See other homes in:
Primary listing photo
Listing photo 2
Listing photo 3
Listing photo 4
Listing photo 5

1535 NW Tracy Mc, McMinnville, OR, 97128

6beds
3baths
2,678sqft
$642,000
$240price/sqft
$4,004/moest. monthly cost
$160,160/yrincome needed

About This Home

Welcome to Oak Ridge, an 18-lot project in McMinnville, built by Chad E. Davis Construction LLC. This Project is conveniently located off of Baker Creek Road, offering quick access to Highway 99 and historic Downtown Third Street. The "Waldport" plan features five bedrooms, three full bathrooms and a spacious bonus room (could be sixth room). The primary ensuite is located upstairs, along with three other bedrooms, and the bonus space. There is an ensuite bedroom and full bathroom on the main level. The kitchen will boast quartz countertops, gas appliances, a pantry, and a sizeable island. With quality finishes throughout, a gas fireplace, coffered ceilings, and a landscaped/fenced backyard, this home will be a welcome addition to McMinnville's growing community. *OPEN HOUSES: Join us each Saturday and Sunday from 12 to 4 PM at our model home, 1578 NW Tracy Street (Lot 53). The Project is best found by taking a right onto NW Shadden Drive, then left onto NW Tracy Street.

Getting Around

1
WalkingCar-Dependent
0
TransitNo Nearby Transit
39
BikeSomewhat Bikeable

Schools

9/10
5/10
Patton Middle SchoolGrades 6-81.7 mi
9/10
Mcminnville High SchoolGrades 9-121.5 mi

Construction

Condition

  • Property condition: New Construction
  • New construction: Yes
  • Year built: 2025

Materials

  • Foundation: Concrete Perimeter
  • Roof: Composition
  • Construction materials: Cement Siding

Type & Style

  • Home type: SingleFamily
  • Property subType: Residential,Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Disposal,Gas Appliances,Microwave,Plumbed For Ice Maker,Stainless Steel Appliance(s),Gas Water Heater,Tankless Water Heater
  • Laundry features: Laundry Room

Basement

  • Basement: Crawl Space

Bedroom1

  • Level: Upper
  • Area: 238

Bedroom2

  • Level: Upper
  • Area: 120

Bedroom3

  • Level: Upper
  • Area: 110

Bedroom4

  • Level: Main
  • Area: 132

Bedroom5

  • Level: Upper
  • Area: 132

Bedrooms & Bathrooms

  • Bedrooms: 6
  • Bathrooms: 3
  • Full bathrooms: 3
  • Main level bathrooms: 1

Dining Room

  • Level: Main
  • Area: 150

Features

  • Quartz,Kitchen Island,Pantry
  • Number of fireplaces: 1
  • Fireplace features: Gas
  • Fireplace: Yes

Heating & Cooling

  • Heating features: Forced Air
  • Cooling features: Central Air

Interior Area

  • Total structure area: 2,678
  • Total interior livable area: 2,678 sqft

Kitchen

  • Level: Main
  • Area: 165

Living Room

  • Level: Main
  • Area: 270

Master Bedroom

  • Level: Upper
  • Area: 270

Property

Details

  • Parcel number: New Construction

Features

  • Levels: Two
  • Stories: 2
  • Patio & porch: Covered Patio
  • Exterior features: Yard
  • Fencing: Fenced
  • Has view: Yes
  • View description: Trees/Woods

Lot

  • Features: Level,Sprinkler,SqFt 5000 to 6999

Parking

  • Total spaces: 2
  • Parking features: Driveway,Garage Door Opener,Attached
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Earthquake
    EarthquakeRelatively High
  • Heat Wave
    Heat WaveModerate

How This Home’s Risks Compare

Earthquake
Heat Wave

FEMA Declared Disasters in Yamhill County and Oregon

Flood
Mud Landslide
Severe Storm
Straight Line Winds
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $3,246$38,952
Home Insurance *$152$1,824
Property Taxes $363$4,356
Electricity $243$2,916
Total$4,004$48,048
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$137,280/yr
40% on housing$120,120/yr
45% on housing$106,773/yr

Oregon FAIR Plan Programs

Oregon FAIR Plan Association

Covered
WildfireWildfire
Add-on available
HailHail
WindWind
Visit Website →
Current Policies
Residential: 2,377Commercial: 170
Total Premiums$3.07M
Total Exposure$840.98M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 10.1%
10.1%
0%30.0%
Electricity Growth Rate10-year average: 2.0%
2.0%
0%15.0%
Property Taxes Growth Rate2-year average: 0.1%
0.1%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$240This listing

vs Other Active Listings

Avg $/sqft

ZIP 97128$229
Yamhill County$311

vs Homes Sold Last Month

Median $/sqft

ZIP 97128$297
Yamhill County$301

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-03-19Price change$642,000
2025-10-09Listed for sale$657,000

New Construction

AgentMatt Willcuts
BrokerageWillcuts Company Real Estate

Similar Homes