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1489 Citadel Dr, Clarksville, TN, 37042

4beds
3baths
2,080sqft
$349,900
$168price/sqft
$2,569/moest. monthly cost
$102,760/yrincome needed

About This Home

Welcome to **1489 Citadel Dr**, a beautifully maintained Clarksville home offering comfort, efficiency, and thoughtful upgrades — an ideal match for **VA and FHA buyers**. Located just minutes from **Fort Campbell**, this property blends affordability, modern finishes, and low‑maintenance living. **Seller is offering $16,495 in concessions**, giving buyers an excellent opportunity to reduce closing costs, buy down their rate, or enhance affordability. Inside, the bright, functional layout features **wood‑slat white blinds throughout**, **granite countertops**, a **smart doorbell**, and an **encapsulated attic with added flooring** for valuable storage. The encapsulation provides **significant energy efficiency**, helping **reduce electric bills** and maintain temperatures up to **20 degrees warmer or cooler** for year‑round comfort. This home sits on a **slab foundation (not a crawlspace)** — meaning no seasonal venting, no moisture concerns, no mold or wood rot, and no costly repairs underneath the home. A major peace‑of‑mind upgrade for any buyer. Outdoors, the property includes a **black wrought‑iron fence** that enhances curb appeal with a clean, timeless look. The **shed conveys** and sits on a **permanent pad foundation**, offering secure storage or hobby space. The exterior is warm and inviting with **lilies planted in the front garden** and **custom planter boxes in the backyard**, creating a charming outdoor setting. With a fully fenced backyard, easy access to shopping, dining, major commuter routes, and Fort Campbell, this home checks all the boxes for first‑time buyers and military families seeking value, convenience, and peace of mind. Whether using VA, FHA, or conventional financing, this property stands out in a fast‑moving market — especially with $16,495 in seller concessions available. Schedule your showing today — opportunities like this don’t last.

Getting Around

7
WalkingCar-Dependent
0
TransitVery Limited Transit
18
BikeSomewhat Bikeable

Schools

6/10
6/10
West Creek Middle SchoolGrades 6-81.0 mi
5/10
West Creek High SchoolGrades 9-121.1 mi

Construction

Condition

  • Year built: 2023

Materials

  • Roof: Shingle
  • Construction materials: Brick,Vinyl Siding

Type & Style

  • Home type: SingleFamily
  • Architectural style: Contemporary
  • Property subType: Single Family Residence,Residential

Interior

Appliances

  • Appliances included: Electric Oven,Cooktop,Dishwasher,Disposal,ENERGY STAR Qualified Appliances,Microwave,Stainless Steel Appliance(s)
  • Laundry features: Electric Dryer Hookup,Washer Hookup

Basement

  • Basement: None

Bedroom1

  • Features: Walk-In Closet(s)
  • Level: Walk-In Closet(s)
  • Area: 224
  • Dimensions: 16x14

Bedroom2

  • Features: Extra Large Closet
  • Level: Extra Large Closet
  • Area: 121
  • Dimensions: 11x11

Bedroom3

  • Features: Extra Large Closet
  • Level: Extra Large Closet
  • Area: 121
  • Dimensions: 11x11

Bedroom4

  • Features: Extra Large Closet
  • Level: Extra Large Closet
  • Area: 110
  • Dimensions: 11x10

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 3
  • Full bathrooms: 2
  • 1/2 bathrooms: 1

Dining Room

  • Features: Formal
  • Level: Formal
  • Area: 121
  • Dimensions: 11x11

Features

  • High Speed Internet
  • Flooring: Carpet,Luxury Vinyl,Tile
  • Number of fireplaces: 1
  • Fireplace features: Electric
  • Fireplace: Yes
  • Finished area above ground: 2,080

Heating & Cooling

  • Heating features: Central
  • Cooling features: Central Air

Interior Area

  • Total structure area: 2,080
  • Total interior livable area: 2,080 sqft

Kitchen

  • Features: Eat-in Kitchen
  • Level: Eat-in Kitchen
  • Area: 140
  • Dimensions: 14x10

Living Room

  • Area: 272
  • Dimensions: 17x16

Master Bathroom

  • Features: Suite
  • Level: Suite

Property

Details

  • Parcel number: 063006M B 00500 00003006M
  • Special condition: Standard

Features

  • Levels: Two
  • Stories: 2
  • Patio & porch: Patio,Covered
  • Exterior features: Smart Lock(s)
  • Fencing: Back Yard

Lot

  • Lot size: 7,405 sqft

Parking

  • Total spaces: 2
  • Parking features: Garage Door Opener,Garage Faces Front
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveRelatively High
  • Inland Flooding
    Inland FloodingRelatively High
  • Ice Storm
    Ice StormRelatively High
  • Lightning
    LightningRelatively High
  • Tornado
    TornadoRelatively High
  • Earthquake
    EarthquakeModerate
  • Hail
    HailModerate
  • Heat Wave
    Heat WaveModerate
  • Strong Wind
    Strong WindModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Cold Wave
Inland Flooding
Ice Storm
Lightning
Tornado
Earthquake
Hail
Heat Wave
Strong Wind
Winter Weather

FEMA Declared Disasters Across Tennessee Counties

Flood
Severe Storm
Straight Line Winds
Tornado
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,769$21,228
Home Insurance $192$2,304
Property Taxes $433$5,196
Electricity $175$2,103
Total$2,569$30,828

Income You'd Need if You Spent...

35% on housing$88,080/yr
40% on housing$77,070/yr
45% on housing$68,506/yr

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 8.4%
8.4%
0%30.0%
Electricity Growth Rate10-year average: 4.5%
4.5%
0%15.0%
Property Taxes Growth Rate2-year average: -1.5%
-1.5%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$168This listing

vs Other Active Listings

Avg $/sqft

ZIP 37042$140
Montgomery County$160

vs Homes Sold Last Month

Median $/sqft

ZIP 37042$179
Montgomery County$183

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-08-15Contingent$329,900
2026-08-05Price change$329,900
2026-07-26Price change$349,900
2026-07-07Price change$374,900
2026-06-17Listed for sale$419,900
2023-09-21Sold$378,900

For Sale by Agent

AgentColleen Marquez - Tennessee
BrokerageHaus Realty & Management LLC

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