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0 W 7th St, Wallowa, OR, 97885

--beds
1baths
--sqft
$119,000
--price/sqft
$924/moest. monthly cost
$36,960/yrincome needed

About This Home

Big double lot with access from 3 directions. Power and water on Property!! Just surveyed. Convenient location and mountain views with owner carry option! Come build your dream in the charming town of Wallowa!!!

Getting Around

37
WalkingCar-Dependent
0
TransitVery Limited Transit
57
BikeBikeable

Schools

5/10
Wallowa Elementary SchoolGrades PK-50.6 mi
8/10
Wallowa Middle SchoolGrades 6-80.4 mi
9/10
Wallowa High SchoolGrades 9-120.6 mi

Construction

Condition

  • Property condition: Unknown

Materials

  • Construction materials: Other

Type & Style

  • Home type: SingleFamily
  • Architectural style: Other
  • Property subType: Residential,Single Family Residence

Interior

Bedrooms & Bathrooms

  • Bathrooms: 1
  • Partial bathrooms: 1

Heating

  • Heating features: Other

Property

Details

  • Parcel number: 5277

Features

  • Has view: Yes
  • View description: Mountain(s)

Lot

  • Lot size: 9,600 sqft
  • Features: Corner Lot,Level,SqFt 7000 to 9999
  • Lot size dimensions: 80 x 120

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Inland Flooding
    Inland FloodingRelatively High
  • Wildfire
    WildfireRelatively High
  • Winter Weather
    Winter WeatherRelatively High
  • Avalanche
    AvalancheModerate
  • Cold Wave
    Cold WaveModerate
  • Hail
    HailModerate
  • Ice Storm
    Ice StormModerate
  • Landslide
    LandslideModerate

How This Home’s Risks Compare

Inland Flooding
Wildfire
Winter Weather
Avalanche
Cold Wave
Hail
Ice Storm
Landslide

FEMA Declared Disasters in Wallowa County and Oregon

Flood
Mud Landslide
Severe Storm
Straight Line Winds
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $601$7,212
Home Insurance *$99$1,188
Property Taxes $48$576
Electricity $176$2,119
Total$924$11,088
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$31,680/yr
40% on housing$27,720/yr
45% on housing$24,640/yr

Oregon FAIR Plan Programs

Oregon FAIR Plan Association

Covered
WildfireWildfire
Add-on available
HailHail
WindWind
Visit Website →
Current Policies
Residential: 2,377Commercial: 170
Total Premiums$3.07M
Total Exposure$840.98M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 12.9%
12.9%
0%30.0%
Electricity Growth Rate10-year average: 2.0%
2.0%
0%15.0%
Property Taxes Growth Rate2-year average: 1.3%
1.3%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

--This listing

vs Other Active Listings

Avg $/sqft

ZIP 97885$142
Wallowa County$201

vs Homes Sold Last Month

Median $/sqft

ZIP 97885
Wallowa County$175

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-04-13Price change$125,000
2025-10-08Listed for sale$149,000

For Sale by Agent

AgentLarrena Overton
BrokerageWallowa Mountain Properties

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