpet
  • Level: Second
  • Area: 100.21

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 3
  • Full bathrooms: 2
  • 1/2 bathrooms: 1
  • Main level bathrooms: 1

Dining Room

  • Features: Flooring - Hardwood, Lighting - Pendant
  • Level: First
  • Area: 113.119999999

Features

  • Closet,Office,Loft
  • Door features: Insulated Doors
  • Window features: Insulated Windows,Storm Window(s)
  • Flooring: Wood,Tile,Carpet,Flooring - Hardwood,Flooring - Wall to Wall Carpet
  • Number of fireplaces: 1
  • Fireplace features: Living Room
  • Fireplace: Yes
  • Finished area below ground: 0
  • Finished area above ground: 2,770

Heating & Cooling

  • Heating features: Forced Air,Natural Gas
  • Cooling features: Central Air

Interior Area

  • Total structure area: 2,770
  • Total interior livable area: 2,770 sqft

Kitchen

  • Features: Bathroom - Half, Cathedral Ceiling(s), Flooring - Hardwood, Dining Area, Pantry, Countertops - Stone/Granite/Solid, Countertops - Upgraded, Kitchen Island, Cabinets - Upgraded, Open Floorplan, Recessed Lighting
  • Level: Main,First
  • Area: 194.81

Living Room

  • Features: Cathedral Ceiling(s), Flooring - Hardwood, Deck - Exterior, Exterior Access, Open Floorplan, Recessed Lighting, Remodeled, Lighting - Overhead
  • Level: Main,First
  • Area: 731.7

Master Bathroom

  • Features: Yes

Master Bedroom

  • Features: Bathroom - Full, Walk-In Closet(s), Closet, Recessed Lighting, Remodeled
  • Level: First
  • Area: 214.17

Office

  • Features: Closet, Flooring - Hardwood
  • Level: First
  • Area: 107.8

Property

Accessibility

  • Accessibility features: No

Details

  • Parcel number: M:004.0 B:0030 L:0013.0,4657640
  • Zoning: RA

Features

  • Patio & porch: Deck,Deck - Composite,Covered
  • Exterior features: Deck,Deck - Composite,Covered Patio/Deck,Rain Gutters,Professional Landscaping,Sprinkler System
  • Has view: Yes
  • View description: Scenic View(s)

Lot

  • Lot size: 1.84 Acres
  • Features: Cleared,Gentle Sloping

Parking

  • Total spaces: 6
  • Parking features: Attached,Storage,Workshop in Garage,Garage Faces Side,Off Street,Paved
  • Has garage: Yes
  • Attached garage spaces: 3
  • Covered spaces: 3
  • Has uncovered spaces: Yes
  • Uncovered spaces: 3

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Ice Storm
    Ice StormModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Ice Storm
Tsunami

FEMA Declared Disasters Across Massachusetts Counties

Hurricane

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $4,803$57,636
Home Insurance *$327$3,924
Property Taxes $799$9,588
Electricity $546$6,554
Total$6,475$77,700
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$222,000/yr
40% on housing$194,250/yr
45% on housing$172,666/yr

Massachusetts FAIR Plan Programs

Massachusetts Property Insurance Underwriting Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 213,928Commercial: 230
Total Premiums$400.85M
Total Exposure$115.57B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 7.6%
7.6%
0%30.0%
Electricity Growth Rate10-year average: 7.9%
7.9%
0%15.0%
Property Taxes Growth Rate2-year average: 0.5%
0.5%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$343This listing

vs Other Active Listings

Avg $/sqft

ZIP 01431$196
Middlesex County$437

vs Homes Sold Last Month

Median $/sqft

ZIP 01431$241
Middlesex County$413

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-07-09Price change$949,900
2026-06-19Price change$965,000
2026-05-27Listed for sale$975,000
2026-04-20Contingent$999,900
2026-03-27Price change$999,900
2026-03-10Listed for sale$1,025,000
2025-12-03Listing removed$1,025,000
2025-11-06Price change$1,025,000
2025-10-08Listed for sale$1,050,000

For Sale by Agent

AgentMatthew Straight
BrokerageColdwell Banker Realty - Leominster

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