100 North Rd, Montgomery, IN, 47558
About This Home
34.2 ACRES Breathtaking Lakefront Property – 21 Acres of Water & Serenity! Perched on a hill overlooking open western skies, this stunning lakefront retreat offers 21 acres of a nearly 70-acre private lake to call your own. Enjoy nature at its best with American bald eagles and osprey often soaring above and deer wandering nearby. The charming cabin features a large bedroom, spacious living room with fireplace, full bathroom with new plumbing, small kitchen, and covered front and back porches—perfect for quiet mornings or sunset views. This unique property includes public water, electricity, camper hookup, and a large detached barn for storage. The land offers rolling hills, woods and open space for hiking, riding, or exploring. Overlooks scenic farmland to the south, with paved road access and a private drive, just on the edge of Montgomery, Indiana. An ideal weekend or recreational getaway, Airbnb investment, Multi-RV/Camper Park location or a spectacular homesite for your dream lakefront build with priceless views!
Getting Around
Car-Dependent
Very Limited Transit
Somewhat BikeableSchools
Construction
Condition
- Year built: 1993
Materials
- Foundation: Slab
- Roof: Metal
- Construction materials: Wood Siding
Type & Style
- Home type: SingleFamily
- Architectural style: Cabin/Cottage
- Property subType: Single Family Residence
Interior
Appliances
- Appliances included: Microwave,Refrigerator,Gas Cooktop,Electric Water Heater
Bedroom1
- Level: Main
Bedrooms & Bathrooms
- Bedrooms: 1
- Bathrooms: 1
- Full bathrooms: 1
- Main level bedrooms: 1
Features
- Ceiling-9+,Ceiling Fan(s),Open Floorplan,Stand Up Shower,Main Level Bedroom Suite
- Flooring: Carpet
- Number of fireplaces: 1
- Fireplace features: Living Room,Gas Log
- Fireplace: Yes
- Finished area below ground: 0
- Finished area above ground: 640
Heating & Cooling
- Heating features: Electric,Baseboard,Propane Tank Owned
- Cooling features: Wall Unit(s)
Interior Area
- Total structure area: 640
- Total interior livable area: 640 sqft
Property
Details
- Parcel number: 140924400016.000001
Features
- Levels: One
- Stories: 1
- Patio & porch: Porch Covered
- Exterior features: Fire Pit
- Has view: Yes
- View description: Water
- Has water view: Yes
- Water view: Water
- On waterfront: Yes
- Waterfront features: Waterfront,Lake,Waterfront-High Bank,Walk to Lake Access,Lake Front,Ski Lake
- Waterbody name: Prairie Creek Reservoir
- Frontage length: Channel/Canal Frontage(0),Water Frontage(2200)
Lot
- Lot size: 34.20 Acres
- Features: Irregular Lot,Few Trees,15+,Wooded,Rural
- Lot size dimensions: 1325' X 1000' Approx
Parking
- Total spaces: 2
- Parking features: Detached,RV Access/Parking,Garage Utilities,Shared Driveway
- Has garage: Yes
- Attached garage spaces: 2
- Covered spaces: 2
- Has uncovered spaces: Yes
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Strong Wind
- Tornado
- Winter Weather
- Cold Wave
- Drought
- Earthquake
- Hail
- Heat Wave
- Inland Flooding
- Ice Storm
How This Home’s Risks Compare
FEMA Declared Disasters Across Indiana Counties
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $1,511 | $18,132 |
| Home Insurance * | $157 | $1,884 |
| Property Taxes | $171 | $2,052 |
| Electricity | $184 | $2,212 |
| Total | $2,023 | $24,276 |
Income You'd Need if You Spent...
Indiana FAIR Plan Programs
Indiana Basic Property Insurance Underwriting Association
WildfireHailWindHow Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
No zestimate history available
Price History
| Date | Event | Price |
|---|---|---|
| 2026-03-20 | Price change | $349,900 |
| 2025-10-31 | Price change | $399,000 |
| 2025-10-31 | Pending sale | $60,000 |
| 2025-10-20 | Price change | $499,000 |
| 2025-10-10 | Listed for sale | $1,600,000 |
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