3 Beech Tree Pl, Ottawa, IL, 61350
About This Home
Luxury Waterfront Duplex with Exceptional Space and Style! Introducing 3 Beech Tree Place-an expansive 4-bedroom, 3.5-bathroom two-story duplex in the prestigious new Harbormere Villas enclave at Heritage Harbor. Boasting 2,744 square feet of refined living space, this brand-new construction offers a rare opportunity to enjoy upscale waterfront living in one of the community's most scenic and serene locations. Designed for those who crave both comfort and flexibility, this home features a finished walkout basement, a 2-car attached garage, and a versatile floorplan perfect for full-time living, weekend retreats, or vacation rental potential. From the spacious open-concept main floor to the private guest quarters and generous outdoor living areas, every detail invites relaxation and connection to the harbor just outside your door. Thoughtfully landscaped and built with convenience in mind. With direct access to the Harbor Walk, marina, pool, and resort amenities, this is waterfront living reimagined. Backed by a 1-year builder warranty, 3 Beech Tree Place is your gateway to a low-maintenance, high-enjoyment lifestyle in the heart of Starved Rock Country.
Getting Around
Car-Dependent
Very Limited Transit
Somewhat BikeableSchools
Construction
Condition
- Property condition: New Construction
- New construction: Yes
- Year built: 2025
Materials
- Foundation: Concrete Perimeter
- Construction materials: Other
Other
- Builder model: Harbormere
- Builder name: Heritage Harbor Ottawa
Type & Style
- Home type: MultiFamily
- Property subType: Duplex,Single Family Residence
Interior
Basement
- Has basement: Yes
- Basement: Finished,Egress Window,Rec/Family Area,Sleeping Area,Full,Walk-Out Access
Bedroom2
- Level: Second
- Area: 169
- Dimensions: 13X13
Bedroom3
- Level: Basement
- Area: 156
- Dimensions: 12X13
Bedroom4
- Level: Basement
- Area: 140
- Dimensions: 14X10
Bedrooms & Bathrooms
- Bedrooms: 4
- Bathrooms: 4
- Full bathrooms: 3
- 1/2 bathrooms: 1
Dining Room
- Level: Main
- Area: 120
- Dimensions: 12X10
Family Room
- Level: Basement
- Area: 210
- Dimensions: 10X21
Features
- Number of fireplaces: 1
- Fireplace features: Gas Log,Living Room
- Fireplace: Yes
Heating & Cooling
- Heating features: Natural Gas
- Cooling features: Central Air
Interior Area
- Total structure area: 0
- Total interior livable area: 2,744 sqft
Kitchen
- Level: Main
- Area: 204
- Dimensions: 12X17
Laundry
- Level: Second
- Area: 42
- Dimensions: 6X7
Living Room
- Level: Main
- Area: 289
- Dimensions: 17X17
Master Bedroom
- Features: Bathroom (Full,Double Sink)
- Level: Second
- Area: 182
- Dimensions: 13X14
Property
Accessibility
- Accessibility features: No Disability Access
Details
- Parcel number: 1544314076
- Special condition: Home Warranty
Features
- Patio & porch: Patio,Porch
- Has view: Yes
- View description: Back of Property
- Water view: Back of Property
- On waterfront: Yes
Lot
- Lot size dimensions: 37x83x40x77
Parking
- Total spaces: 2
- Parking features: Yes,Attached,Garage
- Has garage: Yes
- Attached garage spaces: 2
- Covered spaces: 2
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Cold Wave
- Inland Flooding
- Lightning
- Strong Wind
- Tornado
- Drought
- Hail
- Heat Wave
- Ice Storm
- Winter Weather
How This Home’s Risks Compare
FEMA Declared Disasters Across Illinois Counties
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $3,888 | $46,656 |
| Home Insurance * | $525 | $6,300 |
| Property Taxes | $1,217 | $14,604 |
| Electricity | $211 | $2,532 |
| Total | $5,841 | $70,092 |
Income You'd Need if You Spent...
Illinois FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
Price History
| Date | Event | Price |
|---|---|---|
| 2026-01-05 | Price change | $769,000 |
| 2025-10-14 | Listed for sale | $495,000 |
View on Zillow