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3916 Keya Dr, Prosper, TX, 75078

3beds
3baths
2,020sqft
$399,990
$198price/sqft
$2,925/moest. monthly cost
$117,000/yrincome needed

About This Home

MLS# 21092535 - Built by Drees Custom Homes - Ready Now! ~ The Cyrus at Mosaic Townhomes offers the perfect mix of style and convenience across two levels. On the first floor, the kitchen, dining, and living areas flow together in an open layout designed for gatherings, while a pocket office makes working from home easy. Upstairs, a dramatic two story family room brings in natural light and the primary suite includes a private balcony for a quiet retreat. With additional bedrooms and baths, there is space for guests or hobbies. Enjoy modern design, flexible living, and the ease of townhome ownership in the hear of Mosaic.

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
25
BikeSomewhat Bikeable

Schools

8/10
William Rushing MiddleGrades 6-82.5 mi
7/10
Prosper High SchoolGrades 9-122.8 mi

Construction

Condition

  • New construction: Yes
  • Year built: 2025

Materials

  • Foundation: Slab
  • Roof: Composition,Shingle
  • Construction materials: Brick,Rock,Stone

Other

  • Builder name: Drees Custom Homes

Type & Style

  • Home type: Townhouse
  • Architectural style: Contemporary/Modern
  • Property subType: Townhouse

Interior

Appliances

  • Appliances included: Built-In Gas Range,Dryer,Dishwasher,Gas Cooktop,Disposal,Gas Water Heater,Microwave,Refrigerator,Tankless Water Heater,Vented Exhaust Fan
  • Laundry features: Laundry in Utility Room

Bedroom

  • Level: Second
  • Dimensions: 11 x 12

Bedroom

  • Level: Second
  • Dimensions: 11 x 11

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 3
  • Full bathrooms: 2
  • 1/2 bathrooms: 1

Dining Room

  • Level: First
  • Dimensions: 11 x 9

Features

  • Double Vanity,Granite Counters,High Speed Internet,Kitchen Island,Open Floorplan,Pantry,Cable TV,Wired for Data,Walk-In Closet(s),Wired for Sound
  • Flooring: Carpet,Hardwood

Game Room

  • Level: Second
  • Dimensions: 13 x 10

Heating & Cooling

  • Heating features: ENERGY STAR Qualified Equipment,Natural Gas
  • Cooling features: Central Air,Ceiling Fan(s),Electric,ENERGY STAR Qualified Equipment,Humidity Control

Interior Area

  • Total interior livable area: 2,020 sqft

Kitchen

  • Features: Built-in Features,Granite Counters,Kitchen Island,Walk-In Pantry
  • Level: First
  • Dimensions: 13 x 10

Living Room

  • Level: First
  • Dimensions: 15 x 15

Master Bedroom

  • Features: Dual Sinks,En Suite Bathroom,Separate Shower,Walk-In Closet(s)
  • Level: Second
  • Dimensions: 15 x 15

Property

Details

  • Parcel number: 3916 Keya
  • Attached to another structure: Yes

Features

  • Levels: Two
  • Stories: 2
  • Pool features: None
  • Patio & porch: Balcony
  • Exterior features: Balcony
  • Has view: Yes
  • View description: Park/Greenbelt

Lot

  • Lot size: 1,999 sqft
  • Features: Landscaped,Sprinkler System
  • Lot size dimensions: 25' x 80

Parking

  • Total spaces: 4
  • Parking features: Garage,Garage Door Opener,Oversized,Garage Faces Rear
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 4
  • Carport: Yes
  • Carport spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Hail
    HailVery High
  • Tornado
    TornadoVery High
  • Cold Wave
    Cold WaveModerate
  • Heat Wave
    Heat WaveModerate
  • Inland Flooding
    Inland FloodingModerate
  • Ice Storm
    Ice StormModerate
  • Wildfire
    WildfireModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Hail
Tornado
Cold Wave
Heat Wave
Inland Flooding
Ice Storm
Wildfire
Winter Weather

FEMA Declared Disasters Across Texas Counties

Severe Storm
Tornado

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,022$24,264
Home Insurance *$179$2,148
Property Taxes $486$5,832
Electricity $238$2,859
Total$2,925$35,100
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$100,285/yr
40% on housing$87,750/yr
45% on housing$78,000/yr

Texas FAIR Plan Programs

Texas FAIR Plan Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →

Texas Windstorm Insurance Association

Covered
HailHail
WindWind
Visit Website →
Current Policies
Residential: 126,680Commercial: -4
Total Premiums$237.28M
Total Exposure$32.93B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 7.2%
7.2%
0%30.0%
Electricity Growth Rate10-year average: 3.8%
3.8%
0%15.0%
Property Taxes Growth Rate2-year average: -1.4%
-1.4%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$198This listing

vs Other Active Listings

Avg $/sqft

ZIP 75078$255
Denton County$215

vs Homes Sold Last Month

Median $/sqft

ZIP 75078$229
Denton County$192

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-03-25Price change$474,990
2026-02-08Price change$484,990
2025-10-07Listed for sale$499,990

New Construction Spec

AgentBen Caballero
BrokerageHomesUSA.com

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