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Fm 2169, Junction, TX, 76849

5beds
3baths
3,591sqft
$7,800,000
$2,172price/sqft
$54,845/moest. monthly cost
$2,193,800/yrincome needed

About This Home

Boulder Creek Ranch encompasses 309A± acres in the heart of Kimble County, offering live water, dramatic terrain, and a main ranch house set high above the Johnson Fork. Located about 10 miles southeast of Junction and only a mile off Interstate 10, the ranch provides both accessibility and privacy, with the outer rim of San Antonio just over an hour away.The property is anchored by more than 2,500 feet of frontage along the Johnson Fork Creek. This stretch of water is recognized for its deep blue color and clarity, reaching depths of 10 feet and spanning more than 100 feet across in places. Limestone and chalk bluffs rise over 200 feet above the creek, creating a dramatic contrast between the bright river valley and the rugged high country above. The water supports year-round recreation, from swimming and kayaking to fishing and simply enjoying shaded areas along the banks.The terrain climbs quickly away from the creek, breaking into canyons, ridges, and rolling uplands that connect into the Blue Mountains. From the higher elevations, long views stretch for miles across the Hill Country, capturing both sunrise and sunset. The land possesses great native habitat for thriving wildlife, with whitetail, axis, and turkey calling the ranch home. The main home sits atop one of the ranch's most prominent ridgelines, a 3,000A± square foot residence with four bedrooms and two and a half bathrooms. Warm wood finishes, vaulted ceilings, and an open layout create a welcoming interior. The upstairs bedrooms overlook the great room below, and the wide porch frames views of the Johnson Fork and the valley directly beneath. A detached two-car garage and a two-car carport enclosed on three sides provide covered parking and storage.A 591A± square foot river cabin offers additional lodging near the water, with one bedroom, one bathroom, and a covered porch. This cabin serves well as a guest house or as a hunter's cabin for extended stays. Two water wells supply the property, supporting household and ranch use. A network of internal roads extends throughout the property, with the main road paved all the way to the hilltop residence and additional trails providing access to the creek, canyons, and elevated vantage points.Boulder Creek Ranch reflects the best of the region's character: clear live water, towering bluffs, and wide-open views across the Hill Country. Its combination of improvements, live water frontage, and size make it well suited for recreation, hunting, or a long-term residence within easy reach of Junction, San Antonio, and Kerrville.

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
0
BikeNot Bike Friendly

Schools

3/10
3/10
Junction Middle SchoolGrades 6-87.5 mi
6/10
Junction High SchoolGrades 9-127.5 mi

Construction

Type & Style

  • Home type: SingleFamily
  • Property subType: Other

Interior

Bedrooms & Bathrooms

  • Bedrooms: 5
  • Bathrooms: 3

Interior Area

  • Total structure area: 3,591
  • Total interior livable area: 3,591 sqft

Property

Features

  • Has view: Yes

Parking

  • Parking features: Carport
  • Has garage: Yes
  • Carport: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Inland Flooding
    Inland FloodingVery High
  • Lightning
    LightningVery High
  • Drought
    DroughtRelatively High
  • Hail
    HailRelatively High
  • Wildfire
    WildfireRelatively High
  • Winter Weather
    Winter WeatherRelatively High
  • Cold Wave
    Cold WaveModerate
  • Strong Wind
    Strong WindModerate
  • Tornado
    TornadoModerate

How This Home’s Risks Compare

Inland Flooding
Lightning
Drought
Hail
Wildfire
Winter Weather
Cold Wave
Strong Wind
Tornado

FEMA Declared Disasters Across Texas Counties

Flood
Severe Storm
Straight Line Winds
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $39,441$473,292
Home Insurance *$9,290$111,480
Property Taxes $5,720$68,640
Electricity $394$4,731
Total$54,845$658,140
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$1,880,400/yr
40% on housing$1,645,350/yr
45% on housing$1,462,533/yr

Texas FAIR Plan Programs

Texas FAIR Plan Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →

Texas Windstorm Insurance Association

Covered
HailHail
WindWind
Visit Website →
Current Policies
Residential: 126,680Commercial: -4
Total Premiums$237.28M
Total Exposure$32.93B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 5.0%
5.0%
0%30.0%
Electricity Growth Rate10-year average: 3.8%
3.8%
0%15.0%
Property Taxes Growth Rate2-year average: 14.2%
14.2%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$2,172This listing

vs Other Active Listings

Avg $/sqft

ZIP 76849$554
Kimble County$466

vs Homes Sold Last Month

Median $/sqft

ZIP 76849
Kimble County$694

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-01-14Listed for sale$7,800,000

For Sale by Agent

AgentJoey Bellington
BrokerageWhitetail Properties

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