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3814 Highway 131, Clayton, AL, 36016

3beds
1baths
2,480sqft
$128,750
$52price/sqft
$1,322/moest. monthly cost
$52,880/yrincome needed

About This Home

Experience County Living Discover this charming 3-bedroom, 1-bath home nestled on just over 3 acres. A spacious porch stretches across the entire front of the house, inviting you to relax and enjoy the serene surroundings. The home features hardwood floors. A well-maintained small block building is located just off the back porch. The property also includes a small office/store building with water, electricity, and sewer connections, complete with a half bathroom. This versatile space could serve as a store or be converted into an apartment. Additionally, there are three other structures on the property. While some work is needed, this sturdy house has been lovingly maintained and cherished for generations. Call today to schedule a showing!

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
14
BikeSomewhat Bikeable

Schools

3/10
3/10
Barbour Co High SchoolGrades 7-1211.2 mi
4/10
Barbour Co Primary SchoolGrades PK-111.6 mi

Construction

Condition

  • Year built: 1897

Materials

  • Foundation: Crawl Space
  • Construction materials: Vinyl Siding

Type & Style

  • Home type: SingleFamily
  • Architectural style: Ranch Rambler
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dryer,Range,Refrigerator,Washer

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 1
  • Full bathrooms: 1

Features

  • Flooring: Carpet,Wood
  • Fireplace features: Living Room
  • Fireplace: Yes

Interior Area

  • Total structure area: 2,480
  • Total interior livable area: 2,480 sqft

Property

Details

  • Parcel number: 062808340000013000

Features

  • Levels: One
  • Pool features: None
  • Patio & porch: Porch-Covered
  • Waterfront features: No Waterfront

Lot

  • Lot size: 3.80 Acres
  • Lot size dimensions: 3.8

Parking

  • Total spaces: 1
  • Parking features: 1 Car,Detached Carport
  • Covered spaces: 1
  • Carport: Yes
  • Carport spaces: 1

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Lightning
    LightningRelatively High
  • Tornado
    TornadoRelatively High
  • Drought
    DroughtModerate
  • Hail
    HailModerate
  • Hurricane
    HurricaneModerate
  • Heat Wave
    Heat WaveModerate
  • Inland Flooding
    Inland FloodingModerate
  • Strong Wind
    Strong WindModerate

How This Home’s Risks Compare

Lightning
Tornado
Drought
Hail
Hurricane
Heat Wave
Inland Flooding
Strong Wind

FEMA Declared Disasters Across Alabama Counties

Flood
Hurricane
Severe Storm
Straight Line Winds
Tornado
Tropical Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $651$7,812
Home Insurance *$361$4,332
Property Taxes $33$396
Electricity $277$3,330
Total$1,322$15,864
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$45,325/yr
40% on housing$39,660/yr
45% on housing$35,253/yr

Alabama FAIR Plan Programs

Alabama FAIR Plan

Covered
None
Add-on available
WildfireWildfire
Visit Website →

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 8.5%
8.5%
0%30.0%
Electricity Growth Rate10-year average: 6.0%
6.0%
0%15.0%
Property Taxes Growth Rate2-year average: 8.0%
8.0%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$52This listing

vs Other Active Listings

Avg $/sqft

ZIP 36016$64
Barbour County$190

vs Homes Sold Last Month

Median $/sqft

ZIP 36016$24
Barbour County$95

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-03-25Price change$138,750
2025-12-30Price change$148,750
2025-10-10Listed for sale$192,750

For Sale by Agent

AgentJohn Baker
BrokerageBaker Realty

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