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923 Pershing Avenue #205, Bremerton, WA, 98312

3beds
2baths
1,320sqft
$190,000
$144price/sqft
$1,271/moest. monthly cost
$50,840/yrincome needed

About This Home

Waterfront condos at a price that's almost impossible to find – but the Seller wants it SOLD! This is your chance to own a spacious waterfront condo at a value rarely seen in today's market. Comparable waterfront units of this size typically sell for substantially more, making this an exceptional opportunity to purchase an incredible home and gain instant equity. Experience effortless one-level, no-stair-entry living overlooking beautiful Oyster Bay with breathtaking Olympic Mountain views. This spacious 3-bedroom/2 bath condo features two private view decks—perfect for morning coffee, evening sunsets, or entertaining friends. Enjoy peace of mind with a newly installed fire alarm and sprinkler system, energy-efficient mini-split heating and cooling, deck storage, an additional dedicated storage unit, and two covered parking spaces. Located on the bus line, just minutes from downtown Bremerton, the Seattle ferry, and Hwy. 3, you'll enjoy the perfect blend of peaceful waterfront living with an easy commute. Whether you're looking to downsize in your forever home, a lock-and-leave lifestyle, or an outstanding waterfront investment, waterfront condos with this much space and this price don’t come along often – don’t miss your opportunity to grab it before it’s gone.

Getting Around

54
WalkingSomewhat Walkable
30
TransitSome Transit
23
BikeSomewhat Bikeable

Schools

4/10
3/10
4/10
Bremerton High SchoolGrades 9-121.5 mi

Construction

Condition

  • Year built: 1978

Materials

  • Roof: Flat
  • Construction materials: Wood Siding

Type & Style

  • Home type: Condo
  • Architectural style: Condo (1 Level)
  • Property subType: Condominium

Interior

Appliances

  • Appliances included: Dishwasher,Dryer,Stove(s)/Range(s),Washer,Dishwasher(s),Dryer(s),Washer(s),Cooking - Electric Hookup,Cooking-Electric,Dryer-Electric
  • Laundry features: Electric Dryer Hookup,Washer Hookup

Bathroom Full

  • Level: Main

Bathroom Three Quarter

  • Level: Main

Bedroom

  • Level: Main

Bedroom

  • Level: Main

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 2
  • Full bathrooms: 1
  • 3/4 bathrooms: 1
  • Main level bathrooms: 2
  • Main level bedrooms: 3

Dining Room

  • Level: Main

Entry Hall

  • Level: Main

Features

  • Window features: Coverings: Blinds
  • Flooring: Hardwood,Laminate,Vinyl Plank
  • Number of fireplaces: 1
  • Fireplace features: Gas,Main Level: 1,Fireplace
  • Fireplace: Yes

Heating & Cooling

  • Heating features: Fireplace,Ductless,Electric
  • Cooling features: Ductless

Interior Area

  • Total structure area: 1,320
  • Total interior livable area: 1,320 sqft

Kitchen Without Eating Space

  • Level: Main

Living Room

  • Level: Main

Master Bedroom

  • Level: Main

Utility Room

  • Level: Main

Property

Details

  • Parcel number: 80140020050008
  • Special condition: Standard

Features

  • Levels: One
  • Stories: 1
  • Entry location: Main
  • Patio & porch: Cooking-Electric,Dryer-Electric,Fireplace,Primary Bathroom,Sprinkler System,Walk-In Closet(s),Washer
  • Has view: Yes
  • View description: Bay,Mountain(s),Sound
  • Has water view: Yes
  • Water view: Bay,Sound
  • On waterfront: Yes
  • Waterfront features: Medium Bank,Bayfront,Sound

Lot

  • Features: Paved

Parking

  • Total spaces: 2
  • Parking features: Carport,Common Garage
  • Has garage: Yes
  • Covered spaces: 2
  • Carport: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Coastal Flooding
    Coastal FloodingRelatively High
  • Earthquake
    EarthquakeRelatively High
  • Landslide
    LandslideModerate

How This Home’s Risks Compare

Coastal Flooding
Earthquake
Landslide

FEMA Declared Disasters in Kitsap County and Washington

Fire
Flood
Mud Landslide
Severe Storm
Straight Line Winds
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $960$11,520
Home Insurance *$48$576
Property Taxes $114$1,368
Electricity $149$1,793
Total$1,271$15,252
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$43,577/yr
40% on housing$38,130/yr
45% on housing$33,893/yr

Washington FAIR Plan Programs

Washington FAIR Plan

Covered
WildfireWildfire
Add-on available
HailHail
WindWind
Visit Website →
Current Policies
Residential: 306Commercial: 55
Total Premiums$858,000
Total Exposure$176.33M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 9.3%
9.3%
0%30.0%
Electricity Growth Rate10-year average: 3.0%
3.0%
0%15.0%
Property Taxes Growth Rate2-year average: 3.0%
3.0%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$144This listing

vs Other Active Listings

Avg $/sqft

ZIP 98312$263
Kitsap County$294

vs Homes Sold Last Month

Median $/sqft

ZIP 98312$274
Kitsap County$302

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-08-13Pending sale$199,000
2026-08-07Price change$199,000
2026-07-07Listed for sale$190,000
2026-07-05Pending sale$190,000
2026-06-25Listed for sale$190,000

For Sale by Agent

AgentWendy Crenshaw
BrokerageColdwell Banker Park Shore RE

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