640 Maclan Ct, Iowa City, IA, 52246
About This Home
$5,000 your way — washer & dryer, blinds, or closing costs (May closings only). Maintenance-free duplex in Cardinal Heights by Navigate Homes—HOA covers lawn, snow, and exterior insurance. Zero entry, sunroom with mature tree views, open layout with fireplace, and a spacious kitchen featuring quartz, tile backsplash, and 36" cabinets. Primary suite includes an onyx shower; garage offers battery backup with built-in camera.
Getting Around
Car-Dependent
Minimal Transit
Somewhat BikeableSchools
Construction
Condition
- Property condition: New Construction
- New construction: Yes
- Year built: 2026
Materials
- Construction materials: Stone,Vinyl,Frame
Other
- Builder name: Navigate Homes
Type & Style
- Home type: Condo
- Property subType: Condominium,Residential
Interior
Appliances
- Appliances included: Dishwasher,Microwave,Range Or Oven,Refrigerator
- Laundry features: Lower Level,Laundry Room
Basement
- Has basement: Yes
- Basement: Full,Finished
Bedrooms & Bathrooms
- Bedrooms: 4
- Bathrooms: 3
- Full bathrooms: 3
Features
- High Ceilings,Primary On Main Level,Solarium,Zero Step Entry,Kitchen Island,Pantry,Smart Thermostat
- Flooring: Carpet,LVP
- Number of fireplaces: 1
- Fireplace features: Gas,Family Room
- Fireplace: Yes
- Finished area below ground: 1,020
- Finished area above ground: 1,542
Heating & Cooling
- Heating features: Forced Air,Natural Gas
- Cooling features: Ceiling Fan(s),Central Air
Interior Area
- Total structure area: 2,562
- Total interior livable area: 2,562 sqft
Property
Details
- Parcel number: 1112406039
- Attached to another structure: Yes
- Zoning: Residential
- Special condition: Standard
Features
- Patio & porch: Deck,Patio
Lot
- Features: Wooded
Parking
- Total spaces: 2
- Parking features: Garage - Attached
- Has garage: Yes
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Strong Wind
- Tornado
- Cold Wave
- Hail
- Winter Weather
- Heat Wave
- Lightning
How This Home’s Risks Compare
FEMA Declared Disasters Across Iowa Counties
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $2,654 | $31,848 |
| Home Insurance * | $196 | $2,352 |
| Property Taxes | $824 | $9,888 |
| Electricity | $191 | $2,293 |
| Total | $3,865 | $46,380 |
Income You'd Need if You Spent...
Iowa FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
Price History
| Date | Event | Price |
|---|---|---|
| 2026-04-14 | Price change | $534,800 |
| 2026-03-30 | Price change | $534,900 |
| 2026-01-07 | Listed for sale | $539,900 |
| 2026-01-07 | Listing removed | $539,900 |
| 2025-10-09 | Listed for sale | $539,900 |
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