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681/683 95th AVE N, Naples, FL, 34108

3beds
2baths
1,529sqft
$725,000
$474price/sqft
$4,749/moest. monthly cost
$189,960/yrincome needed

About This Home

***Prestigious Naples Park Location with Endless Potential*** An exceptional opportunity awaits in the highly coveted southern end of Naples Park—where luxury living meets unbeatable location. This rare duplex offers multiple possibilities: enjoy steady income with long-term tenants, remodel for dual short-term rentals, or build your dream coastal retreat among Naples Park’s most exquisite new luxury homes. The front residence has been newly updated and features one bedroom, one bath, an in-unit washer and dryer, and a bright, open living space ready for immediate occupancy. The rear residence, currently leased through May 2026, includes two bedrooms, one bath, a comfortable kitchen and dining area, a spacious living room, a utility room with interior washer and dryer, and a private fenced backyard. Each unit offers two paved parking spaces conveniently located right at the front of the property. Ideally situated just minutes from Vanderbilt Beach, Mercato, The Turtle Club, LaPlaya Beach & Golf Resort, and the Ritz-Carlton, this property embodies the Naples lifestyle—where world-class dining, shopping, and white-sand beaches are all within reach. Naples Park remains one of the most desirable non-HOA communities in North Naples, offering no fees, no restrictions, and endless flexibility. Whether you’re an investor, builder, or future homeowner, this prime parcel offers prestige, location, and potential—all in one unmatched Naples address. If you chose to build, your could put a beautiful 3 story home, Front Yard: 25', Side Yards: 7.5', Rear Yard: 20', Rear Yard - Accessory: 10' and height of 35 ft.

Getting Around

35
WalkingCar-Dependent
0
TransitVery Limited Transit
55
BikeBikeable

Schools

6/10
9/10
Pine Ridge Middle SchoolGrades 6-83.3 mi
--
Hospital/HomeboundGrades K-124.1 mi

Construction

Condition

  • Year built: 1968

Materials

  • Foundation: Concrete Block
  • Roof: Shingle
  • Construction materials: Block,Stucco

Type & Style

  • Home type: MultiFamily
  • Property subType: Duplex

Interior

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 2
  • Full bathrooms: 2

Features

  • Flooring: Tile

Heating & Cooling

  • Heating features: Central,Wall Unit
  • Cooling features: Ceiling Fan(s),Central Air

Interior Area

  • Total interior livable area: 1,529 sqft

Property

Details

  • Parcel number: 62641600001
  • Zoning: RMF-6

Features

  • Fencing: Fenced
  • Waterfront features: None

Lot

  • Lot size: 6,534 sqft
  • Features: Regular

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Hurricane
    HurricaneRelatively High
  • Lightning
    LightningModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Hurricane
Lightning
Tsunami

FEMA Declared Disasters in Collier County and Florida

Coastal Storm
Flood
Hurricane
Severe Storm
Straight Line Winds
Tornado
Tropical Depression
Tropical Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $3,665$43,980
Home Insurance *$531$6,372
Property Taxes $356$4,272
Electricity $197$2,366
Total$4,749$56,988
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$162,822/yr
40% on housing$142,470/yr
45% on housing$126,640/yr

Florida FAIR Plan Programs

Citizens Property Insurance Corporation [Florida]

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 1,321,953Commercial: 13,564
Total Premiums$4.60B
Total Exposure$385.82B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 11.3%
11.3%
0%30.0%
Electricity Growth Rate10-year average: 2.2%
2.2%
0%15.0%
Property Taxes Growth Rate2-year average: 2.0%
2.0%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$474This listing

vs Other Active Listings

Avg $/sqft

ZIP 34108$906
Collier County$526

vs Homes Sold Last Month

Median $/sqft

ZIP 34108$695
Collier County$385

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-02-01Price change$725,000
2025-10-17Listed for sale$750,000

For Sale by Agent

AgentAmber Y Reyes
BrokerageLocal Real Estate LLC

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