271 E Rose Lake Rd, Coldwater, MI, 49036
About This Home
Adorable 2-bedroom, 1-full bath lakefront cottage on desirable Rose Lake! Enjoy spectacular views from this beautifully updated home - truly a turn key- retreat. With too many updates to list, every detail has been thoughtfully done for comfort and style. Offered fully furnished, all you need to do is move in and start enjoying the lake life! Whether you're looking for peaceful getaway or a year-round residence, this charming cottage has it all. Don't miss out on this rare opportunity to own your own slice of Rose Lake paradise!!
Getting Around
Car-Dependent
Very Limited Transit
Somewhat BikeableSchools
Construction
Condition
- Year built: 1950
Materials
- Construction materials: Vinyl Siding
Type & Style
- Home type: SingleFamily
- Architectural style: Cottage,Ranch
- Property subType: Single Family Residence
Interior
Appliances
- Appliances included: Range/Oven,Refrigerator
Basement
- Basement: Block,Crawl Space
Bathroom1
- Level: Main
- Area: 45
Bedroom1
- Level: Main
- Area: 88
Bedroom2
- Level: Main
- Area: 80
Bedrooms & Bathrooms
- Bedrooms: 2
- Bathrooms: 1
- Full bathrooms: 1
- Main level bathrooms: 1
- Main level bedrooms: 2
Features
- Number of fireplaces: 1
- Fireplace features: Electric
- Fireplace: Yes
- Finished area below ground: 0
- Finished area above ground: 624
Heating & Cooling
- Heating features: Wall Furnace,Natural Gas
- Cooling features: Ceiling Fan(s),Central Air
Interior Area
- Total structure area: 624
- Total interior livable area: 624 sqft
Kitchen
- Level: Main
- Area: 110
Living Room
- Area: 240
Property
Details
- Parcel number: 100L1000002400
- Zoning description: Residential
- Special condition: Private
Features
- Levels: One
- Stories: 1
- Patio & porch: Deck
- On waterfront: Yes
- Waterfront features: All Sports Lake,Lake Front,Waterfront
- Waterbody name: Rose
- Frontage length: 50
Lot
- Lot size: 0.40 Acres
- Lot size dimensions: 50 x 100
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Strong Wind
- Tornado
- Cold Wave
- Drought
- Hail
- Inland Flooding
- Lightning
- Winter Weather
How This Home’s Risks Compare
FEMA Declared Disasters in Branch County and Michigan
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $1,238 | $14,856 |
| Home Insurance * | $131 | $1,572 |
| Property Taxes | $206 | $2,472 |
| Electricity | $188 | $2,259 |
| Total | $1,763 | $21,156 |
Income You'd Need if You Spent...
Michigan FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
Price History
| Date | Event | Price |
|---|---|---|
| 2025-10-10 | Listed for sale | $259,900 |
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