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100 N Center St, Irvington, KY, 40146

4beds
2baths
1,475sqft
$168,500
$114price/sqft
$1,199/moest. monthly cost
$47,960/yrincome needed

About This Home

HOME IS ELIGIBLE FOR VA AND FHAFINANCING. Discover this brand-new, move-in-ready 4-bedroom, 2-bath doublewide situated on a 0.45-acre lot in the heart of Irvington. This home features a spacious open-concept floor plan designed for modern living, with a comfortable living area that flows seamlessly into the kitchen and dining space. The kitchen offers ample cabinet and counter space, and a convenient laundry room is located just off the kitchen for added functionality. Enjoy outdoor living on the front and back decks, perfect for relaxing or entertaining. A new storage shed provides additional space for tools and equipment. This property combines comfort, style, and value in a convenient location close to local amenities. Home has got a one year warranty that will transfer to the new homeowner. Don't miss this opportunity to make 100 N Center Street your new home. Contact us today for more information or to schedule your private showing.

Getting Around

28
WalkingCar-Dependent
0
TransitVery Limited Transit
27
BikeSomewhat Bikeable

Schools

4/10
5/10

Construction

Condition

  • Year built: 2025

Materials

  • Roof: Shingle
  • Construction materials: Vinyl Siding

Type & Style

  • Home type: MobileManufactured
  • Architectural style: Ranch
  • Property subType: Mobile Home

Interior

Basement

  • Basement: None

Bedroom

  • Level: First

Bedroom

  • Level: First

Bedroom

  • Level: First

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 2
  • Full bathrooms: 2

Features

  • Finished area below ground: 0
  • Finished area above ground: 1,475

Full Bathroom

  • Level: First

Heating & Cooling

  • Heating features: Electric,Heat Pump
  • Cooling features: Heat Pump

Interior Area

  • Total structure area: 1,475
  • Total interior livable area: 1,475 sqft

Laundry

  • Level: First

Primary Bathroom

  • Level: First

Primary Bedroom

  • Level: First

Property

Details

  • Parcel number: IR 2511

Features

  • Stories: 1
  • Patio & porch: Deck
  • Exterior features: None
  • Fencing: None

Lot

  • Lot size: 0.45 Acres
  • Features: Cleared,Level

Parking

  • Parking features: None

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Strong Wind
    Strong WindVery High
  • Tornado
    TornadoVery High
  • Cold Wave
    Cold WaveRelatively High
  • Hail
    HailRelatively High
  • Inland Flooding
    Inland FloodingRelatively High
  • Ice Storm
    Ice StormRelatively High
  • Lightning
    LightningRelatively High
  • Winter Weather
    Winter WeatherRelatively High
  • Earthquake
    EarthquakeModerate
  • Heat Wave
    Heat WaveModerate

How This Home’s Risks Compare

Strong Wind
Tornado
Cold Wave
Hail
Inland Flooding
Ice Storm
Lightning
Winter Weather
Earthquake
Heat Wave

FEMA Declared Disasters Across Kentucky Counties

Flood
Mud Landslide
Severe Storm
Straight Line Winds
Tornado
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $852$10,224
Home Insurance *$118$1,416
Property Taxes $75$900
Electricity $154$1,850
Total$1,199$14,388
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$41,108/yr
40% on housing$35,970/yr
45% on housing$31,973/yr

Kentucky FAIR Plan Programs

Kentucky FAIR Plan Reinsurance Association

Covered
WildfireWildfire
Add-on available
HailHail
WindWind
Visit Website →
Current Policies
Residential: 4,102Commercial: 175
Total Premiums$2.55M
Total Exposure$206.09M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 9.5%
9.5%
0%30.0%
Electricity Growth Rate10-year average: 6.0%
6.0%
0%15.0%
Property Taxes Growth Rate2-year average: 3.9%
3.9%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$114This listing

vs Other Active Listings

Avg $/sqft

ZIP 40146$117
Breckinridge County$141

vs Homes Sold Last Month

Median $/sqft

ZIP 40146
Breckinridge County$150

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-04-24Price change$183,500
2026-01-23Listed for sale$187,500
2026-01-12Listing removed$198,500
2025-10-29Price change$198,500
2025-10-16Listed for sale$204,500

For Sale by Agent

AgentLacee Hardy
BrokerageStoneGate Realty

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