13391 Us Highway 231 N, Utica, KY, 42376
About This Home
Tucked away on a 1-acre lot in Utica, sits a charming 2 bedroom 1 bath pole barn home. This home provides a hidden and peaceful setting with plenty of room for outdoor activities. As well as nearly 1600 sq. ft. of living space. There are two spacious living areas that could serve as a third bedroom, home office, family room, or formal dining room. The possibilities are endless!
Getting Around
Car-Dependent
Very Limited Transit
Somewhat BikeableSchools
Construction
Condition
- Year built: 2025
Materials
- Foundation: Pillar/Post/Pier
- Roof: Metal
- Construction materials: Frame
Type & Style
- Home type: SingleFamily
- Architectural style: Pole Barn
- Property subType: Single Family Residence,Residential
Interior
Appliances
- Appliances included: None,Electric Water Heater
Basement
- Basement: None
Bedrooms & Bathrooms
- Bedrooms: 2
- Bathrooms: 1
- Full bathrooms: 1
Features
- Granite,Split Bedroom,Walk-In Closet(s)
- Flooring: Vinyl
- Fireplace features: None
- Attic: Access Only
- Finished area below ground: 0
- Finished area above ground: 1,568
Heating & Cooling
- Heating features: Forced Air,Electric
- Cooling features: Electric
Interior Area
- Total structure area: 1,568
- Total interior livable area: 1,568 sqft
Kitchen
- Features: Granite Counters
Property
Features
- Levels: One
- Stories: 1
- Patio & porch: Deck,Rear Porch
- Residential vegetation: Partially Wooded
Lot
- Lot size: 1 Acres
- Features: Cleared,Rolling Slope
- Lot size dimensions: 1 acre
Parking
- Parking features: Gravel
- Has uncovered spaces: Yes
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Heat Wave
- Inland Flooding
- Ice Storm
- Strong Wind
- Tornado
- Winter Weather
- Cold Wave
- Drought
- Earthquake
- Hail
How This Home’s Risks Compare
FEMA Declared Disasters Across Kentucky Counties
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $884 | $10,608 |
| Home Insurance * | $117 | $1,404 |
| Property Taxes | $118 | $1,416 |
| Electricity | $154 | $1,850 |
| Total | $1,273 | $15,276 |
Income You'd Need if You Spent...
Kentucky FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
No zestimate history available
Price History
| Date | Event | Price |
|---|---|---|
| 2026-08-04 | Listed for sale | $174,900 |
| 2026-07-27 | Listing removed | $179,900 |
| 2026-06-10 | Listed for sale | $179,900 |
| 2026-04-13 | Contingent | $179,900 |
| 2025-12-08 | Listed for sale | $179,900 |
| 2025-10-14 | Contingent | $179,900 |
| 2025-10-10 | Listed for sale | $179,900 |
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