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W6190 Larson Rd, Winter, WI, 54896

--beds
--baths
0sqft
$725,000
--price/sqft
$4,597/moest. monthly cost
$183,880/yrincome needed

About This Home

Escape to your own private Northwoods paradise with this stunning 165-acre property nestled between the towns of Winter and Loretta, Wisconsin. Tucked away at the end of a dead-end road, this secluded retreat offers unmatched privacy and endless outdoor opportunities. The land features a diverse mix of highland hardwoods, lowland habitat, and established food plots — making it a true haven for wildlife enthusiasts and hunters alike. Whitetail deer, black bear, turkey, and upland birds are abundant, providing exceptional hunting and recreational opportunities throughout the seasons. A partially completed 3,432 sq. ft. home offers a blank canvas to finish to your exact taste and style — ideal for a dream lodge, family getaway, or full-time residence. The 40’x80’ pole building offers a partially finished 1280 sq ft guest quarters with plenty of space for equipment, vehicles, and toys, plus a 16’x20’ storage shed for additional convenience. Priced below NEW APPRAISAL done in 2026!

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
25
BikeSomewhat Bikeable

Schools

5/10
Winter Elementary SchoolGrades PK-53.0 mi
2/10
Winter Middle SchoolGrades 6-83.0 mi
6/10
Winter High SchoolGrades 9-123.0 mi

Construction

Condition

  • Year built: 2025

Materials

  • Foundation: Slab
  • Roof: Composition,Shingle
  • Construction materials: Frame

Type & Style

  • Home type: SingleFamily
  • Architectural style: Two Story
  • Property subType: Single Family Residence

Interior

Features

  • Fireplace features: None
  • Finished area below ground: 0
  • Finished area above ground: 0

Heating

  • Heating features: Forced Air,Propane,Radiant Floor

Interior Area

  • Total structure area: 0

Property

Details

  • Parcel number: 032539153302

Features

  • Levels: Two
  • Stories: 2
  • Exterior features: Out Building(s)
  • Frontage length: 0,0

Lot

  • Lot size: 165.04 Acres

Parking

  • Total spaces: 8
  • Parking features: Detached,Four Car Garage,Four or more Spaces,Garage,Storage
  • Has garage: Yes
  • Attached garage spaces: 4
  • Covered spaces: 4

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveVery High
  • Strong Wind
    Strong WindRelatively High
  • Winter Weather
    Winter WeatherRelatively High
  • Hail
    HailModerate
  • Inland Flooding
    Inland FloodingModerate
  • Lightning
    LightningModerate

How This Home’s Risks Compare

Cold Wave
Strong Wind
Winter Weather
Hail
Inland Flooding
Lightning

FEMA Declared Disasters Across Wisconsin Counties

Flood
Severe Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $3,665$43,980
Home Insurance *$296$3,552
Property Taxes $465$5,580
Electricity $171$2,054
Total$4,597$55,164
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$157,611/yr
40% on housing$137,910/yr
45% on housing$122,586/yr

Wisconsin FAIR Plan Programs

Wisconsin Insurance Plan

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 5,246Commercial: 198
Total Premiums$4.55M
Total Exposure$860.28M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 8.8%
8.8%
0%30.0%
Electricity Growth Rate10-year average: 3.6%
3.6%
0%15.0%
Property Taxes Growth Rate2-year average: -3.1%
-3.1%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

--This listing

vs Other Active Listings

Avg $/sqft

ZIP 54896$201
Sawyer County$231

vs Homes Sold Last Month

Median $/sqft

ZIP 54896
Sawyer County$208

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-01-08Price change$769,000
2025-10-14Listed for sale$799,000

For Sale by Agent

AgentROXI PLATH
BrokerageTHE MOXI AGENCY LLC

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