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6908 Mallard Ct, Fair Haven, MI, 48023

4beds
4baths
2,810sqft
$630,000
$224price/sqft
$4,217/moest. monthly cost
$168,680/yrincome needed

About This Home

Welcome to this beautiful split level in Mallard Pond backing up to a natures preserve. Move right on in to this COMPLETED NEW CONSTRUCTION home located in Ira Twp surrounded by a private nature reserve and walking distance to St Clair Lake. This home offers 4 bedrooms (or 5 with bonus room) & 3.5 bathrooms. Walk into your mudroom with a bench and cubbies. Spacious open concept first floor with SO much natural light shining in. Kitchen has luxury soft close cabinets, granite counters, a large island with a handover, and a walk-in pantry! Living room has crown molding, cathedral ceilings, corner fireplace with ledgestone and white mantel with cable hook ups above ready for you! First floor has a flex room that can be used as a formal dining room or office. No space was wasted in this home; multiple closets throughout, massive bonus room perfect to make into an entertainment room, office, or toy room! The garage is unbelievable - oversized 3 car garage with an additional storage room with double doors leading to the backyard! You name it, the home has it! **BUILDERS FINANCING AVAILABLE!

Getting Around

14
WalkingCar-Dependent
0
TransitVery Limited Transit
29
BikeSomewhat Bikeable

Schools

6/10
7/10
Anchor Bay High SchoolGrades 9-122.4 mi

Construction

Condition

  • Property condition: New Construction
  • New construction: Yes
  • Year built: 2025

Materials

  • Foundation: Basement,Concrete Perimeter
  • Construction materials: Brick,Vinyl Siding

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Gas Water Heater
  • Laundry features: First Floor Laundry,Entry

Basement

  • Has basement: Yes
  • Basement: Daylight,Concrete

Bathroom1

  • Features: Ceramic
  • Level: Entry
  • Area: 140

Bathroom2

  • Features: Ceramic
  • Level: Second
  • Area: 80

Bathroom3

  • Features: Ceramic
  • Level: Second
  • Area: 56

Bedroom1

  • Features: Carpet
  • Level: Entry
  • Area: 210

Bedroom2

  • Features: Carpet
  • Level: Second
  • Area: 110

Bedroom3

  • Features: Carpet
  • Level: Second
  • Area: 120

Bedroom4

  • Features: Carpet
  • Level: Second
  • Area: 168

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 4
  • Full bathrooms: 3
  • 1/2 bathrooms: 1

Dining Room

  • Level: Entry
  • Area: 165

Family Room

  • Level: Entry
  • Area: 380

Features

  • Cathedral/Vaulted Ceiling,Sump Pump,Walk-In Closet(s),Pantry,Eat-in Kitchen
  • Flooring: Ceramic Tile,Carpet
  • Number of fireplaces: 1
  • Fireplace features: Living Room
  • Fireplace: Yes
  • Finished area below ground: 0
  • Finished area above ground: 2,810

Heating & Cooling

  • Heating features: Forced Air,Natural Gas
  • Cooling features: Central Air

Interior Area

  • Total structure area: 4,810
  • Total interior livable area: 2,810 sqft

Kitchen

  • Level: Entry
  • Area: 150

Master Bedroom

  • Level: First

Office

  • Level: Entry
  • Area: 168

Property

Details

  • Parcel number: 239400005000
  • Zoning description: Residential
  • Special condition: Private

Features

  • Levels: Multi/Split,One and One Half
  • Stories: 1
  • Frontage type: Road
  • Frontage length: 80

Lot

  • Lot size: 0.42 Acres
  • Lot size dimensions: 80 x 232

Parking

  • Total spaces: 4
  • Parking features: Garage,Attached,Electric in Garage
  • Has garage: Yes
  • Attached garage spaces: 4
  • Covered spaces: 4

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveModerate
  • Ice Storm
    Ice StormModerate
  • Strong Wind
    Strong WindModerate
  • Tornado
    TornadoModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Cold Wave
Ice Storm
Strong Wind
Tornado
Tsunami

FEMA Declared Disasters in St. Clair County and Michigan

Severe Ice Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $3,185$38,220
Home Insurance *$180$2,160
Property Taxes $546$6,552
Electricity $306$3,677
Total$4,217$50,604
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$144,582/yr
40% on housing$126,510/yr
45% on housing$112,453/yr

Michigan FAIR Plan Programs

Michigan Basic Property Insurance Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 15,981Commercial: 293
Total Premiums$13.85M
Total Exposure$2.60B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 10.5%
10.5%
0%30.0%
Electricity Growth Rate10-year average: 3.9%
3.9%
0%15.0%
Property Taxes Growth Rate2-year average: -0.3%
-0.3%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$224This listing

vs Other Active Listings

Avg $/sqft

ZIP 48023$161
St. Clair County$152

vs Homes Sold Last Month

Median $/sqft

ZIP 48023$227
St. Clair County$169

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2025-10-13Listed for sale$630,000

New Construction

AgentOlivia Budny-Bartz
BrokerageRE/MAX First

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