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Germania St, Fredericksburg, VA, 22401

3beds
3baths
1,916sqft
$479,990
$251price/sqft
$3,025/moest. monthly cost
$121,000/yrincome needed

About This Home

Discover Mary’s Landing, a new construction townhome community in the heart of Fredericksburg. These modern three-level homes with two-car garages combine style, space, and low-maintenance living just minutes from downtown shops, dining, and the Rappahannock River. Enjoy historic charm, outdoor recreation, and convenient access to I-95, Route 1, and the VRE—making commuting simple and weekends full of possibilities. Step inside the Upton on the lower level, where a welcoming recreation room greets you from either the front entry or the rear two-car garage. On the main level, the Upton shines with an open-concept design. The spacious family room provides plenty of room for relaxation and entertaining, with the option to add a cozy fireplace as a focal point. The adjacent kitchen is the true centerpiece, featuring a large island, ample counter space, and a dedicated dining space. Extend your living space outdoors with the optional sliding glass door and standard rear deck—perfect for morning coffee or evening gatherings. Upstairs, the Upton continues to impress with three bedrooms, two full bathrooms, and convenient bedroom-level laundry. Two secondary bedrooms share a hall bath, while the private primary suite offers a walk-in closet and a luxurious bathroom complete with dual sinks and a walk-in shower. The Upton is more than a townhome—it’s a home designed for modern living, offering the flexibility to adapt to your lifestyle today and for years to come. *photos may not be of actual home. Photos may be of similar home/floorplan if home is under construction or if this is a base price listing.

Getting Around

76
WalkingVery Walkable
0
TransitVery Limited Transit
88
BikeVery Bikeable

Schools

2/10
3/10
2/10
James Monroe High SchoolGrades 9-120.2 mi

Construction

Condition

  • Property condition: Excellent
  • New construction: Yes
  • Year built: 2026

Materials

  • Foundation: Slab
  • Roof: Architectural Shingle
  • Construction materials: Brick,HardiPlank Type

Other

  • Builder model: UPTON

Type & Style

  • Home type: Townhouse
  • Architectural style: Traditional
  • Property subType: Townhouse

Interior

Appliances

  • Appliances included: Refrigerator,Microwave,Dishwasher,Disposal,Oven/Range - Gas,Stainless Steel Appliance(s),Gas Water Heater

Basement

  • Has basement: Yes
  • Basement: Walk-Out Access

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 3
  • Full bathrooms: 2
  • 1/2 bathrooms: 1

Features

  • Finished area above ground: 1,916

Heating & Cooling

  • Heating features: Heat Pump,Programmable Thermostat,Natural Gas
  • Cooling features: Programmable Thermostat,Electric

Interior Area

  • Total structure area: 1,916
  • Total interior livable area: 1,916 sqft

Property

Accessibility

  • Accessibility features: None

Details

  • Parcel number: NO TAX RECORD
  • Zoning: CM
  • Special condition: Standard

Features

  • Levels: Three
  • Stories: 3
  • Pool features: None
  • Patio & porch: Deck
  • Exterior features: Sidewalks

Lot

  • Lot size: 1,875 sqft

Parking

  • Total spaces: 2
  • Parking features: Garage Faces Rear,Attached
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Lightning
    LightningRelatively High
  • Strong Wind
    Strong WindModerate

How This Home’s Risks Compare

Lightning
Strong Wind

FEMA Declared Disasters Across Virginia Counties

Severe Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,427$29,124
Home Insurance *$137$1,644
Property Taxes $259$3,108
Electricity $202$2,433
Total$3,025$36,300
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$103,714/yr
40% on housing$90,750/yr
45% on housing$80,666/yr

Virginia FAIR Plan Programs

Virginia Property Insurance Association

Covered
WildfireWildfire
Visit Website →
Current Policies
Residential: 22,622Commercial: 503
Total Premiums$20.86M
Total Exposure$4.29B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 8.9%
8.9%
0%30.0%
Electricity Growth Rate10-year average: 7.8%
7.8%
0%15.0%
Property Taxes Growth Rate2-year average: -1.2%
-1.2%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$251This listing

vs Other Active Listings

Avg $/sqft

ZIP 22401$213
Fredericksburg City$213

vs Homes Sold Last Month

Median $/sqft

ZIP 22401$268
Fredericksburg City$213

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-05-14Price change$479,990
2026-01-03Listed for sale$499,990
2026-01-01Listing removed$499,990
2025-10-18Listed for sale$499,990

New Construction

AgentBrittany Newman
BrokerageDRB Group Realty, LLC

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