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411 W 48TH STREET, Bradenton, FL, 34209

2beds
2baths
1,348sqft
$395,000
$293price/sqft
$2,894/moest. monthly cost
$115,760/yrincome needed

About This Home

This updated 1938 West Bradenton bungalow blends Old Florida charm with modern comfort just minutes from Palma Sola Bay, Anna Maria Island, and Bradenton Country Club. Inside, you’ll find luxury vinyl flooring, stone counters, a spacious living room with a classic stone fireplace, and a bright, inviting layout that feels instantly welcoming. The private backyard is a true retreat — complete with a large deck, pergola, tropical landscaping, and a screened lanai with a built-in tiki bar for relaxing or entertaining. The home sits on an oversized 0.23-acre lot with plenty of space to enjoy the outdoors. Recent updates include newer flooring, refreshed kitchen finishes, updated bath features, and a clean, move-in-ready presentation. The property offers a rare combination of character, comfort, and location in one of West Bradenton’s most desirable pockets. Just a short drive to the beaches of Anna Maria Island, close to shopping and dining, and walkable to Bradenton Country Club — this home delivers the coastal lifestyle buyers want with the charm they rarely find.

Getting Around

65
WalkingSomewhat Walkable
29
TransitSome Transit
61
BikeBikeable

Schools

3/10
Manatee High SchoolGrades 8-120.9 mi
4/10

Construction

Condition

  • Year built: 1938

Materials

  • Foundation: Slab
  • Roof: Shingle
  • Construction materials: Wood Frame

Type & Style

  • Home type: SingleFamily
  • Architectural style: Florida
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Dryer,Microwave,Range,Refrigerator,Washer
  • Laundry features: Inside

Bedroom2

  • Features: Built-in Closet
  • Level: First
  • Area: 144
  • Dimensions: 12x12

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 2
  • Full bathrooms: 2

Dining Room

  • Level: First
  • Area: 180
  • Dimensions: 15x12

Features

  • Ceiling Fan(s),Crown Molding,Eating Space In Kitchen,Kitchen/Family Room Combo,Living Room/Dining Room Combo,Open Floorplan,Primary Bedroom Main Floor,Solid Wood Cabinets,Stone Counters,Thermostat
  • Door features: Sliding Doors
  • Flooring: Luxury Vinyl
  • Fireplace features: Stone
  • Fireplace: Yes

Heating & Cooling

  • Heating features: Central,Electric
  • Cooling features: Central Air

Interior Area

  • Total structure area: 1,564
  • Total interior livable area: 1,348 sqft

Kitchen

  • Features: Pantry
  • Level: First
  • Area: 135
  • Dimensions: 15x9

Living Room

  • Level: First
  • Area: 360
  • Dimensions: 15x24

Primary Bedroom

  • Features: En Suite Bathroom,Walk-In Closet(s)
  • Level: First
  • Area: 196
  • Dimensions: 14x14

Property

Details

  • Parcel number: 3610000006
  • Zoning: RSF-4.5
  • Special condition: None

Features

  • Levels: One
  • Stories: 1
  • Patio & porch: Covered,Patio,Porch
  • Exterior features: Lighting,Rain Gutters,Sidewalk,Storage
  • Fencing: Wood
  • Has view: Yes
  • View description: Trees/Woods
  • Residential vegetation: Mature Landscaping,Trees/Landscaped

Lot

  • Lot size: 9,975 sqft
  • Features: Sidewalk,Unincorporated
  • Lot size dimensions: 9975 Units

Parking

  • Total spaces: 1
  • Parking features: Garage - Attached
  • Has garage: Yes
  • Attached garage spaces: 1
  • Covered spaces: 1

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Coastal Flooding
    Coastal FloodingRelatively High
  • Hurricane
    HurricaneRelatively High
  • Lightning
    LightningRelatively High
  • Tornado
    TornadoModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Coastal Flooding
Hurricane
Lightning
Tornado
Tsunami

FEMA Declared Disasters in Manatee County and Florida

Coastal Storm
Flood
Hurricane
Severe Storm
Straight Line Winds
Tornado
Tropical Depression
Tropical Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,997$23,964
Home Insurance *$144$1,728
Property Taxes $556$6,672
Electricity $197$2,366
Total$2,894$34,728
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$99,222/yr
40% on housing$86,820/yr
45% on housing$77,173/yr

Florida FAIR Plan Programs

Citizens Property Insurance Corporation [Florida]

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 1,321,953Commercial: 13,564
Total Premiums$4.60B
Total Exposure$385.82B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 11.9%
11.9%
0%30.0%
Electricity Growth Rate10-year average: 2.2%
2.2%
0%15.0%
Property Taxes Growth Rate2-year average: 3.6%
3.6%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$293This listing

vs Other Active Listings

Avg $/sqft

ZIP 34209$260
Manatee County$265

vs Homes Sold Last Month

Median $/sqft

ZIP 34209$270
Manatee County$239

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-07-30Price change$395,000
2026-07-20Price change$399,000
2026-06-15Listed for sale$429,000
2020-09-30Sold$240,000
2004-01-07Sold$167,500
2002-04-30Sold$94,400

For Sale by Agent

AgentGreg Dudley
BrokerageKW COASTAL LIVING III

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