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993 Union Ave APT 17, Bronx, NY, 10459

3beds
1baths
796sqft
$123,061
$155price/sqft
$990/moest. monthly cost
$39,600/yrincome needed

About This Home

Affordable 3-Bedroom Co-op in Longwood section of the Bronx Only 5 units available! Union Avenue Apartments presents a rare opportunity to own a spacious, newly rehabilitated 3-bedroom, 1-bath cooperative in the heart of the Bronx. Located in a gut-renovated building, this unit offers affordable homeownership through the Affordable Neighborhood Cooperative Program (ANCP). Situated in the vibrant Longwood neighborhood in the Bronx, residents enjoy easy access to public transportation, schools, and local amenities. Property Highlights: • Hardwood floors • Energy-efficient appliances • Security cameras & intercom system • Smoke-free building • Shared laundry room (additional fees apply) • Outdoor common areas • Accessible entrance • Close to 2 and 5 subway lines, and Bx4, Bx6, and Bx17 buses Buyer Requirements: • Must be a first-time homebuyer • Must occupy the unit as your primary residence • Must meet minimum & maximum income requirements • Household must meet household size requirements • Must fall below maximum asset limit • Only 5% down payment is required Interested? To express interest in purchasing this unit or other available units in this building, please reply to this ad today. A representative will follow up with next steps.

Getting Around

92
WalkingWalker's Paradise
0
TransitVery Limited Transit
68
BikeBikeable

Schools

6/10
5/10
Bronx Latin SchoolGrades 6-120.3 mi

Construction

Condition

  • Year built: 1905

Type & Style

  • Home type: Cooperative
  • Property subType: Coop

Interior

Appliances

  • Laundry features: Inside

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 1
  • Full bathrooms: 1

Features

  • Flooring: Hardwood

Interior Area

  • Total structure area: 796
  • Total interior livable area: 796 sqft

Property

Details

  • Special condition: Restricted Sale

Features

  • Patio & porch: Other
  • Exterior features: Courtyard

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveRelatively High
  • Heat Wave
    Heat WaveRelatively High
  • Strong Wind
    Strong WindModerate
  • Winter Weather
    Winter WeatherModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Cold Wave
Heat Wave
Strong Wind
Winter Weather
Tsunami

FEMA Declared Disasters in Bronx County and New York

Flood
Severe Storm
Snowstorm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $622$7,464
Home Insurance *$43$516
Property Taxes $79$948
Electricity $246$2,954
Total$990$11,880
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$33,942/yr
40% on housing$29,700/yr
45% on housing$26,400/yr

New York FAIR Plan Programs

New York Property Insurance Underwriting Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 20,669Commercial: 1,556
Total Premiums$32.27M
Total Exposure$7.63B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 3.3%
3.3%
0%30.0%
Electricity Growth Rate10-year average: 7.1%
7.1%
0%15.0%
Property Taxes Growth Rate2-year average: -0.5%
-0.5%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$155This listing

vs Other Active Listings

Avg $/sqft

ZIP 10459$366
Bronx County$399

vs Homes Sold Last Month

Median $/sqft

ZIP 10459$343
Bronx County$409

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-01-29Listed for sale$123,061

For Sale by Owner

Agentunionaveapartments@bronxprogroup.com
BrokerageOwner

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