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319 Martin St, Gaffney, SC, 29341

2beds
1baths
984sqft
$189,900
$193price/sqft
$1,343/moest. monthly cost
$53,720/yrincome needed

About This Home

Builder willing to offer up to $7,500 toward buyers closing cost with acceptable offer! Welcome to this stunning 2 bed, 1 bath residence offering modern living with exceptional style. Step inside to discover tall ceilings in the kitchen and living areas. The Kitchen boast sleek granite countertops and several modern appliances. Enjoy the convenience of an outside storage closet, providing ample space for all your storage needs. Schedule your showing today!

Getting Around

47
WalkingCar-Dependent
0
TransitVery Limited Transit
39
BikeSomewhat Bikeable

Schools

2/10
3/10
Gaffney High SchoolGrades 9-122.4 mi

Construction

Condition

  • New construction: Yes
  • Year built: 2025

Materials

  • Foundation: Slab
  • Roof: Architectural
  • Construction materials: Vinyl Siding

Type & Style

  • Home type: SingleFamily
  • Architectural style: Ranch
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Disposal,Microwave,Range,Electric Water Heater
  • Laundry features: 1st Floor,Stackable Accommodating

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 1
  • Full bathrooms: 1

Features

  • Flooring: Carpet,Luxury Vinyl
  • Finished area below ground: 0
  • Finished area above ground: 984

Heating & Cooling

  • Heating features: Heat Pump,Electricity
  • Cooling features: Heat Pump,Electricity

Interior Area

  • Total interior livable area: 984 sqft

Property

Details

  • Special condition: None

Features

  • Levels: One
  • Exterior features: Aluminum/Vinyl Trim
  • Living area range: 700-999

Lot

  • Lot size: 6,534 sqft

Parking

  • Parking features: Driveway,See Parking Features
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Inland Flooding
    Inland FloodingRelatively High
  • Ice Storm
    Ice StormRelatively High
  • Lightning
    LightningRelatively High
  • Strong Wind
    Strong WindRelatively High
  • Tornado
    TornadoRelatively High
  • Cold Wave
    Cold WaveModerate
  • Hail
    HailModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Inland Flooding
Ice Storm
Lightning
Strong Wind
Tornado
Cold Wave
Hail
Winter Weather

FEMA Declared Disasters in Cherokee County and South Carolina

Flood
Hurricane
Mud Landslide
Severe Storm
Tornado
Tropical Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $960$11,520
Home Insurance *$100$1,200
Property Taxes $79$948
Electricity $204$2,449
Total$1,343$16,116
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$46,045/yr
40% on housing$40,290/yr
45% on housing$35,813/yr

South Carolina FAIR Plan Programs

South Carolina Wind and Hail Underwriting Association

Covered
HailHail
WindWind
Visit Website →

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 7.5%
7.5%
0%30.0%
Electricity Growth Rate10-year average: 3.6%
3.6%
0%15.0%
Property Taxes Growth Rate2-year average: 1.0%
1.0%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$193This listing

vs Other Active Listings

Avg $/sqft

ZIP 29341$137
Cherokee County$118

vs Homes Sold Last Month

Median $/sqft

ZIP 29341$156
Cherokee County$159

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2025-11-25Price change$199,900
2025-10-13Listed for sale$214,900

New Construction

AgentJordan Portillo
BrokerageREMAX Solutions

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