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3920 Woodbine Dr #202, Saint Cloud, FL, 34772

4beds
2baths
0sqft
$97,000
--price/sqft
$803/moest. monthly cost
$32,120/yrincome needed

About This Home

Welcome to Covington Estates an all age active and vibrant community, where you can find yourself in your dream home. We have a stunning, 2004 4 bed, 2 bath home for sale featuring 1900.00 sq ft of beautifully designed living space. Located in St. Cloud, this property offers the perfect blend of modern amenities and timeless charm. Step inside to find a spacious home. The open kitchen, perfect for both everyday living and entertaining. The spacious primary suite offers a peaceful retreat, complete with,soaking tub & walk-in closet. Additional bedrooms provide versatility for guests, a home office, or a growing family. Located in the desirable Covington Estates, residents enjoy access to a range of premium amenities including pool, clubhouse, playgrounds, Basketball court. Conveniently situated near schools, shopping, dining, major highways, parks, public transportation, you'll have everything you need just minutes away. Whether you're looking for relaxation or recreation, this community has it all. Call today to schedule a tour!

Getting Around

7
WalkingCar-Dependent
0
TransitVery Limited Transit
32
BikeSomewhat Bikeable

Schools

9/10
CANOE CREEK K-8-0991Grades PK-80.7 mi
4/10
St. Cloud High SchoolGrades PK,9-123.1 mi

Construction

Condition

  • Year built: 2004

Type & Style

  • Home type: MobileManufactured
  • Property subType: Manufactured Home

Interior

Appliances

  • Appliances included: Dishwasher,Refrigerator

Basement

  • Area: 0

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 2
  • Full bathrooms: 2

Features

  • Finished area above ground: 1,900

Heating

  • Heating features: Electric

Interior Area

  • Total structure area: 1,900

Property

Details

  • On leased land: Yes
  • Lease amount: 676

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Strong Wind
    Strong WindVery High
  • Lightning
    LightningRelatively High
  • Hurricane
    HurricaneModerate
  • Inland Flooding
    Inland FloodingModerate
  • Tornado
    TornadoModerate
  • Wildfire
    WildfireModerate

How This Home’s Risks Compare

Strong Wind
Lightning
Hurricane
Inland Flooding
Tornado
Wildfire

FEMA Declared Disasters in Osceola County and Florida

Coastal Storm
Flood
Hurricane
Severe Storm
Straight Line Winds
Tornado
Tropical Depression
Tropical Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $490$5,880
Home Insurance *$55$660
Property Taxes $61$732
Electricity $197$2,366
Total$803$9,636
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$27,531/yr
40% on housing$24,090/yr
45% on housing$21,413/yr

Florida FAIR Plan Programs

Citizens Property Insurance Corporation [Florida]

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 1,321,953Commercial: 13,564
Total Premiums$4.60B
Total Exposure$385.82B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 13.0%
13.0%
0%30.0%
Electricity Growth Rate10-year average: 2.2%
2.2%
0%15.0%
Property Taxes Growth Rate2-year average: 4.8%
4.8%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

--This listing

vs Other Active Listings

Avg $/sqft

ZIP 34772$194
Osceola County$185

vs Homes Sold Last Month

Median $/sqft

ZIP 34772$213
Osceola County$205

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2025-10-16Listed for sale$97,000

For Sale by Agent

AgentLeide Acevedo
BrokerageCovington Estates

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