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523 W 143rd St APT 6C, New York, NY, 10031

3beds
2baths
1,200sqft
$650,000
$542price/sqft
$6,101/moest. monthly cost
$244,040/yrincome needed

About This Home

>>> Penthouse level DREAM HOME in the highly sought after Hamilton Heights neighborhood of Harlem, NYC <<< * This huge pre-war HDFC Co-op built in 1910 is located at 523 West 143rd Street between Broadway and Hamilton Place. Only four units per floor. Building approved for lending through East West Bank and CCM. * Freshly painted, drenched with sunlight from large south & north facing windows, this expansive home features generously sized rooms & high ceilings creating a fabulous canvas for the masterpiece in your mind. While connection is not currently existing, there is space for new owners to install full-sized washer & dryer in kitchen if desired. * This unit is one of only four highly sought after TOP FLOOR units with no neighbors above which ensures that you have peace and pin drop quiet forever! Courtyard facing windows offer additional tranquility with open sky views. * This unit features three (3) large bedrooms plus an extra home office off the main bedroom. Tons of character including french doors with crystal knobs, transom windows, original hardwood flooring, wall moldings and high ceilings all make this a highly sought after unique home. * 523-527 West 143rd St HDFC is a professionally managed 6-story co-op with 48 units in total and has an active board. This building is pet friendly, has an elevator, video intercom system and allows washer/dryer and dishwasher in unit. * Home to many acclaimed jazz musicians, the building has a rich history & culture celebrating some of Harlem's greatest talents. * Close & convenient transportation; only a block from the 1-train & 3 blocks from the A, B, C, D trains. * Nearby City College, 142nd St Dog Run and 3 huge parks: Riverbank (with pool), St. Nicholas & Jackie Robinson. * MAX gross household income 165% AMI: 1 occupant: $187,110 2 occupants: $213,840 3 occupants: $240,570 4 occupants: $267,300 5 occupants: $288,750 * 523 W 143rd Street is located within the confines of Manhattan's Community Board number 9. * Shown by private appointment with listing broker AFTER prescreening & verification of buyer’s pre-approval or POF. * Call, text or email listing Broker to schedule a time to view; flexible appointment times available with 24-hour notice. * Photos and video are of actual unit, cover photo virtually staged, floorplan is of similar layout. Sold as-is.

Getting Around

99
WalkingWalker's Paradise
100
TransitRider's Paradise
85
BikeVery Bikeable

Schools

5/10
5/10
Ms 324 Patria MirabalGrades 6-81.3 mi

Construction

Condition

  • Year built: 1910

Type & Style

  • Home type: Cooperative
  • Property subType: Coop

Interior

Appliances

  • Appliances included: Washer/Dryer

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 2
  • Full bathrooms: 1
  • 1/2 bathrooms: 1

Features

  • Flooring: Hardwood

Interior Area

  • Total structure area: 1,200
  • Total interior livable area: 1,200 sqft

Property

Details

  • Special condition: Restricted Sale

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Heat Wave
    Heat WaveRelatively High
  • Cold Wave
    Cold WaveModerate
  • Strong Wind
    Strong WindModerate
  • Winter Weather
    Winter WeatherModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Heat Wave
Cold Wave
Strong Wind
Winter Weather
Tsunami

FEMA Declared Disasters in New York County and New York

Flood
Severe Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $3,286$39,432
Home Insurance *$2,185$26,220
Property Taxes $384$4,608
Electricity $246$2,954
Total$6,101$73,212
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$209,177/yr
40% on housing$183,030/yr
45% on housing$162,693/yr

New York FAIR Plan Programs

New York Property Insurance Underwriting Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 20,669Commercial: 1,556
Total Premiums$32.27M
Total Exposure$7.63B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 2.0%
2.0%
0%30.0%
Electricity Growth Rate10-year average: 7.1%
7.1%
0%15.0%
Property Taxes Growth Rate2-year average: 1.0%
1.0%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$542This listing

vs Other Active Listings

Avg $/sqft

ZIP 10031$494
New York County$1,489

vs Homes Sold Last Month

Median $/sqft

ZIP 10031$537
New York County$1,203

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2025-12-22Listed for sale$650,000

For Sale by Agent

AgentChristine Gordon
BrokerageGorick Realty

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