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31272 Wiltbank Ave, Lewes, DE, 19958

3beds
3baths
2,566sqft
$934,900
$364price/sqft
$5,403/moest. monthly cost
$216,120/yrincome needed

About This Home

Enjoy $24,500 in Buyer Community Incentives plus 2% Transfer Tax Paid by Seller. This home is to be built; photos are of a model home. Black Oak is located east of Rt. 1, just 3 miles from downtown Lewes, 7 miles from downtown Rehoboth Beach, and 8 miles to Milton. Miles of Delaware shoreline, boating, outdoor activity, entertainment, dining and shopping are nearby, and easy commutes to larger cities and airports make this location a dream. Personalize your floor plans with each model, base prices range from $814,900-$1,029,900 and home sizes range from 2,102 - 4,810 sq. ft. Black Oak community features a Clubhouse, outdoor pool, pickleball and tot playground. Basements are available on specific homesites. Generous base features include Enerwise energy efficiency, Advanced framing exterior walls, extra roof insulation, landscaping package, tray ceilings, Home IQ system with USB-C and USB-A outlets, 4' conditioned crawl space, engineered hardwood, carpet and tile flooring, granite kitchen counters, cultured marble bathroom vanity tops, Rinnai tankless hot water heater, and Sea Gull lighting fixtures.

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
0
BikeNot Bike Friendly

Schools

--
Sussex ConsortiumGrades PK-121.9 mi
8/10
Cape Henlopen High SchoolGrades 9-121.5 mi

Construction

Condition

  • Property condition: Excellent
  • New construction: Yes

Materials

  • Foundation: Crawl Space
  • Roof: Architectural Shingle
  • Construction materials: Blown-In Insulation,Concrete,Frame,Mixed,Low VOC Products/Finishes,CPVC/PVC,Fiber Cement

Other

  • Builder model: Kingfisher
  • Builder name: Schell Brothers

Type & Style

  • Home type: SingleFamily
  • Architectural style: Coastal
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Microwave,Dishwasher,Disposal,Refrigerator,Six Burner Stove,Washer,Dryer,Tankless Water Heater,Gas Water Heater
  • Laundry features: Main Level

Basement

  • Area: 0

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 3
  • Full bathrooms: 2
  • 1/2 bathrooms: 1
  • Main level bathrooms: 2
  • Main level bedrooms: 1

Features

  • Air Filter System,Bathroom - Walk-In Shower,Bathroom - Tub Shower,Ceiling Fan(s),Open Floorplan,Dining Area,Entry Level Bedroom,Kitchen - Gourmet,Kitchen Island,Pantry,Primary Bath(s),Recessed Lighting,Upgraded Countertops,Walk-In Closet(s),9'+ Ceilings,Dry Wall
  • Window features: ENERGY STAR Qualified Windows
  • Flooring: Engineered Wood,Carpet,Wood
  • Finished area below ground: 0
  • Finished area above ground: 2,566

Heating & Cooling

  • Heating features: Forced Air,Natural Gas
  • Cooling features: Central Air,Natural Gas

Interior Area

  • Total structure area: 2,566
  • Total interior livable area: 2,566 sqft

Property

Accessibility

  • Accessibility features: None

Details

  • Parcel number: 3357.00346.00
  • Zoning: AR-1
  • Special condition: Standard

Features

  • Levels: Two
  • Stories: 2
  • Pool features: Community

Lot

  • Lot size: 7,405 sqft
  • Lot size dimensions: 0.00 x 0.00

Parking

  • Total spaces: 4
  • Parking features: Garage Faces Front,Inside Entrance,Concrete,Attached,Driveway
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2
  • Has uncovered spaces: Yes
  • Uncovered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Coastal Flooding
    Coastal FloodingVery High
  • Cold Wave
    Cold WaveRelatively High
  • Hurricane
    HurricaneRelatively High
  • Inland Flooding
    Inland FloodingRelatively High
  • Winter Weather
    Winter WeatherRelatively High
  • Wildfire
    WildfireModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Coastal Flooding
Cold Wave
Hurricane
Inland Flooding
Winter Weather
Wildfire
Tsunami

FEMA Declared Disasters Across Delaware Counties

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $4,727$56,724
Home Insurance *$152$1,824
Property Taxes $241$2,892
Electricity $283$3,405
Total$5,403$64,836
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$185,245/yr
40% on housing$162,090/yr
45% on housing$144,080/yr

Delaware FAIR Plan Programs

Insurance Placement Facility of Delaware

Covered
WildfireWildfire
Add-on available
HailHail
WindWind
Visit Website →
Current Policies
Residential: 1,170Commercial: 57
Total Premiums$607,000
Total Exposure$249.53M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 5.6%
5.6%
0%30.0%
Electricity Growth Rate10-year average: 8.7%
8.7%
0%15.0%
Property Taxes Growth Rate2-year average: 1.2%
1.2%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$364This listing

vs Other Active Listings

Avg $/sqft

ZIP 19958$261
Sussex County$246

vs Homes Sold Last Month

Median $/sqft

ZIP 19958
Sussex County

Current Market Trends

No market data available for this area

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2025-10-10Listed for sale$934,900

New Construction

AgentDustin Oldfather
BrokerageCompass

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