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10345 SW 106th Ct, Ocala, FL, 34481

2beds
2baths
1,767sqft
$345,000
$195price/sqft
$2,368/moest. monthly cost
$94,720/yrincome needed

About This Home

Beautiful Ginger Model in LongLeaf Ridge at On Top of the World! Welcome to this thoughtfully designed 2-bedroom, 2-bath home with a 2-car garage and a flex room with French doors, perfect for a home office or hobby space. The open-concept floor plan creates a spacious, inviting atmosphere for both everyday living and entertaining. The gourmet kitchen features staggered cabinets with crown molding, under-cabinet lighting, tile backsplash, quartz countertops, stainless steel appliances, and a large island — ideal for meal prep and gatherings. The living area seamlessly flows to the screened lanai through sliding glass doors, blending indoor and outdoor living. The primary suite offers two windows overlooking the backyard, a walk-in closet, and a spa-inspired ensuite with dual quartz vanities and a zero-entry tiled shower with built-in bench. The guest bedroom provides a generous closet and is conveniently located next to the guest bathroom, which features a single quartz vanity and a tiled tub/shower combination. Experience the active, vibrant lifestyle of On Top of the World, Ocala’s premier 55+ community offering world-class amenities, golf, swimming, fitness, and endless social opportunities.

Getting Around

5
WalkingCar-Dependent
0
TransitNo Nearby Transit
36
BikeSomewhat Bikeable

Schools

4/10
3/10
4/10
West Port High SchoolGrades 9-126.3 mi

Construction

Condition

  • Property condition: Completed
  • New construction: Yes
  • Year built: 2025

Materials

  • Foundation: Slab
  • Roof: Shingle
  • Construction materials: Block,Concrete,Stucco

Other

  • Builder model: Ginger

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Disposal,Microwave,Range,Refrigerator
  • Laundry features: Inside,Laundry Room

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 2
  • Full bathrooms: 2

Features

  • Kitchen/Family Room Combo,Primary Bedroom Main Floor,Stone Counters,Thermostat,Walk-In Closet(s)
  • Door features: Sliding Doors
  • Window features: Blinds
  • Flooring: Tile

Heating & Cooling

  • Heating features: Electric
  • Cooling features: Central Air

Interior Area

  • Total structure area: 2,221
  • Total interior livable area: 1,767 sqft

Kitchen

  • Level: First

Living Room

  • Level: First

Primary Bedroom

  • Features: Walk-In Closet(s)
  • Level: First

Property

Details

  • Parcel number: 3530067116
  • Zoning: PUD
  • Special condition: None

Features

  • Levels: One
  • Stories: 1
  • Patio & porch: Covered,Front Porch,Rear Porch,Screened
  • Exterior features: Irrigation System,Lighting

Lot

  • Lot size: 9,750 sqft
  • Features: Cleared,Landscaped

Parking

  • Total spaces: 2
  • Parking features: Driveway
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Lightning
    LightningVery High
  • Hurricane
    HurricaneRelatively High
  • Inland Flooding
    Inland FloodingRelatively High
  • Tornado
    TornadoRelatively High
  • Cold Wave
    Cold WaveModerate
  • Heat Wave
    Heat WaveModerate
  • Strong Wind
    Strong WindModerate
  • Wildfire
    WildfireModerate

How This Home’s Risks Compare

Lightning
Hurricane
Inland Flooding
Tornado
Cold Wave
Heat Wave
Strong Wind
Wildfire

FEMA Declared Disasters in Marion County and Florida

Coastal Storm
Flood
Hurricane
Severe Storm
Straight Line Winds
Tornado
Tropical Depression
Tropical Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,744$20,928
Home Insurance *$220$2,640
Property Taxes $207$2,484
Electricity $197$2,366
Total$2,368$28,416
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$81,188/yr
40% on housing$71,040/yr
45% on housing$63,146/yr

Florida FAIR Plan Programs

Citizens Property Insurance Corporation [Florida]

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 1,321,953Commercial: 13,564
Total Premiums$4.60B
Total Exposure$385.82B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 16.1%
16.1%
0%30.0%
Electricity Growth Rate10-year average: 2.2%
2.2%
0%15.0%
Property Taxes Growth Rate2-year average: 5.6%
5.6%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$195This listing

vs Other Active Listings

Avg $/sqft

ZIP 34481$156
Marion County$208

vs Homes Sold Last Month

Median $/sqft

ZIP 34481$174
Marion County$168

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-05-13Pending sale$345,000
2026-02-18Listed for sale$345,000
2026-02-09Pending sale$345,000
2025-10-14Listed for sale$345,000

New Construction

AgentJason Taflinger
BrokerageON TOP OF THE WORLD REAL EST

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