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780 Mateo St Unit 1, Chula Vista, CA, 91911

4beds
3baths
1,623sqft
$715,000
$441price/sqft
$4,866/moest. monthly cost
$194,640/yrincome needed

About This Home

Built in 2024 in the Luna community of Sunbow, this modern, energy-efficient home features paid-off solar, sunset and coastal views. Perfectly positioned at the end of a quiet cul-de-sac, this beautiful home enjoys an open front outlook across a neighborhood pocket park and tot lot, creating a rare sense of space, privacy, and natural light. Step inside to an open-concept floor plan connecting the living room, dining area, and kitchen. The living room showcases a custom floor-to-ceiling stone media wall with a linear fireplace, floating mantel with a hidden outlet, and an integrated mount for a 75-inch TV. The heart of the home continues into the beautifully appointed kitchen, with quartz countertops, a custom-built storage feature wall adds both elegance and exceptional functionality, maximizing organization while maintaining the home’s clean, modern aesthetic. Upstairs, you'll find all bedrooms, a shared bathroom, a dedicated laundry room, and a spacious primary suite with an en-suite bathroom and a large walk-in closet. Additional features include central A/C, epoxy flooring in the two-car garage, and premium Big Bully pet-friendly cooling turf, creating a low-maintenance outdoor space. Residents enjoy resort-style amenities including a pool with cabanas, community room, gym, dog park, pickleball and basketball courts, and playgrounds. Conveniently located near freeways, shopping, restaurants, and hospitals. Don't miss out on this opportunity!

Getting Around

2
WalkingCar-Dependent
29
TransitSome Transit
8
BikeSomewhat Bikeable

Schools

5/10
7/10
9/10

Construction

Condition

  • Year built: 2024

Type & Style

  • Home type: Townhouse
  • Property subType: Townhouse

Interior

Appliances

  • Appliances included: Dishwasher,Electric Range,Microwave,Refrigerator,Dryer,Washer
  • Laundry features: Inside,Laundry Room

Bedroom

  • Features: All Bedrooms Up

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 3
  • Full bathrooms: 2
  • 1/2 bathrooms: 1
  • Main level bathrooms: 1

Cooling

  • Cooling features: Central Air

Features

  • All Bedrooms Up,Primary Suite,Walk-In Closet(s)
  • Fireplace features: Living Room
  • Fireplace: Yes
  • Common walls with other units/homes: 1 Common Wall

Interior Area

  • Total interior livable area: 1,623 sqft

Master Bedroom

  • Features: Primary Suite

Other

  • Features: Walk-In Closet(s)

Property

Details

  • Parcel number: 6440132065
  • Attached to another structure: Yes
  • Zoning: R-1:SINGLE FAM-RES
  • Special condition: Standard

Features

  • Levels: Two
  • Stories: 2
  • Entry location: Front door
  • Pool features: Community,Association
  • Has view: Yes
  • View description: Coastline
  • Has water view: Yes
  • Water view: Coastline

Parking

  • Total spaces: 2
  • Parking features: Direct Access,Garage
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Wildfire
    WildfireVery High
  • Earthquake
    EarthquakeRelatively High
  • Inland Flooding
    Inland FloodingRelatively High
  • Heat Wave
    Heat WaveModerate

How This Home’s Risks Compare

Wildfire
Earthquake
Inland Flooding
Heat Wave

FEMA Declared Disasters in San Diego County and California

Earthquake
Flood
Mud Landslide
Severe Storm
Tropical Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $3,615$43,380
Home Insurance *$117$1,404
Property Taxes $736$8,832
Electricity $398$4,786
Total$4,866$58,392
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$166,834/yr
40% on housing$145,980/yr
45% on housing$129,760/yr

California FAIR Plan Programs

California FAIR Plan Association

Covered
WildfireWildfire
Visit Website →
Current Policies
Residential: 417,310Commercial: 13,990
Total Premiums$1.42B
Total Exposure$429.84B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 8.9%
8.9%
0%30.0%
Electricity Growth Rate10-year average: 4.3%
4.3%
0%15.0%
Property Taxes Growth Rate2-year average: 1.1%
1.1%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$441This listing

vs Other Active Listings

Avg $/sqft

ZIP 91911$369
San Diego County$558

vs Homes Sold Last Month

Median $/sqft

ZIP 91911$573
San Diego County$576

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-08-12Pending sale$715,000
2026-07-29Listed for sale$715,000

For Sale by Agent

AgentAnthony Manzon
BrokerageColdwell Banker West

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