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10305 SW 105th Ter, Ocala, FL, 34481

3beds
3baths
2,373sqft
$470,000
$198price/sqft
$3,196/moest. monthly cost
$127,840/yrincome needed

About This Home

Elegant New Construction Dunbar Model in Longleaf Ridge! Step into style and sophistication with this brand-new Dunbar model offering over 2,300 sq. ft. of beautifully designed living space. This 3-bedroom, 3-bath home features a 3-car split garage and an open floor plan with a desirable split-bedroom layout, combining elegance and functionality throughout. The living area showcases tray ceilings and 4-panel sliding glass doors that open to a screened lanai — perfect for indoor-outdoor living. The gourmet kitchen is a chef’s dream with staggered cabinets topped with crown molding, under-cabinet lighting, quartz countertops, a stunning tile backsplash, a large island, stainless steel appliances, a built-in oven and microwave, cooktop with hood, and a spacious walk-in pantry. The luxurious primary suite features a tray ceiling and a 3-panel window with blinds overlooking the backyard. The ensuite bath offers tile flooring, dual quartz vanities, a zero-entry tiled shower with a built-in bench, and a walk-in closet with convenient through-access to the laundry room. Bedroom 2 includes its own private ensuite bath with a quartz vanity and a tiled walk-in shower with a sliding glass door — perfect for guests or extended family. Bedroom 3 offers a large closet and is adjacent to the third full bath, which features a quartz vanity and a tiled tub/shower combination. Located in the sought-after Longleaf Ridge neighborhood of On Top of the World, this stunning new construction home offers the perfect blend of modern design, comfort, and resort-style living in one of Ocala’s premier active adult communities.

Getting Around

5
WalkingCar-Dependent
0
TransitNo Nearby Transit
36
BikeSomewhat Bikeable

Schools

4/10
3/10
4/10
West Port High SchoolGrades 9-126.2 mi

Construction

Condition

  • Property condition: Completed
  • New construction: Yes
  • Year built: 2025

Materials

  • Foundation: Slab
  • Roof: Shingle
  • Construction materials: Block,Concrete,Stucco

Other

  • Builder model: Dunbar

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Oven,Cooktop,Dishwasher,Disposal,Microwave,Range Hood,Refrigerator
  • Laundry features: Inside,Laundry Room

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 3
  • Full bathrooms: 3

Features

  • Open Floorplan,Primary Bedroom Main Floor,Split Bedroom,Stone Counters,Thermostat,Tray Ceiling(s),Walk-In Closet(s)
  • Door features: Sliding Doors
  • Window features: Blinds
  • Flooring: Laminate,Tile

Heating & Cooling

  • Heating features: Electric
  • Cooling features: Central Air

Interior Area

  • Total structure area: 3,340
  • Total interior livable area: 2,373 sqft

Kitchen

  • Level: First

Living Room

  • Level: First

Primary Bedroom

  • Features: Walk-In Closet(s)
  • Level: First

Property

Details

  • Parcel number: 3530067142
  • Zoning: PUD
  • Special condition: None

Features

  • Levels: One
  • Stories: 1
  • Patio & porch: Covered,Front Porch,Rear Porch,Screened
  • Exterior features: Irrigation System,Lighting

Lot

  • Lot size: 0.28 Acres
  • Features: Cleared,Landscaped

Parking

  • Total spaces: 3
  • Parking features: Driveway,Split Garage
  • Has garage: Yes
  • Attached garage spaces: 3
  • Covered spaces: 3
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Lightning
    LightningVery High
  • Hurricane
    HurricaneRelatively High
  • Inland Flooding
    Inland FloodingRelatively High
  • Tornado
    TornadoRelatively High
  • Cold Wave
    Cold WaveModerate
  • Heat Wave
    Heat WaveModerate
  • Strong Wind
    Strong WindModerate
  • Wildfire
    WildfireModerate

How This Home’s Risks Compare

Lightning
Hurricane
Inland Flooding
Tornado
Cold Wave
Heat Wave
Strong Wind
Wildfire

FEMA Declared Disasters in Marion County and Florida

Coastal Storm
Flood
Hurricane
Severe Storm
Straight Line Winds
Tornado
Tropical Depression
Tropical Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,376$28,512
Home Insurance *$300$3,600
Property Taxes $282$3,384
Electricity $238$2,865
Total$3,196$38,352
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$109,577/yr
40% on housing$95,880/yr
45% on housing$85,226/yr

Florida FAIR Plan Programs

Citizens Property Insurance Corporation [Florida]

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 1,321,953Commercial: 13,564
Total Premiums$4.60B
Total Exposure$385.82B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 16.1%
16.1%
0%30.0%
Electricity Growth Rate10-year average: 2.2%
2.2%
0%15.0%
Property Taxes Growth Rate2-year average: 5.6%
5.6%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$198This listing

vs Other Active Listings

Avg $/sqft

ZIP 34481$156
Marion County$208

vs Homes Sold Last Month

Median $/sqft

ZIP 34481$174
Marion County$168

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2025-10-15Listed for sale$470,000

New Construction

AgentJason Taflinger
BrokerageON TOP OF THE WORLD REAL EST

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