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625 & 637 Locust St, Garberville, CA, 95542

0beds
0baths
0sqft
$101,500
--price/sqft
$1,066/moest. monthly cost
$42,640/yrincome needed

About This Home

Prime east-side-of-the-freeway location featuring two adjoining vacant lots totaling approximately 0.23 acres (just under a quarter acre). Both parcels are zoned Commercial/Residential, offering flexibility for a variety of business or mixed-use opportunities. Previously used for a long-standing towing and salvage operation, this property presents excellent potential for redevelopment or expansion. A versatile investment in a high-visibility location.

Getting Around

53
WalkingSomewhat Walkable
0
TransitVery Limited Transit
25
BikeSomewhat Bikeable

Schools

3/10
Redway Elementary SchoolGrades K-62.0 mi
4/10
Miranda Junior HighGrades 7-89.3 mi
--
Osprey Learning CenterGrades 9-122.0 mi

Construction

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Heating

  • Heating features: None

Interior Area

  • Total structure area: 0

Property

Features

  • Fencing: Full

Lot

  • Lot size: 10,018 sqft
  • Lot size dimensions: 150 x 100 ft

Parking

  • Parking features: Gated

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Inland Flooding
    Inland FloodingVery High
  • Landslide
    LandslideVery High
  • Drought
    DroughtRelatively High
  • Earthquake
    EarthquakeRelatively High
  • Wildfire
    WildfireRelatively High
  • Heat Wave
    Heat WaveModerate

How This Home’s Risks Compare

Inland Flooding
Landslide
Drought
Earthquake
Wildfire
Heat Wave

FEMA Declared Disasters in Humboldt County and California

Earthquake
Flood
Mud Landslide
Severe Ice Storm
Severe Storm
Snowstorm
Straight Line Winds
Tropical Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $513$6,156
Home Insurance *$103$1,236
Property Taxes $52$624
Electricity $398$4,786
Total$1,066$12,792
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$36,548/yr
40% on housing$31,980/yr
45% on housing$28,426/yr

California FAIR Plan Programs

California FAIR Plan Association

Covered
WildfireWildfire
Visit Website →
Current Policies
Residential: 417,310Commercial: 13,990
Total Premiums$1.42B
Total Exposure$429.84B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 8.8%
8.8%
0%30.0%
Electricity Growth Rate10-year average: 4.3%
4.3%
0%15.0%
Property Taxes Growth Rate2-year average: 1.5%
1.5%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

--This listing

vs Other Active Listings

Avg $/sqft

ZIP 95542$214
Humboldt County$269

vs Homes Sold Last Month

Median $/sqft

ZIP 95542$217
Humboldt County$274

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2025-09-14Listed for sale$101,500
2025-08-22Listing removed$101,500
2025-04-03Price change$101,500
2025-02-27Listed for sale$121,500

For Sale by Agent

AgentMarcus Schaible
BrokerageEmerald Realty

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