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334 S Bardstown Rd, Mount Washington, KY, 40047

4beds
2baths
2,148sqft
$389,000
$181price/sqft
$2,615/moest. monthly cost
$104,600/yrincome needed

About This Home

Welcome to 334 S Bardstown Rd in Mt. Washington, KY - where timeless character meets thoughtful modern updates. This beautifully renovated Bedford stone ranch is more than just a home - it's a statement. Known for their durability, craftsmanship, and enduring appeal, Bedford stone homes are a rare find, and this one has been meticulously brought back to life while preserving everything that makes it special. Offering nearly 4,300 square feet of space, this expansive ranch features 4 bedrooms, 2 full baths, a basement, and an attached 2-car garage. Inside, you'll find a seamless blend of original charm and modern design - highlighted by details like the built-in china cabinet that immediately captures your attention. One of the most compelling features of this home is its incredible flexibility. The private wing creates endless opportunities. These include, a luxurious primary suite with an oversized walk-in closet and private laundry or a perfect mother-in-law suite. Just by adding a kitchenette you then could have an income producing studio apartment. The basement offers even more potential for additional living space, entertaining, or multi-generational living. Situated right on the edge of Mt. Washington, the location provides convenience with possible commercial potential - adding even more versatility to this already dynamic property. Step outside to a backyard that truly delivers - flat, fully usable, and ready to become your dream outdoor space. This is not your average flip - this is a thoughtfully restored home with heart, history, and opportunity. Schedule your showing today and experience it for yourself. Owner is a licensed Realtor in KY

Getting Around

42
WalkingCar-Dependent
0
TransitVery Limited Transit
22
BikeSomewhat Bikeable

Schools

5/10
5/10
6/10
Bullitt East High SchoolGrades 9-120.7 mi

Construction

Condition

  • Year built: 1951

Materials

  • Foundation: Concrete Perimeter
  • Roof: Shingle
  • Construction materials: Stone

Type & Style

  • Home type: SingleFamily
  • Architectural style: Ranch
  • Property subType: Single Family Residence

Interior

Basement

  • Has basement: Yes
  • Basement: Walk-Up Access,Unfinished

Bedroom

  • Level: First

Bedroom

  • Level: First

Bedroom

  • Level: First

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 2
  • Full bathrooms: 2

Dining Room

  • Level: First

Features

  • Number of fireplaces: 3
  • Fireplace: Yes
  • Finished area below ground: 0
  • Finished area above ground: 2,148

Full Bathroom

  • Level: First

Heating & Cooling

  • Heating features: Natural Gas
  • Cooling features: Central Air

Interior Area

  • Total structure area: 2,148
  • Total interior livable area: 2,148 sqft

Kitchen

  • Level: First

Laundry

  • Level: First

Laundry

  • Level: Basement

Living Room

  • Level: First

Primary Bathroom

  • Level: First

Primary Bedroom

  • Level: First

Property

Details

  • Parcel number: 077C0023004

Features

  • Stories: 1
  • Patio & porch: Patio,Porch

Lot

  • Lot size: 0.43 Acres

Parking

  • Total spaces: 2
  • Parking features: Attached,Entry Front,Lower Level
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveRelatively High
  • Lightning
    LightningRelatively High
  • Strong Wind
    Strong WindRelatively High
  • Tornado
    TornadoRelatively High
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Cold Wave
Lightning
Strong Wind
Tornado
Winter Weather

FEMA Declared Disasters Across Kentucky Counties

Flood
Mud Landslide
Severe Storm
Straight Line Winds
Tornado
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,966$23,592
Home Insurance *$208$2,496
Property Taxes $272$3,264
Electricity $169$2,035
Total$2,615$31,380
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$89,657/yr
40% on housing$78,450/yr
45% on housing$69,733/yr

Kentucky FAIR Plan Programs

Kentucky FAIR Plan Reinsurance Association

Covered
WildfireWildfire
Add-on available
HailHail
WindWind
Visit Website →
Current Policies
Residential: 4,102Commercial: 175
Total Premiums$2.55M
Total Exposure$206.09M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 11.4%
11.4%
0%30.0%
Electricity Growth Rate10-year average: 6.0%
6.0%
0%15.0%
Property Taxes Growth Rate2-year average: -0.3%
-0.3%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$181This listing

vs Other Active Listings

Avg $/sqft

ZIP 40047$150
Bullitt County$153

vs Homes Sold Last Month

Median $/sqft

ZIP 40047$187
Bullitt County$177

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-04-29Listed for sale$425,000
2025-12-22Sold$233,200

For Sale by Agent

AgentPeggy Heckert
BrokerageSemonin Realtors

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