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55 Keefe Rd, Camden, NY, 13316

5beds
4baths
0sqft
$449,900
--price/sqft
$3,424/moest. monthly cost
$136,960/yrincome needed

About This Home

Welcome to Big Brook Lodge, Florence, NY - a truly one-of-a-kind property that has served as a family retreat since the 1950s. Set on 50 fully wooded acres and completely surrounded on all four sides by Big Brook State Forest, this property offers unmatched privacy and recreation. It feels like your own private resort - and it's being conveyed fully furnished. The Home This spacious off-grid residence is fully self-sufficient, featuring a solar power system with circuit breaker panel, a drilled well, and a septic system. Comfort comes easy with two wood stoves, a propane-fired water heater and kitchen stove, and two 500-gallon propane tanks for convenience. • Expansive great room with wood stove opening to a screened porch • Full kitchen and dining area • Mudroom and half bath with laundry • Guest or in-law suite with full bath, living room, bedroom, kitchenette, and separate entrance Second Level A timber staircase leads upstairs to an open walkway overlooking the great room. • A fully finished, carpeted loft offers flexible space for a recreation room, home office, or studio. • Three large bedrooms and a full bath • Master suite with bedroom, sitting area, and private full bath • Each bedroom is individually keyed, offering potential to operate as an inn or retreat • Abundant closet and storage space throughout Walk-Out Basement The lower level includes a cozy living area with a wood stove and sliding patio doors opening to a covered outdoor patio. You'll also find a workshop, storage area, and mechanical room. Outbuildings and Outdoor Features • Generator shed for backup power • Attached garage with overhead door • Detached barn, filled with recreational equipment included in the sale: snowmobile, canoe, 4-wheeler, bush hog, lawn mowers, and tools. The barn's covered wing is ideal for firewood storage. • Rustic one-room hunting cabin with stove - in need of light TLC, but usable with minimal effort • The 50-acre property is fully wooded with mature hardwoods and features an established 2-mile trail system perfect for hiking, ATV riding, or cross-country skiing. Enjoy the open sledding hill just off the side yard - a favorite winter pastime. Located at the corner of Houlahan Road and Keefe Road, the property sits at the end of a 2-mile seasonal road that becomes a snowmobile trail in winter. A 1-acre parcel off the main road may be available separately - ideal as a staging or parking area for winter access. Financing available.

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
5
BikeSomewhat Bikeable

Schools

6/10
Camden Elementary SchoolGrades PK-46.9 mi
7/10
Camden Middle SchoolGrades 5-87.0 mi
4/10
Camden Senior High SchoolGrades 9-126.7 mi

Construction

Condition

  • Year built: 1994

Materials

  • Roof: Metal
  • Construction materials: Frame,Vinyl Siding

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Refrigerator,Oven

Basement

  • Has basement: Yes
  • Basement: Full,Finished

Bedrooms & Bathrooms

  • Bedrooms: 5
  • Bathrooms: 4
  • Full bathrooms: 3
  • 1/2 bathrooms: 1

Features

  • Flooring: Hardwood
  • Fireplace features: Wood Burning Stove
  • Finished area above ground: 0

Heating

  • Heating features: Solar,Wood,Other

Interior Area

  • Total structure area: 0

Kitchen

  • Features: Separate

Property

Details

  • Parcel number: 56.000120
  • Lease amount: 0

Features

  • Stories: 4
  • Patio & porch: Patio,Covered Porch,Screened Porch
  • Has view: Yes
  • View description: Park,Scenic,Stream,Wooded
  • Has water view: Yes
  • Water view: Stream
  • On waterfront: Yes
  • Waterfront features: Stream
  • Waterbody name: Smith Brook
  • Frontage length: 0

Lot

  • Lot size: 50 Acres
  • Features: Trees

Parking

  • Parking features: Detached
  • Has garage: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Winter Weather
    Winter WeatherRelatively High
  • Cold Wave
    Cold WaveModerate
  • Inland Flooding
    Inland FloodingModerate
  • Ice Storm
    Ice StormModerate
  • Lightning
    LightningModerate
  • Strong Wind
    Strong WindModerate

How This Home’s Risks Compare

Winter Weather
Cold Wave
Inland Flooding
Ice Storm
Lightning
Strong Wind

FEMA Declared Disasters in Oneida County and New York

Flood
Severe Storm
Snowstorm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,274$27,288
Home Insurance *$256$3,072
Property Taxes $648$7,776
Electricity $246$2,954
Total$3,424$41,088
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$117,394/yr
40% on housing$102,720/yr
45% on housing$91,306/yr

New York FAIR Plan Programs

New York Property Insurance Underwriting Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 20,669Commercial: 1,556
Total Premiums$32.27M
Total Exposure$7.63B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 3.9%
3.9%
0%30.0%
Electricity Growth Rate10-year average: 7.1%
7.1%
0%15.0%
Property Taxes Growth Rate2-year average: -1.8%
-1.8%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

--This listing

vs Other Active Listings

Avg $/sqft

ZIP 13316$104
Oneida County$144

vs Homes Sold Last Month

Median $/sqft

ZIP 13316$143
Oneida County$152

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2025-10-16Listed for sale$449,900

For Sale by Agent

AgentMichael Quinn
BrokerageCHRISTMAS AND ASSOCIATES INC

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