774 Union Ave APT 3E, Bronx, NY, 10455
About This Home
Affordable 2-Bedroom Co-op in Morrisania, Bronx Only 4 units available! Union Avenue Apartments offers a rare opportunity to own a newly rehabilitated 2-bedroom, 1-bath cooperative in a gut-renovated building located in the heart of the Bronx. This unit is part of a development supported by the Affordable Neighborhood Cooperative Program (ANCP), designed to make homeownership accessible for first-time buyers. Located in the Longwood section of the Bronx, this co-op provides easy access to public transportation, schools, and local amenities. Property Highlights: • Hardwood floors • Energy-efficient appliances • Security cameras & intercom system • Smoke-free building • Shared laundry room (additional fees apply) • Outdoor common areas • Accessible entrance • Close to 2 and 5 subway lines, and Bx4, Bx6, Bx17, Bx46 buses Buyer Requirements: • Must be a first-time homebuyer • Must occupy the unit as your primary residence • Must meet minimum & maximum income requirements • Household must meet household size requirements • Must fall below maximum asset limit • Only 5% down payment is required Interested? To express interest in purchasing this unit or other available units in this building, please reply to this ad today. A representative will follow up with next steps.
Getting Around
Walker's Paradise
Very Limited Transit
Very BikeableSchools
Construction
Condition
- Year built: 1912
Type & Style
- Home type: Cooperative
- Property subType: Coop
Interior
Appliances
- Laundry features: Inside
Bedrooms & Bathrooms
- Bedrooms: 2
- Bathrooms: 1
- Full bathrooms: 1
Features
- Flooring: Hardwood
Interior Area
- Total structure area: 490
- Total interior livable area: 490 sqft
Property
Details
- Special condition: Restricted Sale
Features
- Patio & porch: Other
- Exterior features: Courtyard
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Cold Wave
- Heat Wave
- Inland Flooding
- Strong Wind
- Winter Weather
- Tsunami
How This Home’s Risks Compare
FEMA Declared Disasters in Bronx County and New York
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $538 | $6,456 |
| Home Insurance * | $47 | $564 |
| Property Taxes | $69 | $828 |
| Electricity | $246 | $2,954 |
| Total | $900 | $10,800 |
Income You'd Need if You Spent...
New York FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
No zestimate history available
Price History
| Date | Event | Price |
|---|---|---|
| 2026-01-29 | Listed for sale | $106,475 |
For Sale by Owner
View on Zillow