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7205 White Oak Rd, Junction City, KY, 40440

2beds
1baths
832sqft
$179,900
$216price/sqft
$1,312/moest. monthly cost
$52,480/yrincome needed

About This Home

Looking for your own peaceful slice of Kentucky? This beautiful 26-acre wooded property in rural Boyle County offers the perfect blend of privacy, nature, and possibility — with no restrictions! Conveniently located near Danville. Close to shopping, restaurants, and everyday essentials while still offering total seclusion. Excellent for hunting, recreation & investment Located in Kentucky Deer Hunting Zone 2, this land is a hunter's paradise — plus it includes marketable timber, adding long-term value. Ready for your vision! • Two home sites with electric & septic already installed • Current owner is living in a cozy 2 bed / 1 bath cabin • Plenty of space to build, expand, or simply escape If you've been dreaming of quiet mornings, wildlife views, and room to roam... this is it.

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
0
BikeNot Bike Friendly

Schools

8/10
7/10
10/10
Boyle County High SchoolGrades 9-127.5 mi

Construction

Condition

  • Year built: 2021

Type & Style

  • Home type: SingleFamily
  • Architectural style: Cabin
  • Property subType: Farm

Interior

Bathroom1

  • Level: First

Bedroom1

  • Level: First

Bedroom2

  • Level: First

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 1
  • Full bathrooms: 1

Features

  • Eat-in Kitchen,Ceiling Fan(s)
  • Flooring: Vinyl
  • Finished area below ground: 0
  • Finished area above ground: 832

Heating

  • Heating features: Propane

Interior Area

  • Total structure area: 832
  • Total interior livable area: 832 sqft

Kitchen

  • Level: First

Living Room

  • Level: First

Property

Details

  • Parcel number: 032000024
  • Horse amenities: None

Features

  • Levels: One
  • Fencing: None
  • Has view: Yes
  • View description: Rural,Trees/Woods
  • Topography of land: Hilly, Wooded

Lot

  • Lot size: 26 Acres
  • Features: Wooded,Hilly

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Strong Wind
    Strong WindVery High
  • Tornado
    TornadoVery High
  • Cold Wave
    Cold WaveRelatively High
  • Lightning
    LightningRelatively High
  • Winter Weather
    Winter WeatherRelatively High
  • Hail
    HailModerate
  • Inland Flooding
    Inland FloodingModerate
  • Ice Storm
    Ice StormModerate

How This Home’s Risks Compare

Strong Wind
Tornado
Cold Wave
Lightning
Winter Weather
Hail
Inland Flooding
Ice Storm

FEMA Declared Disasters Across Kentucky Counties

Flood
Mud Landslide
Severe Storm
Straight Line Winds
Tornado
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $909$10,908
Home Insurance *$136$1,632
Property Taxes $113$1,356
Electricity $154$1,850
Total$1,312$15,744
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$44,982/yr
40% on housing$39,360/yr
45% on housing$34,986/yr

Kentucky FAIR Plan Programs

Kentucky FAIR Plan Reinsurance Association

Covered
WildfireWildfire
Add-on available
HailHail
WindWind
Visit Website →
Current Policies
Residential: 4,102Commercial: 175
Total Premiums$2.55M
Total Exposure$206.09M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 9.7%
9.7%
0%30.0%
Electricity Growth Rate10-year average: 6.0%
6.0%
0%15.0%
Property Taxes Growth Rate2-year average: -1.9%
-1.9%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$216This listing

vs Other Active Listings

Avg $/sqft

ZIP 40440$324
Boyle County$170

vs Homes Sold Last Month

Median $/sqft

ZIP 40440$149
Boyle County$162

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-06-17Price change$179,900
2026-05-19Listed for sale$185,000
2026-05-14Contingent$185,000
2026-03-28Pending sale$185,000
2026-03-07Price change$185,000
2025-12-02Listed for sale$199,000
2025-11-17Listing removed$155,000
2025-10-14Listed for sale$155,000

For Sale by Agent

AgentTeam Farthing - Mitch Farthing
BrokerageSouthern Legacy Realty

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