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4865 Montane St, Cumming, GA, 30028

4beds
3baths
2,637sqft
$659,990
$250price/sqft
$4,194/moest. monthly cost
$167,760/yrincome needed

About This Home

Build Your Dream Home with Beazer! Welcome to Hopewell Reserve offering the perfect blend of privacy and convenience! BRAND NEW COMMUNITY with spacious oversized lots, scenic views in Cumming Ga. You can build any of our plans on this gorgeous lot!! Pricing reflects a base model Emerson plan, a charming 2 story single family 4 bed 3 bath home, provides a warm and inviting, open concept layout with a gorgeous kitchen that is perfect for entertaining with an oversized island. Design Options and Upgrades have not been included in pricing. Separate dining room and guest suite with full bath on the main level, large loft space on the 2nd floor, kitchen with stainless steel Whirlpool appliances, stunning cabinetry and walk-in pantry. This home also is built as an Energy Series READY home. Beazer Homes is proud to be America’s #1 Energy-Efficient homebuilder. In 2024, our homes achieved an average net HERS® score of 37 (including solar) and a gross HERS® score of 42—the lowest publicly reported scores among the top 30 U.S. homebuilders identified by Builder Magazine’s Top 100 list (ranked by 2024 closings). Take advantage of our special buyer incentives which may include closing costs, design studio upgrades, FLEX dollars, and more. Contact us today to learn more about how you can benefit from these exclusive offers. Schedule a VIP private tour today! This is a To Be Built home- photos are a representation of this floorplan.

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
7
BikeSomewhat Bikeable

Schools

7/10
6/10
8/10
North Forsyth High SchoolGrades 9-121.7 mi

Construction

Condition

  • Property condition: To Be Built
  • New construction: Yes
  • Year built: 2025

Materials

  • Foundation: Brick/Mortar
  • Roof: Composition
  • Construction materials: Brick,HardiPlank Type

Other

  • Builder name: Beazer Homes

Type & Style

  • Home type: SingleFamily
  • Architectural style: Farmhouse
  • Property subType: Single Family Residence,Residential

Interior

Appliances

  • Appliances included: Dishwasher,Disposal,Electric Cooktop,Electric Oven,Electric Water Heater,ENERGY STAR Qualified Appliances,ENERGY STAR Qualified Water Heater,Microwave
  • Laundry features: Laundry Room,Upper Level

Basement

  • Basement: None

Bedroom

  • Features: Other

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 3
  • Full bathrooms: 3
  • Main level bathrooms: 1
  • Main level bedrooms: 1

Dining Room

  • Features: Other

Features

  • Entrance Foyer,High Ceilings 9 ft Main,High Ceilings 9 ft Upper,Walk-In Closet(s)
  • Window features: Double Pane Windows
  • Flooring: Carpet,Tile,Other
  • Number of fireplaces: 1
  • Fireplace features: Electric,Family Room
  • Fireplace: Yes
  • Common walls with other units/homes: No Common Walls

Heating & Cooling

  • Heating features: Electric,ENERGY STAR Qualified Equipment,Zoned
  • Cooling features: ENERGY STAR Qualified Equipment

Interior Area

  • Total structure area: 2,637
  • Total interior livable area: 2,637 sqft

Kitchen

  • Features: Kitchen Island, Pantry Walk-In, Solid Surface Counters, View to Family Room

Master Bathroom

  • Features: Double Vanity, Shower Only

Master Bedroom

  • Features: Other
  • Level: Other

Property

Accessibility

  • Accessibility features: None

Details

  • Parcel number: 168 015
  • Other equipment: None
  • Horse amenities: None

Features

  • Levels: Three Or More
  • Pool features: None
  • Patio & porch: Covered,Front Porch,Patio
  • Exterior features: None,No Dock
  • Spa features: None
  • Fencing: Wood
  • Has view: Yes
  • View description: Other
  • Waterfront features: None
  • Waterbody name: None

Lot

  • Lot size: 0.34 Acres
  • Features: Other
  • Lot size dimensions: 247 x 80

Parking

  • Total spaces: 2
  • Parking features: Driveway,Garage,Garage Door Opener,Garage Faces Front
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Lightning
    LightningRelatively High
  • Tornado
    TornadoRelatively High
  • Cold Wave
    Cold WaveModerate
  • Hail
    HailModerate
  • Inland Flooding
    Inland FloodingModerate
  • Ice Storm
    Ice StormModerate
  • Strong Wind
    Strong WindModerate

How This Home’s Risks Compare

Lightning
Tornado
Cold Wave
Hail
Inland Flooding
Ice Storm
Strong Wind

FEMA Declared Disasters Across Georgia Counties

Hurricane
Severe Storm
Tropical Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $3,337$40,044
Home Insurance *$222$2,664
Property Taxes $379$4,548
Electricity $256$3,074
Total$4,194$50,328
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$143,794/yr
40% on housing$125,820/yr
45% on housing$111,840/yr

Georgia FAIR Plan Programs

Georgia Underwriting Association

Covered
WildfireWildfire
Add-on available
WindWind
Visit Website →

Georgia Underwriting Association - Coastal

Covered
HailHail
WindWind
Visit Website →
Current Policies
Residential: 8,778Commercial: 638
Total Premiums$16.25M
Total Exposure$2.20B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 7.5%
7.5%
0%30.0%
Electricity Growth Rate10-year average: 5.5%
5.5%
0%15.0%
Property Taxes Growth Rate2-year average: 4.1%
4.1%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$250This listing

vs Other Active Listings

Avg $/sqft

ZIP 30028$225
Forsyth County$223

vs Homes Sold Last Month

Median $/sqft

ZIP 30028$191
Forsyth County$205

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-04-27Price change$659,990
2025-10-14Pending sale$559,990
2025-10-12Price change$580,990
2025-10-09Price change$559,990
2025-06-30Listed for sale$600,990

New Construction Spec

AgentSpencer Gritton
BrokerageBeazer Realty Corp.

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