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18 Vista Gardens Trail #205, Vero Beach, FL, 32962

1beds
2baths
750sqft
$125,000
$167price/sqft
$1,090/moest. monthly cost
$43,600/yrincome needed

About This Home

Fantastic winter getaway to this highly desirable and affordable Florida paradise. Partially furnished 1 Bedroom, 1.5 Bath in the meticulously maintained 55+ community of Vista Gardens. Enjoy serene views of the golf course, pond & nature preserve from this 2nd floor end unit. New A/C, fully remodeled master and second baths with new flooring throughout. New appliances with ample storage and a long primary closet. Vista Gardens is a fantastic community with amenities galore! Located just minutes to gorgeous beaches and all the best of what Vero Beach has to offer!. Steps to the clubhouse and pool. Mangrove Sands Golf Club runs through the property and offers a team of PGA-certified professionals.

Getting Around

4
WalkingCar-Dependent
0
TransitVery Limited Transit
30
BikeSomewhat Bikeable

Schools

7/10
6/10
Oslo Middle SchoolGrades 6-81.9 mi
5/10
Vero Beach High SchoolGrades 9-122.1 mi

Construction

Condition

  • Property condition: Resale,Updated/Remodeled
  • Year built: 1981

Materials

  • Roof: Flat,Rolled/Hot Mop
  • Construction materials: Block,Stucco

Type & Style

  • Home type: Condo
  • Architectural style: Ranch
  • Property subType: Condominium

Interior

Appliances

  • Appliances included: Dishwasher,Electric Range,Electric Water Heater,Microwave,Range,Refrigerator,Water Heater
  • Laundry features: In Hall

Bedrooms & Bathrooms

  • Bedrooms: 1
  • Bathrooms: 2
  • Full bathrooms: 1
  • 1/2 bathrooms: 1
  • Main level bathrooms: 2
  • Main level bedrooms: 1

Features

  • None
  • Flooring: Laminate,Wood

Heating & Cooling

  • Heating features: Central,Individual
  • Cooling features: Central Air,Ceiling Fan(s)

Interior Area

  • Total structure area: 750
  • Total interior livable area: 750 sqft

Kitchen

  • Area: 108
  • Dimensions: 12 X 9

Living Room

  • Area: 171
  • Dimensions: 19 X 9

Master Bedroom

  • Area: 224
  • Dimensions: 14 X 16

Utility Room

  • Area: 36
  • Dimensions: 6 X 6

Property

Details

  • Parcel number: 33401800002018000205
  • Zoning: Residential
  • Special condition: Standard

Features

  • Levels: Two,One
  • Stories: 1
  • Pool features: Association,Heated
  • Has view: Yes
  • View description: Clubhouse,Golf Course,Pond
  • Has water view: Yes
  • Water view: Pond

Parking

  • Total spaces: 1
  • Parking features: Open
  • Has uncovered spaces: Yes
  • Uncovered spaces: 1

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Hurricane
    HurricaneVery High
  • Lightning
    LightningRelatively High
  • Strong Wind
    Strong WindModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Hurricane
Lightning
Strong Wind
Tsunami

FEMA Declared Disasters in Indian River County and Florida

Flood
Hurricane
Tropical Depression
Tropical Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $632$7,584
Home Insurance *$188$2,256
Property Taxes $73$876
Electricity $197$2,366
Total$1,090$13,080
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$37,371/yr
40% on housing$32,700/yr
45% on housing$29,066/yr

Florida FAIR Plan Programs

Citizens Property Insurance Corporation [Florida]

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 1,321,953Commercial: 13,564
Total Premiums$4.60B
Total Exposure$385.82B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 13.3%
13.3%
0%30.0%
Electricity Growth Rate10-year average: 2.2%
2.2%
0%15.0%
Property Taxes Growth Rate2-year average: 3.3%
3.3%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$167This listing

vs Other Active Listings

Avg $/sqft

ZIP 32962$118
Indian River County$317

vs Homes Sold Last Month

Median $/sqft

ZIP 32962$208
Indian River County$239

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-03-26Listed for sale$132,000
2025-11-13Listing removed$1,400
2025-10-15Listed for rent$1,400

For Sale by Agent

AgentJuan F Garcia
BrokerageWeichert Realtors Hallmark Pr

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