




821 Mateo St Unit 1, Chula Vista, CA, 91911
About This Home
Located in the sought-after Matiz at Sunbow community in Chula Vista, this beautiful corner unit combines modern style with thoughtful upgrades and a setting that offers both privacy and comfort. Natural light fills the open-concept living spaces, creating an inviting flow between the living room, dining area, and kitchen, the heart of the home where everyday moments and special gatherings happen. The kitchen features contemporary finishes and a spacious island designed for connection and convenience. Tile and plank flooring throughout the home add warmth and durability throughout. One of the most valuable features is the bedroom and full bathroom on the first floor, perfect for guests, extended family, or a quiet workspace that adapts to your lifestyle. Upstairs, the primary suite offers a peaceful retreat, featuring an elegant ensuite bathroom and a spacious walk-in closet. The upper level also includes a conveniently located laundry room, adding everyday ease and practicality. Step outside to a thoughtfully designed, low-maintenance backyard created for relaxation and easy enjoyment. With no neighbors behind and open space beyond, the setting offers a level of privacy that’s increasingly rare. The home also provides added efficiency and peace of mind with paid solar, EV charger and a reverse osmosis water filtration system, while the epoxy-finished garage reflects the same attention to quality and care found throughout the property. Living in Sunbow means enjoying resort-style amenities including pool, gym, sports courts, community room, playgrounds and recreational spaces, all while benefiting from everyday convenience, including close proximity to shopping, dining and major freeways. This home offers more than features, it offers a lifestyle.
Getting Around
Schools
Construction
Condition
- Year built: 2024
Type & Style
- Home type: Townhouse
- Property subType: Townhouse
Interior
Appliances
- Appliances included: Dishwasher,Electric Range,Microwave,Refrigerator
- Laundry features: Inside,Laundry Room,Upper Level
Bedroom
- Features: Bedroom on Main Level
Bedrooms & Bathrooms
- Bedrooms: 4
- Bathrooms: 3
- Full bathrooms: 2
- 3/4 bathrooms: 1
- Main level bathrooms: 1
- Main level bedrooms: 1
Cooling
- Cooling features: Central Air
Features
- Bedroom on Main Level,Walk-In Pantry,Walk-In Closet(s)
- Fireplace features: None
- Common walls with other units/homes: 2+ Common Walls
Interior Area
- Total interior livable area: 1,715 sqft
Other
- Features: Walk-In Closet(s)
Pantry
- Features: Walk-In Pantry
Property
Details
- Parcel number: 6440130140
- Attached to another structure: Yes
- Zoning: R-1
- Special condition: Standard
Features
- Levels: Two
- Stories: 2
- Entry location: Ground level
- Pool features: Community
- Has view: Yes
- View description: Neighborhood
Parking
- Total spaces: 2
- Parking features: Garage - Attached
- Has garage: Yes
- Attached garage spaces: 2
- Covered spaces: 2
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Wildfire
- Earthquake
- Inland Flooding
- Heat Wave
How This Home’s Risks Compare
FEMA Declared Disasters in San Diego County and California
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $4,298 | $51,576 |
| Home Insurance * | $140 | $1,680 |
| Property Taxes | $11 | $132 |
| Electricity | $398 | $4,786 |
| Total | $4,847 | $58,164 |
Income You'd Need if You Spent...
California FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
Price History
| Date | Event | Price |
|---|---|---|
| 2026-02-27 | Listed for sale | $875,000 |
