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204 Charles Herrmann Way #204, Penn Yan, NY, 14527

2beds
2baths
1,729sqft
$939,900
$544price/sqft
$6,405/moest. monthly cost
$256,200/yrincome needed

About This Home

Find peace and serenity on Keuka Lake's beautiful outlet at The Moorings on Keuka. A private neighborhood, the Moorings is removed and quiet yet conveniently close to everything you need. All of our homes are custom-built with only the best craftmanship and materials. Make your retreat perfectly suited to your lifestyle, exactly how you want it. This model is 2 bedrooms, 2 and a half baths with an attached 1 and half-car garage. THE MOORINGS ON KEUKA COMMUNITY ALLOWS YOU TO TAKE ADVANTAGE OF NY REAL PROPERTY LAW SECTION 339-Y AND ENJOY THE LOWEST LAKEFRONT PROPERTY TAXES ON KEUKA LAKE! Bring your boat to keep at your own boat slip, plus enjoy the bright, open clubhouse with a lake view deck ready for entertaining and a gym. Don't worry about the maintenance! HOA fees include dock slip (first initial 20 home owners, with an additional 10 to come online), clubhouse use, lawn-mowing, snow plowing, exterior building and grounds maintenance, common insurance, and trash removal. As the condominiums are located within the village of Penn Yan, enjoy low village municipality utility costs and substantially lower taxes. All with lake views and relaxing respite near the shores of Keuka Lake. This opportunity is too good to pass by!

Getting Around

37
WalkingCar-Dependent
0
TransitVery Limited Transit
55
BikeBikeable

Schools

3/10
4/10
Penn Yan Middle SchoolGrades 6-80.9 mi
5/10
Penn Yan AcademyGrades 9-120.9 mi

Construction

Condition

  • Property condition: Resale
  • Year built: 2024

Materials

  • Foundation: Slab
  • Roof: Architectural,Metal,Shingle
  • Construction materials: Attic/Crawl Hatchway(s) Insulated,Blown-In Insulation,Frame,Stone,Wood Siding,PEX Plumbing

Other

  • Builder model: yes

Type & Style

  • Home type: Condo
  • Property subType: Townhouse,Condominium

Interior

Appliances

  • Appliances included: Dishwasher,Exhaust Fan,Electric Water Heater,Gas Cooktop,Disposal,Gas Oven,Gas Range,Gas Water Heater,Microwave,Refrigerator,Range Hood,Tankless Water Heater,Humidifier
  • Laundry features: Accessible Utilities or Laundry,Main Level

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 2
  • Full bathrooms: 2
  • Main level bathrooms: 2
  • Main level bedrooms: 2

Features

  • Breakfast Area,Ceiling Fan(s),Entrance Foyer,Guest Accommodations,Kitchen Island,Kitchen/Family Room Combo,Partially Furnished,Quartz Counters,Sliding Glass Door(s),Storage,Bedroom on Main Level,In-Law Floorplan,Main Level Primary,Primary Suite,Programmable Thermostat
  • Door features: Sliding Doors
  • Window features: Thermal Windows
  • Flooring: Ceramic Tile,Hardwood,Varies
  • Number of fireplaces: 1
  • Fireplace: Yes

Heating & Cooling

  • Heating features: Heat Pump,Electric,Forced Air
  • Cooling features: Heat Pump,Central Air

Interior Area

  • Total structure area: 1,729
  • Total interior livable area: 1,729 sqft

Property

Accessibility

  • Accessibility features: Accessibility Features,Accessible Full Bath,Accessible Bedroom,Low Threshold Shower,Accessible Doors,Accessible Entrance

Details

  • Parcel number: 61251204
  • Special condition: Standard

Features

  • Levels: One
  • Stories: 1
  • Patio & porch: Covered,Open,Patio,Porch
  • Exterior features: Dock,Gas Grill,Patio,See Remarks
  • Has view: Yes
  • View description: Water
  • Has water view: Yes
  • Water view: Water
  • On waterfront: Yes
  • Waterfront features: Beach Access,Channel,Pond
  • Waterbody name: Keuka Lake
  • Frontage length: 1000

Lot

  • Lot size: 22 Acres
  • Features: Greenbelt,Rectangular,Rectangular Lot
  • Lot size dimensions: 92 x 105

Parking

  • Total spaces: 1.5
  • Parking features: Assigned,Attached,Garage,One Space,Garage Door Opener
  • Has garage: Yes
  • Attached garage spaces: 1.5
  • Covered spaces: 1.5

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Inland Flooding
    Inland FloodingRelatively High
  • Strong Wind
    Strong WindModerate

How This Home’s Risks Compare

Inland Flooding
Strong Wind

FEMA Declared Disasters in Yates County and New York

Flood
Hurricane
Severe Storm
Tropical Depression
Tropical Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $4,752$57,024
Home Insurance *$256$3,072
Property Taxes $1,112$13,344
Electricity $285$3,428
Total$6,405$76,860
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$219,600/yr
40% on housing$192,150/yr
45% on housing$170,800/yr

New York FAIR Plan Programs

New York Property Insurance Underwriting Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 20,669Commercial: 1,556
Total Premiums$32.27M
Total Exposure$7.63B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 4.2%
4.2%
0%30.0%
Electricity Growth Rate10-year average: 7.1%
7.1%
0%15.0%
Property Taxes Growth Rate2-year average: -1.3%
-1.3%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$544This listing

vs Other Active Listings

Avg $/sqft

ZIP 14527$309
Yates County$274

vs Homes Sold Last Month

Median $/sqft

ZIP 14527$241
Yates County$229

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-04-01Price change$939,900
2025-10-13Listed for sale$1,039,900

For Sale by Agent

AgentJohn J. Waugh
BrokerageThe Iversen Realty Group

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