6236 W Maine St, Spirit Lake, ID, 83869
About This Home
Prime 4-unit mixed-use investment property on Spirit Lake's Historic Main Street featuring 1 ground-floor commercial space and 3 residential apartments. Strong cap rate with immediate value-add potential through below-market rents. Recent updates include newer roof and fresh paint. Separate utilities minimize owner expenses. All units currently occupied with proven low turnover in North Idaho's consistently strong rental market. Exceptional location just one block from the lake positions this as a gateway to North Idaho's recreational paradise. The commercial space offers high-visibility Maine Street presence..
Getting Around
Somewhat Walkable
Very Limited Transit
Somewhat BikeableSchools
Construction
Condition
- Year built: 1905
Materials
- Foundation: Concrete Perimeter
- Roof: Rubber
- Construction materials: Cement Block,Block,Brick
Type & Style
- Home type: MultiFamily
- Property subType: Multi Family
Interior
Basement
- Has basement: Yes
- Basement: Cellar
Bedrooms & Bathrooms
- Bedrooms: 6
- Bathrooms: 4
Heating
- Heating features: Electric,Baseboard
Interior Area
- Total structure area: 4,325
- Total interior livable area: 4,325 sqft
Property
Details
- Parcel number: S45000170050
- Zoning: COM
Features
- Has view: Yes
- View description: City,Territorial
Lot
- Lot size: 3,484 sqft
- Features: Open Lot,Level
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Cold Wave
- Inland Flooding
- Winter Weather
- Ice Storm
How This Home’s Risks Compare
FEMA Declared Disasters in Kootenai County and Idaho
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $3,236 | $38,832 |
| Home Insurance | $127 | $1,524 |
| Property Taxes | $218 | $2,616 |
| Electricity | $264 | $3,173 |
| Total | $3,845 | $46,140 |
Income You'd Need if You Spent...
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
Price History
| Date | Event | Price |
|---|---|---|
| 2026-01-02 | Listed for sale | $640,000 |
| 2026-01-02 | Listing removed | $645,000 |
| 2025-12-02 | Price change | $645,000 |
| 2025-10-13 | Listed for sale | $685,000 |
For Sale by Agent
View on Zillow