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8230 Franklin Trail St, Mint Hill, NC, 28227

4beds
3baths
2,685sqft
$579,900
$216price/sqft
$3,700/moest. monthly cost
$148,000/yrincome needed

About This Home

Built in 2025 by Tri Pointe Homes, this stunning full-brick Woodwright plan offers the perfect blend of modern design, thoughtful functionality, and move-in ready convenience in Mint Hill's desirable Alton Creek community. With 4 bedrooms, 2.5 baths, a dedicated office with French doors, and an upstairs loft, there's room for everyone to live, work, and relax. The open-concept main level features 9-foot ceilings, luxury vinyl plank flooring, and a gourmet kitchen with quartz countertops, stainless steel appliances, a designer vent hood, oversized island, and seamless flow into the dining area and great room. Private french-door office on the main floor. Upstairs, the spacious primary suite is complemented by three additional bedrooms, a versatile loft, and a convenient laundry room. Enjoy your morning coffee on the covered front porch or unwind on the upgraded, covered rear patio overlooking the fenced backyard. Located just minutes from shopping, dining, parks, and everything Mint Hill has to offer, this like-new home delivers the benefits of new construction without the wait and construction that goes on in a community. To top it off, it's zoned for top-rated Mint Hill Schools!

Getting Around

12
WalkingCar-Dependent
0
TransitVery Limited Transit
21
BikeSomewhat Bikeable

Schools

9/10
Bain ElementaryGrades PK-50.8 mi
5/10
Mint Hill Middle SchoolGrades 6-82.2 mi
6/10
Independence HighGrades 9-122.5 mi

Construction

Condition

  • Year built: 2025

Materials

  • Foundation: Slab
  • Construction materials: Brick Full

Other

  • Builder model: Woodwright
  • Builder name: Tri Pointe Homes

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Electric Cooktop,Electric Oven,Exhaust Fan,Exhaust Hood
  • Laundry features: Upper Level

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 3
  • Full bathrooms: 2
  • 1/2 bathrooms: 1

Features

  • Finished area below ground: 0
  • Finished area above ground: 2,685

Heating & Cooling

  • Heating features: Central
  • Cooling features: Central Air

Interior Area

  • Total structure area: 2,685
  • Total interior livable area: 2,685 sqft

Laundry

  • Level: Upper

Loft

  • Level: Upper

Office

  • Level: Main

Primary Bedroom

  • Level: Upper

Property

Details

  • Parcel number: 19518605
  • Zoning: O-A DO-A(CD)
  • Special condition: Standard

Features

  • Levels: Two
  • Stories: 2
  • Fencing: Back Yard,Fenced,Full

Lot

  • Lot size: 0.11 Acres

Parking

  • Total spaces: 2
  • Parking features: Driveway,Garage on Main Level
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Inland Flooding
    Inland FloodingModerate
  • Tornado
    TornadoModerate

How This Home’s Risks Compare

Inland Flooding
Tornado

FEMA Declared Disasters in Mecklenburg County and North Carolina

Flood
Hurricane
Mud Landslide
Severe Storm
Tropical Depression
Tropical Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,932$35,184
Home Insurance *$185$2,220
Property Taxes $333$3,996
Electricity $250$3,000
Total$3,700$44,400
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$126,857/yr
40% on housing$111,000/yr
45% on housing$98,666/yr

North Carolina FAIR Plan Programs

North Carolina Joint Underwriting Association - FAIR Plan

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →

NCIUA - Coastal Property Insurance Pool (CPIP)

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 235,990Commercial: 10,165
Total Premiums$278.20M
Total Exposure$57.33B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 12.8%
12.8%
0%30.0%
Electricity Growth Rate10-year average: 4.0%
4.0%
0%15.0%
Property Taxes Growth Rate2-year average: 0.8%
0.8%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$216This listing

vs Other Active Listings

Avg $/sqft

ZIP 28227$195
Mecklenburg County$237

vs Homes Sold Last Month

Median $/sqft

ZIP 28227$222
Mecklenburg County$238

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-07-15Price change$579,900
2026-06-29Listed for sale$599,000
2025-09-23Sold$591,500

For Sale by Agent

AgentJustin Yingst
BrokerageKeller Williams Ballantyne Area

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