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498 N Z Cir, Washougal, WA, 98671

5beds
5baths
3,844sqft
$1,915,000
$498price/sqft
$11,599/moest. monthly cost
$463,960/yrincome needed

About This Home

****MODEL HOME GRAND OPENING EVENT Sat 5/16 - 12 pm to 3 pm: Join us for an exciting first look at our fully furnished Nimbus Contemporary model featuring sweeping views of the Columbia River and Mount Hood. Enjoy live music, food, and drinks while touring one of the most impressive new homes in the area. Attendees will be eligible to enter a raffle for a Amazon Gift Card.**** Experience sweeping views of the majestic Columbia River Gorge, a rare offering at Bluffs at Granite Highlands. This Nimbus floorplan defines elevated main-level living, featuring, gated entry, 12' ceilings, multi-stacking glass sliding doors and an exquisite daylight basement with Columbia River Gorge views. Step onto the elegant covered decks, where tranquil surroundings and the awe-inspiring Columbia River Gorge create a truly immersive and luxurious retreat. Bluffs at Granite Highlands is located within minutes of downtown Camas & Washougal, dining, hiking & recreation. Up the hill from the currently in development new Parker's Landing Waterfront. About 20 minutes to airport, Palisades town center, and Vancouver Waterfront. Explore build to order options with onsite sales team. Make an appointment today or stop by our sales center located at model home: 486 N Y St. Model Home is the same floor plan. Taxes not assessed yet. Photos are of model/rendering, not actual home. Views shown depict views similar to this homesite.

Getting Around

6
WalkingCar-Dependent
0
TransitVery Limited Transit
6
BikeSomewhat Bikeable

Schools

8/10
8/10
Jemtegaard Middle SchoolGrades 6-83.1 mi
7/10
Washougal High SchoolGrades 9-122.0 mi

Construction

Condition

  • Property condition: Under Construction
  • New construction: Yes
  • Year built: 2026

Materials

  • Foundation: Concrete Perimeter,Pillar/Post/Pier
  • Roof: Composition
  • Construction materials: Cement Siding,Stone

Type & Style

  • Home type: SingleFamily
  • Architectural style: Contemporary,Daylight Ranch
  • Property subType: Residential,Single Family Residence

Interior

Appliances

  • Appliances included: Built In Oven,Convection Oven,Cooktop,Dishwasher,Disposal,Gas Appliances,Microwave,Range Hood,ENERGY STAR Qualified Water Heater,Recirculating Water Heater
  • Laundry features: Laundry Room

Basement

  • Has basement: Yes
  • Basement: Crawl Space,Daylight,Full

Bedroom2

  • Level: Main
  • Area: 154

Bedroom3

  • Level: Lower
  • Area: 132

Bedroom4

  • Level: Lower
  • Area: 132

Bedroom5

  • Level: Lower
  • Area: 132

Bedrooms & Bathrooms

  • Bedrooms: 5
  • Bathrooms: 5
  • Full bathrooms: 4
  • Partial bathrooms: 1
  • Main level bathrooms: 3

Dining Room

  • Level: Main
  • Area: 240

Family Room

  • Level: Lower
  • Area: 456

Features

  • High Ceilings,Quartz,Granite,Kitchen Island
  • Window features: Double Pane Windows
  • Flooring: Engineered Hardwood,Tile
  • Number of fireplaces: 1
  • Fireplace features: Gas
  • Fireplace: Yes

Heating & Cooling

  • Heating features: ENERGY STAR Qualified Equipment,Forced Air 95 Plus
  • Cooling features: Central Air,ENERGY STAR Qualified Equipment

Interior Area

  • Total structure area: 3,844
  • Total interior livable area: 3,844 sqft

Kitchen

  • Level: Main
  • Area: 220

Master Bedroom

  • Level: Main
  • Area: 308

Office

  • Level: Lower
  • Area: 182

Property

Accessibility

  • Accessibility features: Garage On Main,Ground Level,Main Floor Bedroom Bath,Minimal Steps,Parking,Walkin Shower,Accessibility

Details

  • Parcel number: 986069780

Features

  • Stories: 2
  • Patio & porch: Covered Deck,Covered Patio
  • Has view: Yes
  • View description: Mountain(s),River,Territorial
  • Has water view: Yes
  • Water view: River

Lot

  • Lot size: 10,454 sqft
  • Features: Sloped,Sprinkler,SqFt 10000 to 14999

Parking

  • Total spaces: 3
  • Parking features: Off Street,Garage Door Opener,Attached
  • Has garage: Yes
  • Attached garage spaces: 3
  • Covered spaces: 3

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveRelatively High
  • Inland Flooding
    Inland FloodingRelatively High
  • Heat Wave
    Heat WaveModerate
  • Ice Storm
    Ice StormModerate

How This Home’s Risks Compare

Cold Wave
Inland Flooding
Heat Wave
Ice Storm

FEMA Declared Disasters in Clark County and Washington

Fire
Flood
Mud Landslide
Severe Storm
Straight Line Winds
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $9,683$116,196
Home Insurance *$426$5,112
Property Taxes $1,228$14,736
Electricity $262$3,155
Total$11,599$139,188
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$397,680/yr
40% on housing$347,970/yr
45% on housing$309,306/yr

Washington FAIR Plan Programs

Washington FAIR Plan

Covered
WildfireWildfire
Add-on available
HailHail
WindWind
Visit Website →
Current Policies
Residential: 306Commercial: 55
Total Premiums$858,000
Total Exposure$176.33M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 8.0%
8.0%
0%30.0%
Electricity Growth Rate10-year average: 3.0%
3.0%
0%15.0%
Property Taxes Growth Rate2-year average: 2.0%
2.0%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$498This listing

vs Other Active Listings

Avg $/sqft

ZIP 98671$300
Clark County$271

vs Homes Sold Last Month

Median $/sqft

ZIP 98671$301
Clark County$312

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-05-01Listed for sale$1,885,000

New Construction

AgentLauren Geannopoulos
BrokerageToll Brothers Real Estate Inc

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