See other homes in:
Primary listing photo
Listing photo 2
Listing photo 3
Listing photo 4
Listing photo 5

420 Alan Lewis Rd, East Bernstadt, KY, 40729

4beds
6baths
4,208sqft
$2,899,000
$689price/sqft
$18,595/moest. monthly cost
$743,800/yrincome needed

About This Home

Luxurious-Serene-Relaxing-Comfortable-if what you want isn't here, you probably don't need it! 18.68 acres on Wood Creek Lake, located approximately one hour south of Lexington, KY & 1.5 hour north of Knoxville, TN just off Interstate 75. Although there would be little reason to leave this private retreat, local attractions include- Daniel Boone Nat'l Forest, Laurel Lake, Lake Cumberland, Cumberland Falls Nat'l Park, Levi Jackson Wilderness Road Park, Rockcastle & Cumberland Rivers. Wood Creek Lake is a 625 acre lake comprised of multiple long narrows and provides excellent fishing opportunities for bass, panfish & catfish and is suitable for low speed boating & leisurely pontoon excursions! The cares of life begin to fall away as you drive thru this remarkable acreage to the pièce de résistance, the chateau tucked at road's end. The owner accomplished the task of using the highest quality of building & finishing materials in this custom build and yet this home feels like being enveloped in your favorite warm blanket. The exterior is of hardie board & "Kentucky Marble" stone construction with composite wraparound decking, flagstone patios, & metal roof with snow guards to prevent excessive weight from heavy snowfall. NOTE- A detailed room by room description is forthcoming containing amenities, material & special features. First floor offers formal entry, gourmet kitchen, breakfast area, open concept great room & dining area, powder room, utility room, 1st floor guest bedroom with ensuite full bath. The 2nd level boasts a magnificent primary bedroom with vaulted, beamed ceiling in white plank, lake views & fireplace w ensuite bath with spa tub, step-in shower, coffee bar& walk-in; sitting/reading nook & additional guest bedroom with ensuite. The lower level is fully finished with stained wood, coffered ceilings, beautifully stained concrete flooring & patio access. This area offers large family/dining room combo with kitchenette equipped with all full size appliances. Another spacious bedroom & ensuite, guest bath & office/5th bedroom are found on this level. With the exception of bathrooms, all interior walls & ceilings are white-washed & stained wood & all flooring concrete, wood & tile. Plantation shutters, blinds & custom draperies throughout and notwithstanding a few personal items, the finest of furnishings & decor remain with this exquisite home! Hundreds of feet of lake frontage are included, easy lake access by foot & automobile, large covered private dock & boat slip with entertaining area, storage & a 2019 Ranger 10-person pontoon. Unlike most lake properties with limited parking, this home offers space for 30-40 vehicles, great for hosting large family/social events. This property has unlimited potential for personal full or part-time residence, corporate retreat or further land development! 1st Level- 1597sf, 2nd Level- 1096sf, Lower Level- 1515sf

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
0
BikeNot Bike Friendly

Schools

7/10
Colony Elementary SchoolGrades PK-52.6 mi
4/10
North Laurel High SchoolGrades 9-125.3 mi

Construction

Condition

  • Year built: 2015

Materials

  • Foundation: Concrete Perimeter,Slab
  • Roof: Metal
  • Construction materials: HardiPlank Type,Stone

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dryer,Double Oven,Dishwasher,Gas Range,Microwave,Refrigerator,Washer,Oven,Self Cleaning Oven,Vented Exhaust Fan
  • Laundry features: Electric Dryer Hookup,Main Level,Washer Hookup

Basement

  • Has basement: Yes
  • Basement: Concrete,Exterior Entry,Finished,Full,Interior Entry,Walk-Out Access

Bathroom1

  • Level: First

Bathroom2

  • Level: Second

Bathroom3

  • Level: Lower
  • Area: 153

Bathroom4

  • Level: Lower

Bathroom5

  • Level: First

Bedroom1

  • Level: First
  • Area: 218.75

Bedroom2

  • Level: Second
  • Area: 180

Bedroom3

  • Level: Lower
  • Area: 200

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 6
  • Full bathrooms: 5
  • 1/2 bathrooms: 1

Family Room

  • Level: Lower
  • Area: 387

Features

  • Breakfast Bar,Entrance Foyer,Eat-in Kitchen,In-Law Floorplan,Wet Bar,Walk-In Closet(s),Ceiling Fan(s),Soaking Tub
  • Window features: Insulated Windows,Window Treatments,Blinds,Screens
  • Flooring: Concrete,Tile,Wood
  • Number of fireplaces: 2
  • Fireplace features: Gas Log,Great Room,Masonry,Master Bedroom,Propane
  • Fireplace: Yes
  • Finished area below ground: 1,515
  • Finished area above ground: 2,693

Foyer

  • Level: First

Great Room

  • Level: First
  • Area: 536.5

Heating & Cooling

  • Heating features: Heat Pump
  • Cooling features: Heat Pump

Interior Area

  • Total structure area: 4,208
  • Total interior livable area: 4,208 sqft

Kitchen

  • Level: First
  • Area: 333.5

Master Bathroom

  • Level: Second
  • Area: 204

Master Bedroom

  • Level: First
  • Area: 306

Office

  • Level: Lower
  • Area: 143

Other

  • Level: Lower

Utility Room

  • Level: First

Property

Details

  • Parcel number: 0370000161.00

Features

  • Levels: Three Or More
  • Exterior features: Fire Pit
  • Has view: Yes
  • View description: Rural,Trees/Woods,Lake,Water
  • Has water view: Yes
  • Water view: Lake,Water
  • On waterfront: Yes
  • Waterbody name: Wood Creek Lake
  • Horses can be raised: Yes

Lot

  • Lot size: 18.68 Acres
  • Features: Landscaped,Secluded,Wooded,Many Trees

Parking

  • Parking features: Other

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveRelatively High
  • Hail
    HailRelatively High
  • Lightning
    LightningRelatively High
  • Strong Wind
    Strong WindRelatively High
  • Tornado
    TornadoRelatively High
  • Winter Weather
    Winter WeatherRelatively High
  • Heat Wave
    Heat WaveModerate
  • Landslide
    LandslideModerate
  • Wildfire
    WildfireModerate

How This Home’s Risks Compare

Cold Wave
Hail
Lightning
Strong Wind
Tornado
Winter Weather
Heat Wave
Landslide
Wildfire

FEMA Declared Disasters Across Kentucky Counties

Flood
Mud Landslide
Severe Storm
Straight Line Winds
Tornado
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $14,658$175,896
Home Insurance *$2,422$29,064
Property Taxes $1,183$14,196
Electricity $332$3,987
Total$18,595$223,140
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$637,542/yr
40% on housing$557,850/yr
45% on housing$495,866/yr

Kentucky FAIR Plan Programs

Kentucky FAIR Plan Reinsurance Association

Covered
WildfireWildfire
Add-on available
HailHail
WindWind
Visit Website →
Current Policies
Residential: 4,102Commercial: 175
Total Premiums$2.55M
Total Exposure$206.09M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 9.5%
9.5%
0%30.0%
Electricity Growth Rate10-year average: 6.0%
6.0%
0%15.0%
Property Taxes Growth Rate2-year average: 4.0%
4.0%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$689This listing

vs Other Active Listings

Avg $/sqft

ZIP 40729$130
Laurel County$120

vs Homes Sold Last Month

Median $/sqft

ZIP 40729$136
Laurel County$129

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2025-10-11Listed for sale$2,899,000

For Sale by Agent

AgentTim E Smith
BrokerageSallie Davidson, Realtors

Similar Homes