828 Heartwood Lane, Bayfield, CO, 81122
About This Home
Discover a rare opportunity to join a thriving cohousing community in Southwest Colorado. Nestled on 360 acres of ponderosa pine, piñon, juniper forest, rolling hills, meadows, and irrigated pastureland, this neighborhood is intentionally designed to foster connection, sustainability, and a pedestrian-first lifestyle. This new single-level home by Sutter Homes features 2 bedrooms, 1 bath, and 1,104 sq ft of efficient, modern living. Built to Zero Energy Ready Home (ZERH) standards, it offers passive solar design, all-electric systems, a high-efficiency mini-split, and options for a PV solar system and woodstove—blending environmental responsibility with everyday comfort. Life here extends well beyond your front door. Residents share abundant resources, including a greenhouse, gardens, barns, pastures, workshop, 7 miles of trails, sledding hill, tennis/pickleball/basketball court, hot tub, common house, meditation yurt, and children’s play structure. Community meals, fire circles, gardening projects, and seasonal celebrations bring neighbors together, creating a culture of connection and support. In addition to an HOA, the community is guided by shared agreements that nurture collaboration and harmony—making this more than just a neighborhood, but a way of life. Set in the heart of the Rocky Mountain West, this property offers year-round sunshine, breathtaking views, and convenient access to the San Juan Mountains and Colorado Plateau. Carport cost of $39,000.00 is not included in the price. Photographs of the home and the interior have been digitally rendered.
Getting Around
Car-Dependent
Very Limited Transit
Somewhat BikeableSchools
Construction
Condition
- New construction: Yes
- Year built: 2025
Type & Style
- Home type: SingleFamily
- Property subType: Stick Built
Interior
Bedrooms & Bathrooms
- Bedrooms: 2
- Bathrooms: 1
- Full bathrooms: 1
Interior Area
- Total structure area: 1,104
- Total interior livable area: 1,104 sqft
Property
Details
- Parcel number: 567710204065
- Attached to another structure: Yes
- Zoning description: Residential Single Family
Features
- Levels: One
- Stories: 1
Lot
- Lot size: 5,314 sqft
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Lightning
- Wildfire
- Inland Flooding
- Winter Weather
- Avalanche
How This Home’s Risks Compare
FEMA Declared Disasters Across Colorado Counties
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $3,404 | $40,848 |
| Home Insurance * | $230 | $2,760 |
| Property Taxes | $151 | $1,812 |
| Electricity | $186 | $2,232 |
| Total | $3,971 | $47,652 |
Income You'd Need if You Spent...
Colorado FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
Price History
| Date | Event | Price |
|---|---|---|
| 2025-10-23 | Price change | $673,200 |
| 2025-10-15 | Listed for sale | $699,000 |
New Construction
View on Zillow