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7615 Cole Ln, Midland, MI, 48642

3beds
3baths
3,290sqft
$415,000
$126price/sqft
$3,142/moest. monthly cost
$125,680/yrincome needed

About This Home

COME HOME TO CREEKSIDE!! Condo is completed on this trendy Luxury Twin Home in a well-established neighborhood located minutes from Eastman Ave! 3 bed, and 3 full baths and barrier free access. This condo has a partially finished basement which gives you the third bedroom and third bathroom. Neutral colors throughout. Open floor plan. Vaulted living room with a gas fireplace. Enter through the wide hallway to the kitchen with granite countertops and black stainless-steel appliances. Kitchen is open to the living room and dining area. Common wall is two separate walls and 2 5/8" fire drywall on both sides plus two layers of R13 and a 1" air gap, so nice and quiet. The rest of the condo is spray foamed for maximum energy efficiency. Main floor primary suite is tucked towards the back of the home. Lots of storage in the attached 2.5 car garage. Rosie Lane has been installed and brings you straight in off Sturgeon to the home on Cole Lane. Private cement patio and back yard.

Getting Around

7
WalkingCar-Dependent
0
TransitVery Limited Transit
27
BikeSomewhat Bikeable

Schools

10/10
9/10
Jefferson Middle SchoolGrades 6-82.1 mi
9/10
H.H. Dow High SchoolGrades 9-121.9 mi

Construction

Condition

  • Year built: 2025

Materials

  • Foundation: Basement
  • Construction materials: Brick,Vinyl Siding

Type & Style

  • Home type: Condo
  • Architectural style: Ranch
  • Property subType: Condominium

Interior

Appliances

  • Laundry features: Main Level

Basement

  • Has basement: Yes

Bathroom1

  • Features: Vinyl
  • Level: Main
  • Area: 55

Bathroom2

  • Features: Vinyl
  • Level: Main
  • Area: 88

Bathroom3

  • Features: Vinyl
  • Level: Lower
  • Area: 224

Bedroom1

  • Features: Carpet
  • Level: Main
  • Area: 266

Bedroom2

  • Features: Carpet
  • Level: Main
  • Area: 132

Bedroom3

  • Features: Carpet
  • Level: Lower
  • Area: 224

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 3
  • Full bathrooms: 3
  • Main level bathrooms: 2
  • Main level bedrooms: 2

Dining Room

  • Features: Vinyl
  • Level: Main
  • Area: 77

Features

  • Flooring: Carpet,Vinyl
  • Number of fireplaces: 1
  • Fireplace features: Gas,Living Room
  • Fireplace: Yes
  • Finished area below ground: 1,500
  • Finished area above ground: 1,790

Heating

  • Heating features: Forced Air,Natural Gas

Interior Area

  • Total structure area: 3,580
  • Total interior livable area: 3,290 sqft

Kitchen

  • Features: Vinyl
  • Level: Main
  • Area: 198

Living Room

  • Features: Vinyl
  • Level: Main
  • Area: 323

Property

Details

  • Parcel number: 113110140

Features

  • Levels: One
  • Stories: 1
  • Frontage type: Road
  • Frontage length: 75

Lot

  • Features: Cul-De-Sac,Dead End,Subdivision,City Lot

Parking

  • Total spaces: 2.5
  • Parking features: Attached
  • Has garage: Yes
  • Attached garage spaces: 2.5
  • Covered spaces: 2.5

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveRelatively High
  • Strong Wind
    Strong WindRelatively High
  • Winter Weather
    Winter WeatherRelatively High
  • Hail
    HailModerate
  • Inland Flooding
    Inland FloodingModerate
  • Lightning
    LightningModerate
  • Tornado
    TornadoModerate

How This Home’s Risks Compare

Cold Wave
Strong Wind
Winter Weather
Hail
Inland Flooding
Lightning
Tornado

FEMA Declared Disasters in Midland County and Michigan

Severe Ice Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,098$25,176
Home Insurance *$206$2,472
Property Taxes $480$5,760
Electricity $358$4,306
Total$3,142$37,704
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$107,725/yr
40% on housing$94,260/yr
45% on housing$83,786/yr

Michigan FAIR Plan Programs

Michigan Basic Property Insurance Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 15,981Commercial: 293
Total Premiums$13.85M
Total Exposure$2.60B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 8.7%
8.7%
0%30.0%
Electricity Growth Rate10-year average: 3.9%
3.9%
0%15.0%
Property Taxes Growth Rate2-year average: 0.6%
0.6%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$126This listing

vs Other Active Listings

Avg $/sqft

ZIP 48642$182
Midland County$154

vs Homes Sold Last Month

Median $/sqft

ZIP 48642$161
Midland County$140

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-01-31Price change$421,000
2025-10-10Listed for sale$369,000

For Sale by Agent

AgentAnna Merillat
BrokerageColdwell Banker Professionals

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