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114 Nelson Avenue, Saratoga Springs, NY, 12866

6beds
6baths
4,599sqft
$3,737,000
$813price/sqft
$24,561/moest. monthly cost
$982,440/yrincome needed

About This Home

Live life to the fullest in this masterfully designed 6-bedroom, 6-bathroom home offering 5,870 square feet of luxurious living space, built by a national award-winning builder. This predesigned plan allows you to personalize finishes. The main levels feature a gourmet kitchen with walk-in pantry, dining area, office, living room, and mudroom. The second floor includes a Primary Bedroom with walk-in closet and spa-like bath, two guest bedrooms with ensuite bathrooms, and an office. The third level offers a lounge, optional bar area, bedroom, full bathroom, and screened porch. The lower level is an entertainer's dream with a living room, full bedroom and bath, wine room, gym, and ample storage space. Moments from Saratoga Race Course and Congress Park, shops, and restaurants, this home blends luxury, convenience, and prime location.

Getting Around

48
WalkingCar-Dependent
22
TransitMinimal Transit
54
BikeBikeable

Schools

8/10
8/10

Construction

Condition

  • New construction: Yes

Materials

  • Foundation: Concrete Perimeter
  • Roof: Metal,Shingle
  • Construction materials: Other,Fiber Cement

Type & Style

  • Home type: SingleFamily
  • Architectural style: Custom
  • Property subType: Single Family Residence,Residential

Interior

Appliances

  • Appliances included: Dishwasher,Range,Range Hood,Refrigerator,Washer/Dryer
  • Laundry features: Electric Dryer Hookup,Upper Level

Basement

  • Has basement: Yes
  • Basement: Finished,Full,Heated

Bedroom

  • Level: Second

Bedroom

  • Level: Second

Bedroom

  • Level: Third

Bedrooms & Bathrooms

  • Bedrooms: 6
  • Bathrooms: 6
  • Full bathrooms: 6

Features

  • Wet Bar,Wine Cellar,Built-in Features,Ceramic Tile Bath,Kitchen Island
  • Door features: Sliding Doors
  • Window features: Double Pane Windows,Egress Window
  • Flooring: Tile,Carpet,Hardwood
  • Number of fireplaces: 1
  • Fireplace features: Bedroom,Living Room
  • Fireplace: Yes
  • Finished area below ground: 1,271
  • Finished area above ground: 4,599

Foyer

  • Level: First

Full Bathroom

  • Level: First

Full Bathroom

  • Level: Second

Full Bathroom

  • Level: Second

Full Bathroom

  • Level: Third

Heating & Cooling

  • Heating features: Forced Air,Natural Gas
  • Cooling features: Central Air

Interior Area

  • Total structure area: 4,599
  • Total interior livable area: 4,599 sqft

Kitchen

  • Level: First

Laundry

  • Level: Second

Living Room

  • Level: First

Mud Room

  • Level: First

Office

  • Level: First

Office

  • Level: Second

Other

  • Level: First

Other

  • Level: First

Other

  • Level: Third

Other

  • Level: Basement

Other

  • Level: Basement

Primary Bathroom

  • Level: Second

Primary Bedroom

  • Level: Second

Property

Details

  • Parcel number: 411501 166.77417.4
  • Special condition: Standard

Features

  • Patio & porch: Rear Porch,Screened,Enclosed,Front Porch
  • Exterior features: Other
  • Has view: Yes
  • View description: City

Lot

  • Lot size: 6,534 sqft
  • Features: Level,Road Frontage,Cleared

Parking

  • Total spaces: 4
  • Parking features: Driveway,Garage Door Opener
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Lightning
    LightningModerate

How This Home’s Risks Compare

Lightning

FEMA Declared Disasters in Saratoga County and New York

Flood
Severe Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $18,896$226,752
Home Insurance *$951$11,412
Property Taxes $3,954$47,448
Electricity $760$9,120
Total$24,561$294,732
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$842,091/yr
40% on housing$736,830/yr
45% on housing$654,960/yr

New York FAIR Plan Programs

New York Property Insurance Underwriting Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 20,669Commercial: 1,556
Total Premiums$32.27M
Total Exposure$7.63B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: -6.7%
-6.7%
0%30.0%
Electricity Growth Rate10-year average: 7.1%
7.1%
0%15.0%
Property Taxes Growth Rate2-year average: -2.4%
-2.4%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$813This listing

vs Other Active Listings

Avg $/sqft

ZIP 12866$445
Saratoga County$301

vs Homes Sold Last Month

Median $/sqft

ZIP 12866$330
Saratoga County$264

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2025-10-15Listed for sale$3,737,000

New Construction

AgentAspen Witt
BrokerageJulie & Co Realty LLC

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