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19772 Goldfinch Dr #71, Farmington, MN, 55024

3beds
3baths
2,600sqft
$325,000
$125price/sqft
$2,296/moest. monthly cost
$91,840/yrincome needed

About This Home

One level living in a fantastic community! Pride in Ownership shines throughout this home! Fresh paint and carpet makes it move in ready! Huge primary suite with a large bath and walk-in closet. East facing Sunroom makes a cozy sitting spot or fantastic office! Eat in Kitchen with great flow and updated is the heart of the home! A 3 sided fireplace anchors the living area adding a wonderful touch! When descending into the lower level you are greeted by a Large 25x25 Family Room, one additional bedroom with egress window & adjoining 3/4 bathroom. Very private setting for a townhome! In the last 5 years, New stove, Refrigerator, new AC/Furnace/water heater, paint, carpet! Move In Ready!

Getting Around

18
WalkingCar-Dependent
0
TransitVery Limited Transit
46
BikeSomewhat Bikeable

Schools

6/10
5/10
5/10
Farmington High SchoolGrades 9-121.6 mi

Construction

Condition

  • Year built: 2003

Materials

  • Roof: Age 8 Years or Less
  • Construction materials: Concrete

Type & Style

  • Home type: Townhouse
  • Property subType: (TH) Side x Side

Interior

Appliances

  • Appliances included: Dishwasher,Dryer,Gas Water Heater,Microwave,Range,Refrigerator,Stainless Steel Appliance(s),Washer
  • Laundry features: Laundry Room,Main Level

Basement

  • Has basement: Yes
  • Basement: Egress Window(s),Finished,Full,Concrete,Storage Space,Sump Basket,Sump Pump

Bedroom

  • Level: Main
  • Area: 180
  • Dimensions: 15x12

Bedroom2

  • Level: Main
  • Area: 132
  • Dimensions: 12x11

Bedroom3

  • Level: Lower
  • Area: 156
  • Dimensions: 13x12

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 3
  • Full bathrooms: 2
  • 1/2 bathrooms: 1

Family Room

  • Level: Lower
  • Area: 484
  • Dimensions: 22x22

Features

  • Number of fireplaces: 2
  • Fireplace features: Double Sided,Family Room,Living Room,Stone
  • Fireplace: Yes
  • Finished area below ground: 1,008
  • Finished area above ground: 1,400

Heating & Cooling

  • Heating features: Forced Air
  • Cooling features: Central Air

Informal Dining Room

  • Level: Main
  • Area: 130
  • Dimensions: 13x10

Interior Area

  • Total structure area: 2,600
  • Total interior livable area: 2,600 sqft

Kitchen

  • Level: Main
  • Area: 120
  • Dimensions: 12x10

Laundry

  • Level: Main

Living Room

  • Level: Main
  • Area: 150
  • Dimensions: 15x10

Patio

  • Level: Main

Storage

  • Level: Lower
  • Area: 352
  • Dimensions: 16x22

Sun Room

  • Level: Main
  • Area: 132
  • Dimensions: 12x11

Property

Accessibility

  • Accessibility features: No Stairs External

Details

  • Parcel number: 148250008071
  • Attached to another structure: Yes
  • Zoning description: Residential-Single Family
  • Foundation area: 1200

Features

  • Levels: One
  • Stories: 1
  • Pool features: None
  • Patio & porch: Patio
  • Fencing: None

Lot

  • Features: Tree Coverage - Medium
  • Lot size dimensions: Common

Parking

  • Total spaces: 2
  • Parking features: Attached,Asphalt
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Strong Wind
    Strong WindRelatively High
  • Tornado
    TornadoRelatively High
  • Cold Wave
    Cold WaveModerate
  • Hail
    HailModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Strong Wind
Tornado
Cold Wave
Hail
Winter Weather

FEMA Declared Disasters in Dakota County and Minnesota

Flood
Severe Storm
Straight Line Winds

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,643$19,716
Home Insurance *$175$2,100
Property Taxes $259$3,108
Electricity $219$2,631
Total$2,296$27,552
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$78,720/yr
40% on housing$68,880/yr
45% on housing$61,226/yr

Minnesota FAIR Plan Programs

Minnesota FAIR Plan

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 4,160Commercial: 101
Total Premiums$4.54M
Total Exposure$457.44M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 11.3%
11.3%
0%30.0%
Electricity Growth Rate10-year average: 2.7%
2.7%
0%15.0%
Property Taxes Growth Rate2-year average: 0.7%
0.7%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$125This listing

vs Other Active Listings

Avg $/sqft

ZIP 55024$186
Dakota County$173

vs Homes Sold Last Month

Median $/sqft

ZIP 55024$198
Dakota County$192

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-04-06Price change$325,000
2026-02-06Listed for sale$349,900
2025-11-26Listing removed$349,900
2025-10-15Listed for sale$349,900

For Sale by Agent

AgentJohn Dobbs
BrokerageRE/MAX Results

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