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1108 & 1024 S Water St, Rockport, TX, 78382

5beds
5baths
3,422sqft
$1,000,000
$292price/sqft
$6,900/moest. monthly cost
$276,000/yrincome needed

About This Home

Known for years as The Allen House is this home on historic Water Street. With 5 bedrooms and 5 bathrooms, this home has been host to many large gatherings to include weddings, baby reveals, and reunions. This home has a lighted fishing pier and an extra vacant lot. Sitting right on Aransas Bay where you can watch the sun rise over the bay. This home has been a vacation rental for over 25 years.

Getting Around

22
WalkingCar-Dependent
0
TransitVery Limited Transit
30
BikeSomewhat Bikeable

Schools

--
4/10
4/10

Construction

Condition

  • Year built: 1960

Materials

  • Foundation: Pillar/Post/Pier
  • Roof: Composition
  • Construction materials: HardiPlank Type,Short Piling

Type & Style

  • Home type: SingleFamily
  • Architectural style: Traditional
  • Property subType: Single Family Residence

Interior

Appliances

  • Laundry features: Utility Room In House

Bedrooms & Bathrooms

  • Bedrooms: 5
  • Bathrooms: 5
  • Full bathrooms: 5

Dining Room

  • Features: Living/Dining

Features

  • Wet Bar
  • Flooring: Vinyl,Wood

Heating & Cooling

  • Heating features: Central,Electric
  • Cooling features: Central Air,Electric,Mini-Split

Interior Area

  • Total structure area: 3,422
  • Total interior livable area: 3,422 sqft

Living Room

  • Features: 2+ Areas/Rooms

Master Bedroom

  • Features: Split Bedrooms
  • Level: Lower

Property

Details

  • Zoning description: Residential

Features

  • Levels: Two
  • Patio & porch: Screened Porch,Uncovered Patio/Deck
  • Fencing: Partial,Other
  • On waterfront: Yes
  • Waterfront features: Bay Front,Pier,Waterfront,Pier-Private

Lot

  • Lot size: 0.88 Acres
  • Features: See Remarks

Parking

  • Total spaces: 4
  • Parking features: One,Three,Attached Carport,Garage Attached
  • Has garage: Yes
  • Covered spaces: 4
  • Carport: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveRelatively High
  • Hurricane
    HurricaneRelatively High
  • Coastal Flooding
    Coastal FloodingModerate
  • Heat Wave
    Heat WaveModerate
  • Inland Flooding
    Inland FloodingModerate
  • Lightning
    LightningModerate
  • Tornado
    TornadoModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Cold Wave
Hurricane
Coastal Flooding
Heat Wave
Inland Flooding
Lightning
Tornado
Tsunami

FEMA Declared Disasters Across Texas Counties

Flood
Hurricane

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $5,056$60,672
Home Insurance *$628$7,536
Property Taxes $841$10,092
Electricity $375$4,509
Total$6,900$82,800
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$236,571/yr
40% on housing$207,000/yr
45% on housing$184,000/yr

Texas FAIR Plan Programs

Texas FAIR Plan Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →

Texas Windstorm Insurance Association

Covered
HailHail
WindWind
Visit Website →
Current Policies
Residential: 126,680Commercial: -4
Total Premiums$237.28M
Total Exposure$32.93B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 6.1%
6.1%
0%30.0%
Electricity Growth Rate10-year average: 3.8%
3.8%
0%15.0%
Property Taxes Growth Rate2-year average: 9.3%
9.3%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$292This listing

vs Other Active Listings

Avg $/sqft

ZIP 78382$241
Aransas County$237

vs Homes Sold Last Month

Median $/sqft

ZIP 78382$240
Aransas County$232

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-04-27Price change$1,000,000
2026-02-19Price change$1,150,000
2025-10-13Listed for sale$1,200,000

For Sale by Agent

AgentROXANNA STEWART
BrokerageKELLER WILLIAMS COASTAL BEND ROCKPORT

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