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607 4th St #N, Dike, IA, 50624

2beds
1baths
1,644sqft
$390,500
$238price/sqft
$2,747/moest. monthly cost
$109,880/yrincome needed

About This Home

Highly sought after new construction zero-entry townhome. Home features an open layout a beautiful kitchen with quartz counter tops and luxury vinyl flooring flowing to a generous dining area. Large living room. The master bedroom features a 3/4 bathroom with view of a private patio. An additional bedroom and full bath are just down the hall. Main-floor laundry near access to patio and breeeway. ICF foundation to rafters. Full basement with stubbed in bath and shower stall. Attached 2-stall garage. Shared Party Wall Agreement.

Getting Around

25
WalkingCar-Dependent
0
TransitVery Limited Transit
39
BikeSomewhat Bikeable

Schools

7/10
Dike Elementary SchoolGrades PK-40.2 mi
7/10

Construction

Condition

  • Year built: 2024

Materials

  • Roof: Shingle,Asphalt
  • Construction materials: Vinyl Siding

Other

  • Builder name: Mike Albers Construction

Type & Style

  • Home type: Townhouse
  • Property subType: Townhouse

Interior

Appliances

  • Laundry features: 1st Floor

Basement

  • Has basement: Yes
  • Basement: Concrete,Partially Finished

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 1
  • Full bathrooms: 1
  • 3/4 bathrooms: 1

Features

  • Ceiling Fan(s),Solid Surface Counters
  • Fireplace features: None
  • Finished area below ground: 0

Heating & Cooling

  • Heating features: Forced Air
  • Cooling features: Central Air

Interior Area

  • Total interior livable area: 1,644 sqft

Other

  • Level: Upper

Other

  • Level: Main

Other

  • Level: Lower

Property

Details

  • Parcel number: 881505302020
  • Zoning: R-3
  • Special condition: Standard

Features

  • Patio & porch: Patio

Lot

  • Lot size: 6,098 sqft
  • Lot size dimensions: 40 X 150

Parking

  • Total spaces: 2
  • Parking features: 2 Stall,Attached Garage,Garage Door Opener
  • Covered spaces: 2
  • Carport spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Winter Weather
    Winter WeatherVery High
  • Drought
    DroughtRelatively High
  • Hail
    HailRelatively High
  • Strong Wind
    Strong WindRelatively High
  • Tornado
    TornadoRelatively High
  • Cold Wave
    Cold WaveModerate
  • Inland Flooding
    Inland FloodingModerate

How This Home’s Risks Compare

Winter Weather
Drought
Hail
Strong Wind
Tornado
Cold Wave
Inland Flooding

FEMA Declared Disasters Across Iowa Counties

Tornado

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,974$23,688
Home Insurance *$268$3,216
Property Taxes $383$4,596
Electricity $122$1,471
Total$2,747$32,964
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$94,182/yr
40% on housing$82,410/yr
45% on housing$73,253/yr

Iowa FAIR Plan Programs

Iowa FAIR Plan Association

Covered
WildfireWildfire
Visit Website →
Current Policies
Residential: 1,021Commercial: 22
Total Premiums$1.14M
Total Exposure$85.68M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 14.1%
14.1%
0%30.0%
Electricity Growth Rate10-year average: 1.9%
1.9%
0%15.0%
Property Taxes Growth Rate2-year average: 14.3%
14.3%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$238This listing

vs Other Active Listings

Avg $/sqft

ZIP 50624$127
Grundy County$124

vs Homes Sold Last Month

Median $/sqft

ZIP 50624$128
Grundy County$96

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-04-12Listed for sale$399,900
2026-04-11Listing removed$399,900
2025-10-11Listed for sale$399,900

For Sale by Agent

AgentMichele Henze
BrokerageLockard Realty Company

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